Fast Cash Loans
- Online Application
- Your Credit Is Not Affected
- Quick Cash Funding
- Ideal For Emergencies
When emergency expenses occur, more than a quarter of Americans without any savings funds will face a real challenge to come up with an extra hundred dollars. In these cases, fast cash loans may provide quick infusions of cash that can help borrowers make it to their next paycheck.
With the increasing growth of modern life expenses and today’s fast-paced world, quick loans are getting more and more popular.
When to Consider Quick Cash Loans Online
Payday loans should only be considered in emergency situations. When you have urgent cash needs as car repair or medical bills, traditional bank loans are not a solution because they may take weeks to be funded. On the other hand, borrowing from friends and family members can be tricky and awkward, and it can also ruin your relationships.
It’s fundamental to properly assess your repaying ability before rushing into any loan application. If you have a stable regular income and can guarantee loan repayment, online cash advance is a good loan option.
What is a Fast Cash Loan?
Payday loans are same-day or next-day loans that give you quick and convenient access to money when facing a cash shortfall. The approval amounts range from $50 to $1,000, depending on legal regulations in your state.
Fast Money Loans’ Main Features:
Simple requirements and terms. As opposed to traditional loans, fast loans online don’t require any collateral, and almost anyone can easily qualify. These loans can be used to address everyone’s short-term borrowing needs without any strict terms and conditions.
Credit history is not required, and it won’t be affected. The credit history won’t prevent borrowers from qualifying for a quick payday loan. As in case of bad credit payday loans, applicants with bad credit score or no credit are eligible as long as they have a stable source of income. The lenders will only perform soft credit checks, which may or may not be recorded in your credit reports. Soft inquiries are only visible to you.
Easy application process and fast funding. With fast loans online services, you can apply and get funded from the comfort of your home. After completing the online application with basic personal information, you will receive a lending decision in minutes. If approved, the funds will be transferred to your bank account the next business day.
Eligibility Requirements for Quick Money Loans
To qualify for an online short term loan, you must meet the following eligibility criteria:
- be a US citizen or permanent resident
- be at least 18 years old
- have a stable source of income
- have an active checking account
- provide a valid phone number and an email address
Quick Application and Fast Funding
With online fast loans, you don’t have to worry about the long approval process, lengthy application forms, or tedious paperwork. You can get fast your cash in 3 easy steps:
Apply. All you need is to fill out a short, simple form, including your name, bank account information, income information, and the amount of money you require (you can apply for anywhere up to $1,000).
Get approved. After submitting your application, you will receive a loan offer from one of our direct lenders. You can accept or refuse it at no cost. Before signing your loan agreement, check the following aspects: loan interest rate, the total loan amount owed, possibilities of renewal, additional fees, what happens if you can’t repay your loan, etc.
Get your funds. Usually, you can get the funds by the next business day within 24 hours. Some direct lenders may even deposit the cash advance on the same day.
Get Connected to the Best Direct Loan Lenders
1FirstCashAdvance is one of the leading providers of fast cash online loans and online loans from direct lenders, with a proven track record of many successful loan offerings. We work with a large network of trustful direct lenders, which provide competitive loan offers, with no hidden fees, and a streamlined loan approval process. Here’s what makes 1FirstCashAdvance different:
We charge no fees for our services. 1FirstCashAdvance services are free of charge. We’ll help you obtain cash when you need it most, matching you with a reliable direct lender with no third party.
You can choose your terms. Only sign a loan agreement that provides terms and conditions that are convenient for you.
Any credit score is OK. Your credit score is not the main factor in lending decision. If you have a steady source of income, you may be approved with poor credit and no credit.
You can build your credit. We only connect you with direct lenders who don’t perform hard credit checks and report your payment history to credit bureaus.
Improve your financial literacy. 1FirstCashAdvance provides online resources to increase your financial literacy. Please check our Education Hub and Online Financial Blog for useful information, which will raise your knowledge about making financial decisions.