Payday Loans Direct Lenders
Secure and Easy Way to Cover Your Emergency Needs
- Simple Application Form
- Quick Approval Process
- Fast Cash, No Brokers
If you need money fast to cover the costs for some emergencies like unexpected trips, medical bills, and auto repairs, or just because you need some extra money until your next pay date, online payday loans direct lenders may be the best option.
We collaborate with a vast network of reliable online direct lenders, who are there to offer you several loan options, even if you have bad credit score. Before applying for an online payday loan from direct lenders, check out all the features you need to know.
What Is a Payday Loan Direct Lender?
Direct payday lenders manage every step of the lending process with no third parties: from the online application approval to transferring the money. These financial institutions offer short-term payday loans to consumers who urgently need cash, even if the applicants have poor credit history. While doing this, payday lenders are committed to protecting the security of customers’ financial and personal information.
With the 1FirsCashAdvance online loan application process, you may be guaranteed approved for a bad credit loan in less than 5 minutes! All you need to do is to provide us with some basic personal data, and we will find an online direct lender in a matter of minutes.
Benefits of Working with Direct Payday Loan Lenders
Easy and Secure borrowing! The most prominent advantage of working with a payday loan direct lender is the straightforward borrowing process. When you apply online for payday loans from only one company, the borrowing process is faster and less confusing.
On top of that, your personal details are safe and secure. 1FirstCashAdvance only uses consumers' information to help match them up with a direct lender. As a result, you'll have peace of mind, being sure that your personal information is safe and secure as no third party and brokers are involved.
Fast funding and quick access to cash is another advantage of working with direct payday lenders. Since the lender will check your application almost immediately, the funds might generally be available the next business day. The interest rates on direct lender payday loans are quite high, ranging from $10 to $25 per $100 borrowed, but this is affordable as the repayment period is very short.
No Traditional Credit Check. Furthermore, payday loans online direct lenders require the customers to meet only the basic requirements of getting an online loan, and they don't perform hard credit checks. Unlike personal loans lenders, payday lenders are open to people with bad credit score and are willing to help you address your financial challenges by offering online loans without credit checks.
Online Payday Loans Requirements
Your eligibility to receive direct lender cash advances is based on some criteria that may vary depending on the lender’s requirements and the state you live in.
When applying for a direct online loan, in addition to your basic personal information, you should provide your bank details and employment details. You’ll be required to have an active bank account so that the funds can be transferred to it. Plus, you will need to show you have a stable job with regular income. Still, you may be approved even if you are unemployed. You must have a steady source of income to ensure that you can afford to pay back the money. You’ll also be required to provide a valid telephone number and email address.
All borrowers must be at least 18 years old and citizens or permanent residents of the United States to be eligible for a small dollar payday loan.
Short and Simple Borrowing Process
When you’re stuck in a complicated financial situation or faced with a cash emergency, you want to make sure you can get your fast loan in 1 hour to fix your problems as soon as possible. Direct payday loans lenders make it possible. Get loan amounts of up to $1,000 with no brokers, no collateral, no faxing, no third party, and no paperwork involved.
The borrowing process is as easy as the following:
1. First, you should fill out the easy application form including your basic personal details.
2. After you submit the application, direct online payday lenders in our network asses your information. You get the instant loan approval decision within minutes.
3. Read the term and conditions, and sign the loan documents if you agree. The cash advance will be deposited to your bank account as soon as the next business day. Same-day loan funding is also available from several payday loan companies.
All the steps are being taken online. So you won’t have to spend hours driving to loan companies, banks or credit unions and making unnecessary phone calls.
Get the Money You Need – When You Need It!
Anytime you are trapped in a financial crisis, don’t hesitate to get a fast cash loan from a reliable direct lender. Checking the reputation of a direct payday lender is essential. Because if you pick the wrong one, you may be exposed to fraud risk. There are hundreds of unreliable cash lenders out there, who try to deceive you and trap you into a debt cycle.
1FirstCashAdvance works with a network of trustworthy direct lenders who offer the most competitive terms and rates and who are accepting applicants with poor or no credit score. By completing a single online application form, you can get a loan offer that covers your particular needs. Getting online payday loans is easy and straightforward.