Family browsing payday loan options on a laptop from the comfort of their home
Family browsing payday loan options on a laptop from the comfort of their home

Apply Now For an Online Payday Loan

Funding within 24 hours – often on the same day

Flexible repayment options and loan amounts

Data protection via 256-bit SSL encryption

Loans for all credit types from state-licensed lenders

Your privacy and security are our top priorities. We use 256-bit SSL encryption when transmitting your information to ensure bank-level data protection. Thousands of Americans have trusted 1F Cash Advance as an accredited and safe company to get emergency loans quickly and securely.

  • Confidential and encrypted form
  • No unaffiliated third parties involved
  • Trusted by 3 million+ customers

FAQ

Will applying affect my credit score?

Applying for a loan typically doesn't affect your credit score. Our loan process only involves a soft credit check that is not displayed on your credit reports.

Why do you need my Social Security number?

Your Social Security number is used to verify your identity, prevent fraud, determine your loan eligibility, and ensure we're lending money to the correct individual. This helps us comply with federal regulations. Don't worry, your data is always safe with us.

Is this application safe and private?

We ensure your sensitive data is protected by using modern 256-bit SSL encryption protocols. Our company does not share your information with non-affiliated third parties and keeps it private.

How soon will I get the funds?

Common funding times are as soon as the next business day of approval. However, our fast decisions make it possible to finalize your loan before 10:30 am on a banking day and receive the funds on the same day.

What if I have bad credit?

All credit types are considered. We assess your overall financial situation, including your income, employment status, current debts, and recent payment history, when determining your loan eligibility.

Is there a fee to apply?

We charge no application or hidden fees. The entire process is completely free for you, and all the terms will be clearly stated in your loan agreement.