Editorial Review Board of 1F Cash Advance

At 1F Cash Advance, we believe that information is power. That’s why our editorial policy is to provide the most accurate and up-to-date information from the lending industry. We want you to have access to trustworthy sources to make informed financial decisions.

1F Cash Advance’s Fact-Checking Process

Every product page, blog post, and guide produced by our expert authors is edited and fact-checked through a process that includes the following:

  • Article Submission

    Our financial writers submit the article on the set deadlines.

  • Expert Review

    The lending niche experts review it carefully to ensure it meets our core pillars. We also check facts and figures because readers expect us to bring more valuable and accurate information.

  • Content Updates

    This step occurs when we need to revise the content and bring up-to-date information regarding the lending, borrowing, and social context.

  • Publication

    After checking and updating the article’s content, we send it to our content managers for publishing.

How 1F Cash Advance Maintains the Information on the Website

1F Cash Advance’s fact-checking process ensures that all articles published on its website are 100% accurate. The company’s team of professional writers is dedicated to providing consumers with the most up-to-date information about getting a suitable loan product.

This is how we maintain the information on our website:

Daily audits by our team

We know how hard it can be to get through the day when you’re short on cash, and we want to ensure that you don’t have to worry about your credit. That’s why we maintain a daily website audit, ensuring that all information is current and accurate.

Automated updates from our lending partners

1F Cash Advance maintains the rates and APRS on its website through weekly manual updates from its lending partners. The company is committed to providing accurate and relevant data to consumers, and it checks its data regularly to ensure that all information is up-to-date.

Industry knowledge and news

Our team constantly researches industry news, events, and trends to keep our information current. We are committed to providing reliable resources for our customers and continue to work hard to ensure that all our sources are credible and trustworthy.

Our Editorial Principles

  • Independence


    At 1F Cash Advance, we believe that independence is the cornerstone of any good article. It's not just about having a clear mind and a strong spine; it's about making decisions based on what you think is best for your reader and not on what someone else thinks.

  • Objectivity


    We aim to present all sides of the argument fairly and accurately while ensuring that our content is informative, accurate, and well-researched.

  • Accuracy


    We believe that accuracy of data, statistics, and figures is essential to good writing and editing. We strive to write articles accurately and in a fair manner. We will correct any errors that appear in our content promptly and appropriately.

  • Accountability


    Accountability is at the heart of what we do. We believe that when you sign up for our service, you deserve to be treated like a human. That's why we ensure your voice is heard and respected, and you're never left feeling like a number.

Editors & Team Members

1F Cash Advance Chief Executive Officer

Latoria Williams – Chief Executive Officer

Latoria Williams – the CEO of 1F Cash Advance Financial Help has a passion for helping consumers make informed financial decisions. It all started when she was studying Quantitative Finance at the University of Nevada (UNLV). Her field of study gave her insights into the cognitive and emotional factors which drive consumers to make decisions about purchasing, borrowing, banking, and more. Latoria’s dream is to grow financial literacy in the subprime community and help consumers to strengthen their long-term credit profiles. And she is successfully moving towards the fulfillment of her dream by helping 1F Cash Advance clients at the decision point to pick a loan, providing guidance to the online loan application process and explaining the functioning of services provided by 1F Cash Advance.

1F Cash Advance Financial Editor

Michael Lefler – Financial Editor

Michael Lefler got his knowledge of loan services and financial management during his academic years. Receiving a Master’s Degree at Southwest Minnesota State University in Financial Planning led him to start working with organizations such as the Wings Financial Credit Union, Financial Planning Association of Minnesota (FPA), and the Sunrise Bank Branch as he became an expert author in the lending sphere. Michael shares his passion and interest in a wide range of different subjects. He’s able to observe details that are difficult to be noticed from first sight and always take an analytical approach to discerning the meaning of the vast amount of information collected. This curiosity and ability to identify the main points of various aspects led him to become a well-known expert author in the massive finance arena.

1F Cash Advance Finance Writer and Expert

Kerry Vetter – Finance Writer and Expert

Kerry Vetter is a consumer finance expert and writer who has been creating finance-related content for more than ten years. Her expertise is approved by obtaining a Bachelor of Science in Finance from Boston College and receiving three major certificates as a professional advisor and counselor. Kerry Vetter started working with Direct Federal Credit Union and, later on, Star Bank Branch in Massachusetts, right after obtaining a Bachelor of Science in Finance from Boston College. She received additional training to become a Certified Private Wealth Advisor (CPWA), a Chartered Retirement Planning Counselor (CRPC), and a Certified Plan Fiduciary Advisor (CPFA). Currently, Kerry is the author of multiple educational articles and insights created to increase and develop financial literacy and responsible borrowing among US citizens.

1F Cash Advance Money Management Expert

Edward Evans – Money Management Expert

Edward Evans is a money management expert and a freelance author for various financial publications. His passion for money management and educating people on its principles drives him to provide accessible financial advice and tips to improve the financial literacy of average Americans. With his belief that everyone has the potential to achieve financial freedom and build wealth regardless of their income or background, Edward strives to help people take control of their personal finances through his work with clients and writing. After 17 years of successful work in financial planning, Edward decides to share his knowledge with people who do not have the opportunity to get paid advice. This decision led him to 1F Cash Advance, and he became the driving force of our team. Edward is always at our customers’ service when they need qualified assistance.

1F Cash Advance Financial Writer and Personal Finance Expert

Marsha Welch – Financial Writer and Personal Finance Expert

Marsha Welch is a professional personal finance expert, qualified financial writer and speaker, author of her own blog on financial literacy. She has over 15 years of experience under her belt. After five years of working in the financial niche, Marsha realized she wanted to be useful to businesses and individuals who want to modernize their wealth management or need an innovative financial planning solution. To make it happen, she joined the team of Legacy Financial, where she worked for about nine years, providing goal-oriented financial guidance to her clients. After nine years of helping people reach their financial goals, Marsha becomes a part of the 1F Cash Advance’s team in order to help those who need it most. Her years of study and the knowledge helped her become an outstanding author, able to grab readers’ attention instantly.

1F Cash Advance Financial Writer and Personal Finance Expert

Eric Bank – Expert Financial and Business Writer

Eric Bank is a financial expert who specializes in business and finance writing for 1F Cash Advance. He has worked with clients of all sizes and from all over the world, including Fortune 50 companies, small businesses, and not-for-profits. He has been covering business and finance topics since 1985, specializing in taking complex subjects and explaining them in simple terms for consumer audiences. Eric’s writing regularly appears on Credible, Cardrates.com, BadCredit.org.

Sarah Sharkey - Personal Finance Writer

Sarah Sharkey – Personal Finance Writer

Sarah Sharkey has a passion for personal finance and thoroughly enjoys helping other people manage their money better. She writes about a wide range of personal finance topics: credit, investing, debt, student loans, savings, retirement, insurance, and home loans. Sarah has worked with both small startups and large financial sites, like Business Insider, SmartAsset, RocketMortgage, Bankrate, CreditKarma, and Quicken Loans.

Lydia Kibet – Freelance Personal Finance Writer

Lydia Kibet – Freelance Personal Finance Writer

Lydia Kibet is a freelance writer with extensive expertise in personal finance, investing, and healthcare. She has spent 6+ years working with a wide range of fintech brands and startups, including GOBankingRates, Investopedia, and Finance Insider. Since 2017, she has been creating useful, informative, and well-researched content that helped her consumer audience make weighted financial decisions.

Josephine Nesbit – Personal Finance Writer

Josephine Nesbit – Personal Finance Writer

Josephine Nesbit is a freelance copywriter with a strong and clear understanding of real estate, mortgage, and personal finance topics. She started her writing career in 2016 after graduating from The Ohio State University. Since then, she has been sharing her knowledge with people who want to get better in her areas of expertise. Her texts have appeared in multiple well-known publications, such as Bankrate, GoBanking Rates, Fox Business.

Caroline Banton – Finance Expert and Writer

Caroline Banton – Finance Expert and Writer

Caroline Banton is a freelance copywriter with 15+ years of experience in global development and finance. She has a Bachelor of Science in business administration from Washington Adventist University, along with an MBA from Johns Hopkins University. This combination makes Caroline a strong player in her area of expertise. Her texts have been featured in multiple well-known media outlets, such as Investopedia, MyBankTracker, GoBanking Rates, and so further on

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