About Us

Welcome to 1FirstCashAdvance.Org

1F Cash Advance was created with the intention to allow consumers to get the money they need and help them overcome financial emergencies that arise and threaten their financial well-being.

We can help our consumers apply for loans from direct lenders without hassles and wasted time often associated with searching for and getting a loan. Visit one of our 73 stores today, or send a loan request online!

Our Incentives to Serve The Clients

More than half of all Americans have a “subprime” credit score. Which means that most banks will not approve them for bad credit loans. Unfortunately, there aren’t always a lot of trustworthy options to find the right financial help when you most need it. Seeing a substantial need for loan services for people in such a situation, we have done everything possible to transform this website into a one-stop-shop for short term loans online.

Our History

  • This year started a great one for us here at 1F Cash Advance.

    We've added 21 new lenders to our network. We've also improved our lending strategy to make sure that we're helping more people get the money they need when they require it most.

    We believe that everyone deserves a chance, and we want to make sure that every person who comes through our doors gets the help they need. We're proud of what we've accomplished so far, and we can't wait to see what the next year has in store!

  • The year 2022 was a crucial one for 1F Cash Advance. We launched a new scholarship program called the Financial Champions Scholarship From 1F Cash Advance, which provides financial aid to students who are pursuing degrees in the field of economics and business.

    We also managed to make a name rebranding from 1FirstCashAdvance Financial Help LLC to 1F Cash Advance LLC, with our new brand identity being built on the idea of being "the first choice when it comes to best loan products."

    We don't just want to help you get a loan in 2022; we want to help you build your future by providing financial services that are tailored to your needs and goals.

    We're doing it because we believe that everyone should be able to participate in the global economy—not just those with money or power. We believe that everyone deserves access to financial services, which is why we continue to provide our connecting services that make it possible for people all over the US to connect with reliable direct lenders and find out what they can do together in order to build stronger financial relationships.

  • In 2021, 1F Cash Advance has grown into a global powerhouse for connecting consumers with financial resources. We believed that everyone deserves the opportunity to succeed, and we were committed to helping you get thereby providing access to capital, customers, and more.

    The Covid Financial Crisis has brought a lot of change to the lending industry—and we're proud to say that 1F Cash Advance has been leading the way in these changes.

    Also, we signed new contracts with lenders that were designed not only to help you manage your cash flow during this time, but also to help you rebuild it for the future.

    We know that you want to keep your monthly budget strong, and we've made it easier than ever for you to get financial aid every time and all these under reasonable interest rates. Now, our contracts are more flexible than ever.

    In 2021, we didn’'t want anyone getting left behind because they're having trouble managing their finances in this economy—that's why our company was committed to helping your business flourish through these tough times.

  • We've been working continuously on creating the products and services that will help improve our customers' financial health. At the moment, 25 more reputable direct lenders joined our broad network.

    We’ve successfully launched a Financial Champion Scholarship for students with the purpose of contributing to their financial education, and subsequently, leading to complete financial independence.

    We've succeeded in achieving our main goal - to provide the best financial solution to our customers in a matter of minutes. It is no longer necessary to go to dozens of lenders' websites to find the loan product you need. You fill out our simple application and get the most appropriate offer in a short time.

  • We have created our company to help consumers with emergency financial needs to find fast loan offers. We believe people facing credit challenges should not be limited by low credit scores or income fluctuations. We believe they deserve the same opportunities as anyone else.

Our Core Pillars

Our Mission

Our mission is to help our consumers to find the safest online loan offer and obtain the needed amount in the shortest term with no fees, hassle, and waste of time.

Our Values

We value your time, privacy, and satisfaction. We do our utmost to facilitate a loan application process and expedite access to funds for our customers' convenience.

Our Help

In case if you can't find the needed information on our website, our support team is happy to provide you the necessary assistance any time of the day.

Our Team

Michael Lefler - Financial Author

Michael Lefler got his knowledge of loan services and financial management since his academic years. Receiving a Master’s Degree at Southwest Minnesota State University in Financial Planning led him to start working with such organizations as the Wings Financial Credit Union, Financial Planning Association of Minnesota (FPA), and the Sunrise Bank Branch, as well as become an expert author in the financial area.

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Latoria Williams - CEO

Latoria Williams studied Quantitative Finance at the University of Nevada (UNLV). She spent five years working in the lending sector at Ameriquest Mortgage Company and Wachovia, diversified financial services. The last position of an administrative manager gave her a chance to grow the supervisory skills and take on the leadership role of the CEO of 1F Cash Advance and start a decisive rebranding process.

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Kerry Vetter - Finance Writer and Expert

Kerry Vetter started working with such a company as Direct Federal Credit Union and later on, Star Bank Branch in Massachusetts, right after obtaining a Bachelor of Science in Finance from Boston College. She received additional training to become a Certified Private Wealth Advisor (CPWA), a Chartered Retirement Planning Counselor (CRPC), and a Certified Plan Fiduciary Advisor (CPFA).

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Why Choose 1F Cash Advance Service

We are not a lender, but an online service that is responsible to connect our consumers with the most reliable direct lenders.

You don’t need to be worried about the privacy of your personal details – all the information you submit in our online application form is completely secured.

Applying through our platforms is completely free of charge and accessible to everyone for any purpose.

We commit to providing you with the best possible solutions to help meet your financial needs and make all the processes as fast and easy as possible.