1F Cash Advance Expert Guides and Articles

We're excited to announce that the 1F Cash Advance Team of financial writers has been working hard to bring you the best lending information possible.

Our 10-year expertise in the lending industry is a valuable asset in helping you understand how different loans work and what options are available to you.

Our goal is to arm you with the knowledge and confidence needed to make informed decisions about your finances.

How to Get Veterinary Financing with No Credit Check

How to Get Veterinary Financing with No Credit Check

Rising veterinary costs in 2024 make pet care expensive, especially for those with poor credit. No-credit-check financing helps pet owners secure funds for essential treatments, ensuring pets receive immediate care. Discover its importance and how to obtain quick funding.

I Need Money Now: 16 Ways to Get Quick Cash Top-rated

I Need Money Now: 16 Ways to Get Quick Cash

Whether you're facing an unexpected expense, aiming to boost your savings, or looking for additional income sources, these proven ways will help you get fast cash. This article equips you with a diverse set of options to address your immediate financial needs. Don't let financial stress hold you back.

Emergency Cash for Single Mothers Top-rated

Emergency Cash for Single Mothers

Single moms facing financial emergencies can benefit from grants and loans. Get help with housing, pay bills, and receive medical aid and child care services.

No Income Loans: What You Need to Know Top-rated

No Income Loans: What You Need to Know

If you want a loan but don't have any income, you might be wondering if there's any way to get one. The answer is yes! We've put together this guide to explain what you need to know about no income loans, including how they work and how to apply for them.

Speedy Cash Review

Speedy Cash Review

Discover a detailed review of Speedy Cash made by 1F Cash Advance. Whether you're looking for payday loans, installment loans, or other financial solutions, our review will help you make an informed decision about whether Speedy Cash is the right choice for you.

LendingPoint Personal Loan Reviews

LendingPoint Personal Loan Reviews

For borrowers with fair and good credit, loans offered by LendingPoint can be a smart alternative to traditional financing. This online company provides flexible financial solutions with a wide range of loan amounts and repayment options. However, there are a few potential drawbacks in terms of loan costs. Here's a look at the company's ins and outs.

Online vs In-Person Loan Application: Which is Better?

Online vs In-Person Loan Application: Which is Better?

With tech evolving, online applications have become super popular and convenient. But in-person loan applications are still a thing and can be important since they have some unique aspects you can't always replicate online. This article breaks down both methods, helping you figure out which one works best for you.

How Does Paying Rent Late Affect Your Credit?

How Does Paying Rent Late Affect Your Credit?

Late rent payments lead to a variety of consequences, some of which you don't expect. This article explores how missing your payments affects your credit score and overall financial health, and provides tips to minimize the risks.

How to Get Personal Loans for Credit Scores under 550

How to Get Personal Loans for Credit Scores under 550

FICO defines a credit score of 670 and above as good. To get eligibility to reputable personal loan lenders, you need a credit report of excellent quality. This gives you access to various credit options. You can choose a credit option with the lowest interest rates and the most convenient terms.

Everything You Need to Know About Single Payment Loans in 2024

Everything You Need to Know About Single Payment Loans in 2024

Single-payment loans are short-term financial instruments that require repayment in a lump sum, often by your next paycheck. If you’re faced with an unexpected expense, such as a medical bill or car repair, these loans can help. They’re easy to get approved for based on income and don’t require a credit check. But watch out for high interest rates—they can add up quickly if you’re not careful. Borrowers should evaluate their financial stability and explore alternatives before choosing single-payment loans.

Loans for Independent Contractors with Bad Credit: Explore Your Options

Loans for Independent Contractors with Bad Credit: Explore Your Options

Independent contractors with unpredictable income and poor credit often have difficulty obtaining loans. However, special loan programs are designed specifically for freelancers and independent contractors. These programs consider different ways to verify income and usually have easier credit requirements, allowing these workers to get the financing they need. Self-employed people and independent contractors face different challenges, but they can qualify for SBA microloans, personal loans, and lines of credit.

How Fast Will I Get a Payday Loan?

How Fast Will I Get a Payday Loan?

Payday loans are known for being accessible and fast. Most borrowers say they receive the money on the same or next business day. There are several factors that can affect the speed of payouts. They include your application method, time of the day you apply, and your bank cut-off times.

What Will Happen After a Lender Sells Your Debt to a Collection Agency?

What Will Happen After a Lender Sells Your Debt to a Collection Agency?

If your debt remains unpaid for 90 to 180 days, creditors typically don't beieve you will repay it. To offset at least a portion of financial losses, lenders may sell your debt to professional collection agencies that will try to collect money from you. Here's everything you need to know about sold debt, its credit, legal, and financial consequences, and your rights and responsibilities associated with it.