direct payday lenders for bad credit
direct payday lenders for bad credit

Guaranteed Payday Loans Direct Lenders

Payday Loan Approval from Reputable Lenders Only

  • No Brokers, No Third Party
  • Instant Loan Decision
  • No Paperwork, No Faxing!
  • No Verifications Payday Loans From Direct Lenders Only
  • Almost No Denial, High Approval

Get a Loan Fast!

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Whenever your budget is crushing, unexpected expenses arrive, and paying bills becomes challenging. Getting extra money would be perfect for you to save it. A payday loan with no third party involved is an optimal solution right now. But pay attention to take funding from a trusted payday loan lender.

Our direct payday lenders are the most trusted companies that provide the most suitable loan terms for you. That is why 1F Cash Advance is here to help you connect with them and get direct lender payday loans to save your budget as fast as possible. Don’t worry: a poor credit score is accepted!

What Is a Payday Loan Direct Lender?

Guaranteed loan approval from direct lenderA payday loan from a direct lender is cash that you borrow from a direct lending company without involving third parties. The lending process occurs exactly as for regular payday loans. You fill in the application form, submit it, and wait for instant loan approval decision from a payday lender. If you get approval, you can access your money on the next business day. More than that, you don’t have to stay in lines to repay your bad credit loan from a direct lender. The lending partners will withdraw the money from your bank account on your next payday. Simple, fast, easy and 100% online and hassle-free!

How Do Payday Loans from Direct Lenders Work?

no verification, no denial payday loansPayday loans from direct lenders only, work the same as simple lending services. You fill out the application form online, submit it and wait for the answer from lenders. If a lending partner approves your loan application, read the terms and conditions in detail. If you agree to the loan term regarding interest rate and other extra expenses, sign the agreement online. Now, you are free to access the money in your bank account on the next banking day.

What Are the Advantages of Using a Payday Loan Direct Lender?

Loans from direct lending services have many advantages for borrowers with any credit score. Make sure you benefit from these loans.

  • Easy online application. You don’t have to go through the whole town to apply in-store. Just get your laptop, tablet, or smartphone and apply online to get the needed loans.
  • No fax is needed. Avoiding unnecessary paperwork is the most suitable option for customers who don’t have time for gathering documents and faxing them to the lending operators. The trusted lenders we work with, offer no teletrack loans with no hassles.
  • Instant approval decision. When applying for loans, you expect to get a guaranteed answer for your payday loans online, isn’t it? That is why all lenders provide you an instant decision if you agreed with the terms. You don’t have to wait days to get it due to no hard credit check, no denial and no additional verifications.
  • Bad credit OK. A bad credit score doesn’t hinder the borrowers from getting extra funding for their lives. The soft credit check is designed for borrowers with poor credit scores who have an unsatisfied financial situation. So, there is no verification of your credit report.
  • Short-term financing. You don’t have to be bound months to repay your loans. One month is enough to repay it and not get into debt circles.

Guaranteed Payday Loan No Third Party Involved

Once you submit the application form, we send it only to our reliable lending partners that give you a guaranteed loan decision in minutes. They operate safely with your bank details and provide you cash advances under US laws in the following states: Texas, Tennessee, Illinois, California, Ohio, Kentucky, Florida, Pennsylvania. So, be sure that no third party is involved in the loan approval process.

Our financial services are 100% safe due to encryption technology. It is a technology that converts information into secured codes that a third party can’t access. We value the security of your private information. That is why we’ve set no involvement of a third party in the lending process.

No Denial Payday Loans from Direct Lenders

The concept of “no denial payday loans” may confuse people who need an emergency loan as soon as possible. Before approving or denying the loan requests of applicants, direct lenders must very their creditworthiness. As a result, no verification direct lender payday loans are also a myth among consumers. Loan providers make a soft credit inquiry to see if you are able to repay the payday loan.

To avoid misunderstanding, before applying for direct lender payday loans ask for more information about credit verifications. Good to know is the approval rate of our direct lender is high. So, you can get almost no denial payday loans within one business day and cover your expenses.

What to Know Before Applying to Bad Credit Payday Loans from Direct Lenders?

payday loans from direct lenders for poor creditBefore filling the loan form, make sure you’ve received all the needed information about online bad credit payday loans. If your loan amount requires too many extra fees, maybe you should review the sum. Perhaps you should consider another loan offer.

Also, take care of the lender’s trustworthiness. Some lenders might mislead you when providing loans with low interest rates. Their quick cash advance might have hidden fees. We recommend you ask for the information you need to be safe with your loan applications.

What Are the Eligibility Criteria When Applying for a Payday Advance from a Direct Lender?

Before applying for guaranteed payday loans from direct payday loan lenders, customers should meet some eligibility criteria. There are two “must be” and three “must-have.” Check if you meet them entirely right away:

  • You must be at least 18 years old;
  • You must be a resident of the United States;
  • You must have a steady income;
  • You must have an active bank account;
  • You must have an active phone number and email.

Usually, the majority of customers meet all the eligibility requirements before applying for payday loans online. So, don’t worry about your eligibility.

How to Apply for a Payday Loan with a Direct Payday Lender?

The application process for payday loans from a direct lender is straightforward and simple. You don’t have to fill in many request forms. It is enough to complete one application form and submit it. We’ll send it to our trusted network of payday loan lenders.

cash from direct lender with no brokersHere are the steps you should take when applying for cash loans from trusted payday lenders:

  1. Fill in the application form with valid information about yourself.
  2. Choose the loan amount you need to cover your financial needs.
  3. Submit the loan application.
  4. Wait for a loan decision within 5 minutes.

Our lending partners will give you an instant loan approval decision after reviewing the loan application. Then you’ll receive your loan offer. If approved, you must read the loan terms attentively to know your rights and obligations.

If you agree to all loan terms, sign the contract online. You’ll be able to access your funds on the next business day or even sooner. Take care of cut-off times. If applied before noon, a borrower might get his/her funds on the same day. If submitted in the afternoon, the funding is available on the next working day in their bank account.

You don’t have to stay in line to repay your loan. The lending company will withdraw it from your checking account on your next paycheck.

Choose 1F Cash Advance to Get Quick Emergency Cash

Need money to pay your unplanned utility bills? Choose us to be your lending partner to cover your needs as soon as possible. Now, guaranteed approval for a payday loan is more available than ever. With no third party involved, your cash loan from a reputable direct lender is waiting for you right now!


Are payday loans from direct lenders available for borrowers with bad credit history?

Consumers with all types of credit scores are welcome to get payday loans from a direct lender. Poor credit history isn’t a hindrance for you to give up when filling in the loan applications. There is a high approval rate for all borrowers that need money as soon as possible.

Are there no credit check payday loans from a direct lender?

Yes, our lenders don’t provide hard credit checks through the main credit bureaus. They review only your general financial situation. It is called a soft credit check. We ensure you these credit checks won’t affect your credit score at all. You’ll be able to get other payday loans online when you need them.

Can I have guaranteed approval for an emergency loan from a payday lender?

You’ll get an instant approval decision once you have submitted the loan application. Even if there is a high approval rate, you might get a denial from some lenders, but it occurs if you didn’t meet the eligibility requirements mentioned above.

What should I avoid when getting a payday loan?

Being a responsible borrower, you should take care when applying for loans from a lender. Don’t accept a cash advance for more money than you can’t afford. Also, don’t miss your loan payments as it is important to pay on time your loans. So, don’t settle for the loans that don’t fit your financial needs. These rules will help you to become a smart consumer when applying for payday loans.