- Receive an Instant Decision
- Same-Day Funding Options
- Easy Online Application Process
- Good Credit Not Needed
What is a Cash Advance Loan?
A cash advance loan is a short-term, high-interest payday advance borrowed to cover unexpected expenses. These loans are typically due on your next payday, and they carry slightly higher fees and interest rates.
How to get a Cash Advance Online?
Applying through 1F Cash Advance is quick and easy. Here are the steps you must follow:
Fill out our application form online or in a nearby store.
Get a loan decision via email in a matter of minutes.
If approved, accept a loan offer and receive your funds via direct deposit to your bank account on the next business day.
Cash Advance Rates and Fees
Suppose you want to borrow a $300 loan and repay it within 14 days. According to our calculator, the annual percentage rate is 375.93%, and the total interest paid is $93.75. So, the total principal to pay will be $393.75.
Online Cash Advance Alternatives
A payday loan is a small, short-term loan with a high interest rate. You may get up to $500. Such loans are typically repaid on a borrower’s next paycheck, so loan terms are only 14 or 30 days.
Why 1F Cash Advance?
1F Cash Advance was founded in 2019. Since then, we have grown and improved our products and services. Find out more about us and discover our core pillars.
- Quick approval process;
- No hard credit checks;
- Reasonable interest rates & convenient terms;
- Personalized customer service
- Direct deposit in 24 hours
How Can I Contact Your Customer Service?
Is an Online Cash Advance Safe to Use?
Many trustworthy lending companies offer cash advances. However, you may find predatory lenders. You are advised to ensure the license of the loan provider complies with the US lending laws.
When Should I Use Cash Advances?
A cash advance may be used for different urgent needs, such as home or car repairs, minor medical bills, or utilities.
What Do I Need to Be Eligible for a Cash Advance Loan?
To qualify for a loan from 1F Cash Advance, you commonly need to meet the following eligibility criteria:
- be at least 18 years old;
- have a valid ID card, active bank account, and phone number;
- bring proof of a stable source of income.
Discover Our Payday Loan App
Apply from your smartphone with just several taps. Check our payday cash advance app available for iOS and Android.