Legal Disclaimer

1F Cash Advance, LLC, the owner, and operator of this website, is not a lender or representative of any lender or service provider, does not adjudicate upon any loan or credit decisions and is not implicated in any way in the lending process. 1F Cash Advance, LLC does not endorse or promote any product or service and this website does not constitute a solicitation for any kind of loan products or offer to lend.

This website is intended to function as an advertising referral service and serves as a connecting platform between its users (who may be potential borrowers) and qualified participating lenders. The latter may be in the position to provide credit advances in the amounts between $100 and $1000.

As we provide advertising services only, we do not oversee or regulate and are not responsible for any actions of any lender. The offers, loan terms, rates (including APR), fees and charges as well as any legal ramifications for late or non-payments are within the full responsibility and control of the particular lender that provides the loan service.

Therefore, while applications are submitted to multiple lenders in order to increase the probabilities of being approved, the submission of an application for a loan does not guarantee approval of an applicant for any offer.

The loan amount, cash transfer times and repayment terms differ between lenders. Late payment and non-payment terms and conditions, as well as the renewal policy, are determined by each particular lender or service provider. It is the responsibility of the loan borrower to inform themselves of these and take them into due consideration.

Loans and loan services are not available in all states or jurisdictions, consequently, residents of some states may not be able to apply for some or all short-term loans.

The user of this site is under no obligation to use our services, enter into any commercial relations with a lender, that is, submit a request for credit or any loan product, or consent to a loan offer from a participating lender. However, the registration information provided by users on this website will be shared with registered lenders in our network, partners, and affiliates as per our Terms of Use and Privacy Policy. By using this website, the user acknowledges that they have read, understood and agreed with them.

Credit implications

Any participating lender that the loan applicant might contact may perform at its discretion a credit check in effectuating any credit decisions. This action might involve contacting the credit reporting bureaus in order to determine the applicant’s creditworthiness, credit standing or credit aptitude. By submitting his or her personal information, the applicant consents to allow participating lenders to verify the submitted information and check their credit.

Caveat Emptor (Buyer Beware)

Short-term lending is intended to be used to address short-term financial needs and does not constitute a long-term financial solution. Short-term loans involve costs to the borrower and may potentially exacerbate the precarious financial situation of the latter. Potential clients might consider consulting a finance professional to address their financial needs as well as to obtain advice about the risks involved with short-term loans and the available alternatives to them.