quick payday loans FL
quick payday loans FL

Online Payday Loans in Florida

  • No Hard Credit Checks
  • All Types of Credit Scores Allowed
  • Flexible Terms & Conditions
  • Suitable Interest Rate
  • Trustful Direct Lenders
  • Cash Loans Near Me

Get a Loan Fast!

Get Started!

Payday Cash Loans for Florida Residents

Residents of Florida can apply today for direct lender payday loans online. If you are from FL, feel free to borrow the best online payday loans in Florida with a guaranteed approval decision. No hard credit check performed for all consumers.

Table of Contents

Florida Residents are welcome to apply for loan products to cover their financial emergencies, even if they have a bad credit score. If you live in FL and need fast cash as soon as possible, discover our services that help you to connect with hundreds of direct lenders from Florida. 1F Cash Advance is your ally in getting a reasonable interest rate for your Florida payday loan.

In Florida, payday loans are legal (regulated by Fl. Stat. Ann. §§ 560.402 et seq.) for people who need them quickly to cover their unexpected expenses. In Florida, you can borrow from $100 up to $500 loan with this maximum amount with this maximum amount with a term of seven to 31 days.

The minimum APR varies by lender, but the maximum average percentage rate can reach 419%. Also, lenders may charge some extra fees, which usually are $10 for every $100 borrowed. Plus, there are late payments for payday loans. If you are an FL State resident and are at least 18 years old, you are welcome to get quick payday loans of up to 500 dollars.

How Do Florida Payday Loans Work?

In Florida, online cash loans work the same as other loan products. Consumers apply online on our website by filling in the request form with their contact details and submitting it. We will send it to our lending partners that will review your application form. You’ll receive an answer on your short-term loan approval. Don’t worry; it takes minutes to get an instant approval decision via Email. Besides, the working process is the same as for payday loans in Wisconsin.

If a lender approved your loan request, you both would sign the loan agreement online after you discussed all the terms and conditions. After these formalities, the lending company will transfer your cash advance on the next business day or even sooner. Also, once the next paycheck reaches your bank account, the loan provider will withdraw the loan amount from it. You don’t have to stay in line to pay it back. Everything is online and 100% safe for all borrowers.

1F Cash Advance works only with a network of trusted direct lenders that provide quality financial products for borrowers who need emergency cash. If you need money too, be sure you’ll get reasonable APRs and flexible repayment plans.

How Much Do Florida Payday Loans Cost?

Fees for a Florida payday loan are $10 per $100 and a $5 verification fee. An insufficient funds fee of $30.00 may be charged if the face value of the check is greater than $50.00; or $40.00 if the face value of the check is larger than $300.00 compared to payday loans in Tennessee. In Florida, the APR for a 14-day loan term is 460.16%. It decreases to 214.74% if the loan term is 30 days. The Florida laws didn’t set the number of loans you can take at the same time.

Fee Schedule & APR Examples

A 17 day Payday Loan of $300.00 has an APR of 250.49% and a finance charge of $35.00. See the table below with representative examples. It is only for illustrative purposes and provides an example of a typical payday loan we offer to qualified applicants. If approved, the specific rates and terms of your loan agreement will depend on your qualifications.

Amount Borrowed Fees APR Amount Due
$100 $15 195.54% $115
$200 $25 162.95% $225
$400 $45 146.65% $445
$500 $55 143.39% $550

Other Options for Fast Payday Loans in Florida

Most of our lending partners provide many other options for borrowers. If you need more money to pay for your unplanned expenses, consider installment loans in FL. The minimum amount you can borrow with an installment loan is $1,000, but the maximum amount is $5,000. 1F Cash Advance also provides to its customers online 2,500 dollar installment loans even with bad credit at the most reasonable rates. The direct lender can set monthly payments within 3 and 36 months. The minimum APR is 6.63%, but the maximum isn’t selected by Florida laws. You can use these cash advances with monthly payments as your best option to cover more significant expenses like house renovations, medical bills, etc.

Who is Eligible for a Quick Payday Loan in FL?

Before applying for a Florida payday loan, you should meet several eligibility criteria set by lenders. Not everyone may be eligible because there are some strict conditions for payday loans. So, if you need extra cash and you live in Florida, check the following requirements:

  • Be 18 years old or more.
  • Be a US citizen.
  • Have a steady income.
  • Have an active bank account.
  • Have an active Email address and phone number.
  • Present ID card or Social Security Number.

How To Apply for Payday Loans from Direct Lenders in FL?

The online loan application in Florida is the same as in other states. Here are the simple steps to follow when applying online for payday loans:

  1. Check your credit history. You can make it through the National Credit Report or other sites that help you get this information. If it’s low, improve it before applying.
  2. Have the information at hand. Prepare in advance your contact or ID details to save your time and nerves.
  3. Apply. Fill in the loan application form, check it and then submit it.

Make sure you read our Legal Information before submitting your application. As the process is simple and straightforward, you won’t have to waste time on needless paperwork and faxing. It is available 24/7 and perfect for borrowers who use the Internet every day.

Payday Cash Loans in Florida for Bad Credit Score

Consumers with a poor credit history are welcome to apply for Florida payday loans online. Their bad credit score isn’t a reason to give up when looking for emergency funds. Our lending providers ignore the low credit rating of borrowers. They review the general information of your current financial condition.

Just prove your steady income (even if it’s unofficial), and that’s it! You are free to get funds even with a bad credit score. Make sure you increase your chances of loan approval by checking your valid information.

Florida Payday Cash Advances with No Credit Check

Most lenders in Florida don’t run hard inquiries on borrowers’ credit history through those three main credit bureaus. These checks are called “soft credit checks” because of their simplicity. Direct lenders just assess the repayment risk by performing a light review on credit reports. So, don’t worry if your credit history is less-than-perfect. As there is a high approval rate even for a low credit rating, you’ll get an instant approval decision within minutes for your payday loans with no credit checks performed.

We Provide Cash Loans in FL

We know how important it is to have some extra cash at the right time. That is why 1F Cash Advance makes an effort to connect you with Florida cash loans till payday for a bad credit score. Don’t feel upset because now you have the suitable solution for your financial problems. So, apply today for cash loans in Florida and forget about unexpected expenses.

Advantages of 1F Cash Advance for your Payday Loan in Florida

Choice. By deciding to use 1F Cash Advance you are in fact doing business with a licensed and bonded direct payday loan lender that offers the best rate in the most convenient manner. Once you receive approval and become our customer, you’ll be provided with the best connecting services.

Security. 1F Cash Advance is a connecting company that eliminates the risk of passing your personal information to a third party lender that ensures that personal information is always secure. Some of the websites operate under the pretense of offering payday cash advances service but are often fraudulent. It actually steals your contact details such as address and bank account information.

Convenient and Instant. If you currently have a bank account in addition to other personal information that is ready, the next step is to complete the application and then receive your approval and funding. Better than trying to find a payday loan broker to randomly find a lender. With 1F Cash Advance you can get your loan online from a direct lender straight from the comfort of your home.

Informed in Timely Manner. We use the latest industry update articles on various types of issues on our webpage to keep you informed and help you make an informed decision every time you apply for a loan.

Payday Loans Near Me

Looking for “payday loans near me”? Consider 1F Cash Advance as your ally in getting the best loan offer from Florida direct lenders. We’ll help you connect with trustful lending companies and professional specialists in finance. Just fill in the application form and get a suitable payday loan near me. If you have questions, drop us a line and let’s discuss the needed details.

Apply for Payday Cash Loans in FL

Stop waiting for miracles and solve your problems with money today. Complete the application form with your contact details and submit it. We will do the rest! Get ready to spend your payday loan in Florida as you wish on the next working day.

Before taking the loan in Florida, feel free to contact us for more information in this state. Our customer care agent will help you get all the necessary information about Florida cash loans.

Get Online Cash Advances in the Following Cities of FL

1F Cash Advance wants to help consumers all around the Florida State to discover the best financial solutions. That is why we provide online payday loans in the following cities:

Jacksonville Miami Tampa
Orlando St. Petersburg Hialeah
Tallahassee Fort Lauderdale Port St. Lucie
Cape Coral Pembroke Pines Hollywood
Miramar Gainesville Coral Springs
Miami Gardens Clearwater Brandon
Palm Bay Pompano Beach West Palm Beach
Lakeland Spring Hill Davie
Lehigh Acres Riverview Boca Raton
Sunrise Deltona Alafaya

Find a Florida Lender Near Me

Getting a loan may be challenging. Borrowing through us, you will save time and avoid frustration. Our in-store team will provide you with expert advice and assistance. You will find it easy to apply for a cash advance and make a quick decision. Our on-site manager will ensure a smooth application process. Our A+ rating is proof of our quality service.

136 NE 1st St, Miami, FL 33131
[email protected]

Payday loans Miami Florida
Cash advance in Miami FL
1F Cash Advance payday loans Florida

Find a Lender Near Me

Our convenient locations throughout the US are open to all people with a poor credit history and face financial emergencies at the same time. Not in Florida? No problem. Try our in-store location in Alaska, California, Illinois, Missouri, New-Jersey, Ohio, Tennessee, Texas, Wisconsin. We are here to assist you in all lending formalities and ensure you the best borrowing experience. Contact us for more information regarding Florida payday loans.

Our Services

Payday Cash Advances in FL

Do you need cash as soon as possible? Do you also have a less-than-perfect credit score? Cash advance loans may be suitable for you. Through us, you can take a maximum loan of $1,000 and pay it off when you get your next paycheck. The direct lenders we work with practice responsible lending and will provide you with all the necessary information. Receive your monthly payday loans within 24 hours. Apply online or in-store, whatever is more convenient for you.

Installment Loans in FL

If you need money to solve a small financial emergency or make a necessary purchase, apply for an installment loan at one of our locations. Get flexible amounts and convenient rates from direct lenders. You may apply for loans up to a maximum of $5,000. A payday lender will typically deposit your money into your bank account within one business day. For your convenience, you can repay these loans in fixed monthly installments.

Check Cashing in FL

Need instant cash? Visit one of our local stores to cash your check. Our team will assist you and you will walk out with your cash in a few minutes. Don’t forget your government-issued ID.

Frequently Asked Questions

Is 1F Cash Advance working with licensed direct lenders only?

We work only with a network of trustful and licensed direct lenders that operate according to lending laws of Florida. Feel free to ask for all the needed information about our lending partners.

Are payday loans in Florida with guaranteed approval?

In Florida, you may get a guaranteed approval decision on your fast cash advance. No direct lender can guarantee you a fast approval, but you can increase your chances by meeting all the needed requirements set by lending companies.

In what cities of FL are payday loans available for consumers?

All the cities of Florida are available for consumers to borrow the payday loans they need. But the most popular towns are Osceola, Polk, Marion, Citrus, Hernando, St. Lucie, Escambia, Pasco, Alachua, Volusia, Bay, Lake, Santa Rosa, Leon, Duval, Clay, Charlotte, Brevard, Manatee, Okaloosa. If you’re a legal resident of one of these cities, feel free to apply for payday loans even with a bad credit score.

Is 1F Cash Advance licensed?

1F Cash Advance Financial Help, LLC is a licensed connecting company that works under federal laws set by the US government. We are licensed by the Department of Financial Protection and Innovation. Borrowers can request licensing information anytime.

If I am not from Florida, where can I apply for online payday loans?

We provide online loans in the following states: Alabama, Mississippi, Georgia, Louisiana, South Carolina.

Can I get 1-hour payday loans in Florida?

When applying online for payday cash loans, you receive an answer within 1-hour, but it depends on your lender. It may take less time for them to give you a loan decision. However, you’ll access your money on the next business or even sooner. Thanks to cut-off times, you might get your same day payday loan in Florida. If you apply before noon, the lender will transfer the money on the same day. But if you filled in the application form in the afternoon, prepare to access your loan only on the next working day.

Can I get a Florida payday loan on the same day?

Yes, but it depends on the time you apply. If you apply in a timely manner and namely before noon, the lender will transfer the money at the end of the same day to your bank account. But if you submitted the loan request in the afternoon, the loan provider will deposit it on the next business day. Also, be sure that you’ll receive the loan approval decision on the same day.

Are there Florida payday loan stores near me?

Don’t search for in-stores and make it happen online. It is safe and accessible for all borrowers. You won’t have to stay in line to apply with a folder full of needless documents. Don’t search for payday loan stores open now. Apply online on our platform and access your funds as soon as possible.