How it Works

4 Easy Steps for Getting A Payday Loan Online

  • Step 1: Fill in the Loan Application Form

    Step 1: Fill in the Loan Application Form

    The application process is safe and secure and can be completed in minutes from any device.
    You will need the following information to fill in the apply form:
    • Personal Information
    • Contact & Employment
    • Deposit Information

    To increase the speed of your application analysis, you must provide up to date accurate information. Be sure you read our Legal Information before submitting your application.

  • Step 2: Receive and Compare the Offers

    Step 2: Receive and Compare the Offers

    You will receive at least one but often more than one loan offer that you need to analyze and compare.
    These question can help you compare the loans offers from different lenders:
    • What interest rate is more convenient?
    • Who offers lower fees and charges?
    • Who has better procedures in case you won't be able to repay the loan on time?

    We recommend you to read each loan offer carefully. Ask questions to each lender before agreeing to take the loan. Compare the offers and analyse what suits you best.

  • Step 2: Sign the Agreement

    Step 2: Sign the Agreement

    Make sure that the agreement contains the information that was mentioned in your offer.
    Pay attention to the following aspects related to your loan agreement:
    • Double-check the information
    • Ask the lender for corrections if an error has been spotted
    • Sign, save, and keep your agreement.

    By e-signing the loan agreement you commit to repay the loan on time. The credit contract has legal power and needs to be treated as an official document between you and the lender.

  • Step 4: Get Your Money

    Step 4: Get Your Money

    Depending on when you signed tha agreement, the money will be transmitted into your bank account, usually by the next business day.
    Here are the responsible borrowing rules you need to follow:
    • Use the loan amount wisely
    • Always repay on time the borrowed amounts

    You can expect the lender to transfer the loan amount directly to your bank account. Receiving a direct deposit also depends on the speed your Bank will process the payments. It can last up until one business day for you to receive the money.

How Can 1FirstCashAdvance Help You Find The Money You Need

We commit to provide all customers with the best possible solutions to help meet their financial needs and ease their worries.

Our network of lenders offer quick approvals and a variety of terms that you can choose from, making sure they meet your needs without putting you further in debt.

Our service is always free of charge and incurs no obligation on your part.

Our company helps consumers to find fast the best online loan offers. We are not a lender or a lending partner. When you submit your information through us, we send it to our wide network of reputable lenders. They will decide if they want to lend you money. Be aware that all contracts are between you and the lender you choose to work with. We highly recommend you to look over the contract carefully and find out all you can about the lender and lending offer.

Requirements for Getting an Online Loan

To get an online loan like a payday loan, installment loan or personal loan, you must comply with a certain set of requirements. How to get a payday loan online might differ from state to state due to some specific states regulations. But generally, the payday loan requirements are as follows:

  • You must be at least 18 years old
  • You need to have an active checking account
  • You have to show proof on income
  • You provide a phone number and an e-mail

What Else Do You Need to Know About Payday Loans

Payday Loans in Your State
Payday Loans in Your State

Check the legal status of payday loans in your state. Find out more about the existing APR caps, or if there are any limitations regarding the rollovers.

Frequently Asked Questions
Frequently Asked Questions

Most of your questions are probably answered here. Our FAQ section is always updated based on the questions we receive from our clients.

Can You Afford the Loan?
Can You Afford the Loan?

Before you apply for an online loan make sure you really need the loan. You must be 100% sure that you will be able to pay the loan on time.