$1,400 Loan

Eligibility Requirements for Small Personal Loan

To get $1,400 loans, you must meet the standard requirements set by online lenders for all small personal loans:

• be American or have a permanent residence;
• be at least 18 or 21, depending on your state;
• have an active bank account;
• show you’ve got a steady income with check stubs or taxes;
• have a phone number and email address.

How Much Does an Online $1,400 Loan Cost?

You must repay the principal plus interest when you take out a $1,400 loan. The interest rate they charge can be anywhere from 10.3% to 36%. The worse your credit, the higher the interest rate. Some lenders might charge an origination or late fee for your loan.

Can You Get a $1,400 Loan with No Credit Check?

We understand you want to avoid dealing with the lengthy loan application and having your credit pulled. The lenders we work with usually make a soft check only to prevent affecting your score. They look at other financial information to see if you qualify. These may include your income and ability to pay the loan back along with your other debts. The interest rates might be higher than if you went the hard credit inquiry route with one of the traditional banks.

How to Repay the $1,400 Loan?

We can spread the $1,400 loan repayment term out over 2 to 24 months, so it’s a minor hit. We’ll automatically set up monthly payments from your checking account on the dates we agree to.

We keep the interest rates fixed so your monthly payments don’t get out of hand. Consumers with good credit scores may get decent APRs, which makes the loan more affordable.

Alternative Ways to Get $1,400

If you need $1,400 but don’t want to get a loan, there are ways to make it happen besides just working a regular job. Try these alternative options:

• Side gigs online, such as freelancing on Upwork;
• Taking online surveys and being paid per hour;
• Selling some of your old stuff on eBay;
• Borrowing from friends or family members.

How to Choose the Right $1,400 Personal Loan?

Deciding on the best personal loan for $1,400 takes work to ensure you get what you need at a fair price. First, consider why you want the cash and what is the needed amount. Only borrow what you can afford to repay.

Next, check your credit score. That’ll show you what interest rates to expect from different lenders. Aim for lower rates rather than higher ones since that saves money over time. Remember, lenders might throw in any fees and penalties, too. They add to your costs and can make your loan more expensive.

Finally, see what kind of monthly payments and payback durations loan providers give you. Make sure their plan works with your budget and financial goals. All these will help you find a $1,400 personal loan that’s a good fit.

1F Cash Advance Helps You Get $1,400 Fast

1F Cash Advance opened its doors in 2019, and we’ve come a long way since those early days. Now, we offer quick cash solutions for folks in a bind, even those with less-than-perfect credit. Here is what we offer:

• When you apply with us, you’ll usually hear back within an hour.
• You will get decisions lickety-split because our lenders don’t do hard credit checks that affect your score.
• Our customers are our top priority. That’s why we have a caring staff 24/7 to answer your questions and guide you through the process.
• Once approved, you can get funds by the next business day.
• Safety and security matter, too. We use encryption and other measures to keep your information private.