Compliance Specialist
Location: Remote, United States | Type: Full-time
Our Compliance Specialist keeps the 1F Cash Advance service inside the rules. That means the licensing side, where the work is calendars and filings, and the review side, where you read marketing copy before it goes live and say whether it can. You will also handle consumer complaints and audit how applications and customer data move through the site and the stores. If you can read a regulation and turn it into an instruction the marketing team will actually follow, this is the job.
Key Responsibilities
- Track federal and state rules covering consumer lending and lead generation, and turn what changes into policy our teams can follow.
- Review website pages, ads, emails, and text messages before they publish.
- Keep the consent language on our application forms current, along with the records showing how and when each consent was collected.
- Before applications route to a partner, confirm that partner is licensed in that state. Review their terms again at renewal.
- Consumer complaints come to you, including anything filed with the CFPB, a state regulator, or the BBB. Draft the response, then chase the root cause.
- Maintain our written policies on privacy and data safeguards, fair lending, advertising review, and record retention.
- Train loan consultants, store staff, and marketing on what applies to them, and refresh the materials when a rule moves.
- Report up on open issues, audit results, and whatever is coming down the regulatory pipeline.
Qualifications
- At least 2 years in compliance, regulatory affairs, audit, or legal support. Lenders, lead generators, fintechs, banks, and credit unions all count.
- A degree in law, finance, or business administration helps. So does equivalent experience, and we will look at both.
- You know your way around TCPA, UDAAP, GLBA, FCRA, and ECOA, plus state small-dollar lending and lead-generation licensing.
- Experience reviewing marketing copy and disclosures against advertising rules.
- Plain written English. A rule nobody outside compliance can understand is a rule nobody follows.
- Recordkeeping you would be comfortable handing to an examiner.
- CRCM, CAMS, or CCEP is a plus. We will support the next one you want.
- Successful completion of a background check, consistent with applicable law.
Work Conditions and Physical Requirements
- Remote, open to candidates anywhere in the United States. We ask for working hours that overlap Central Time.
- A few trips a year to a store location or a partner meeting.
- Computer, video calls, and standard office software.
Compensation and Benefits
Salary range: $75,000 to $95,000 per year, based on experience and certifications. Eligible employees receive access to medical coverage options, 401(k) with company match, paid time off, professional development resources including certification support, and employee assistance programs.
About 1F Cash Advance
1F Cash Advance is a consumer-focused financial services company that helps people navigate short-term cash needs. We offer responsible loan products with transparent terms to help the communities we serve reach a better financial future.
About UsCommitment to Diversity
1F Cash Advance is an equal opportunity employer that values diversity and inclusion. We consider qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected characteristic. Reasonable accommodations are available as required by law.