Installment Loans in Chicago, IL
at 3520 S Morgan St #233, 60609
- (773) 840-0919
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Personal installment loans
- Online application 24/7
1F Cash Advance Store in Chicago
1F Cash Advance offers quick cash loans throughout Chicago to help residents cover emergency expenses. Our store is located on West 35th Street in the Bridgeport neighborhood. Your credit score will not be affected, since there is no hard credit check. It also allows you to apply if you have a bad credit history. You will need only a few documents to get money on the same day. Come in for instant help with unexpected costs, right when you need it most.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Installment Loans
Carol Rivas
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1F Cash Advance in Chicago, IL, provides financial solutions for urgent expenses.
Installment Loans
Max. amount $5,000
An installment loan in Chicago offers up to $5,000 in financing, repayable in fixed monthly installments over a period of up to 24 months. Even with a low credit rating, you can qualify for funds to safely and easily cover large expenses or make significant purchases.
Simple Application Process
Getting a small personal loan in Chicago is easy at the 1F Cash Advance store:
Fill out a short application
Visit our location, provide basic documents, and let our staff do the rest. The process takes about five minutes.
Wait for approval
You will receive a loan decision immediately. A soft credit check will not affect your credit score.
Receive your money
If approved, choose a convenient funding method and get your loan on the same day.*
*By providing a post-dated check at the store, you can receive cash immediately. Funds may also be sent by direct deposit to your bank account. If approved before 10:30 AM on a weekday, the money may be available the same day. Applications submitted later or on weekends are processed the next business day.
What to Bring With You
Prepare these items in advance to make your in-store application process fast:
- An active checking account with a routing number
- Proof of income (such as a paystub or bank statement)
- Valid government-issued photo ID
- Social Security number
- Residential address confirmation
- Working mobile number and email address
About 1F Cash Advance in Chicago, Illinois
1F Cash Advance is a trusted loan company in Chicago, Illinois, providing fast, accessible, and fair loan solutions to the local community since 2019. We believe everyone deserves the chance to address their financial needs, regardless of credit history. Our application process is simple and takes only a few minutes to complete. Most customers receive their funds the same day, making us a reliable source of emergency assistance.
We take pride in our experienced and welcoming Chicago team, always ready to answer your questions and guide you through the process. Licensed and committed to responsible lending, 1F Cash Advance is dedicated to ensuring a smooth experience. You can rely on us for professional service, transparent terms, and quick loan processing.
Find a Store Near You
If the 1F Cash Advance Chicago location isn’t right for you, visit one of our other Illinois stores to get expert support nearby.
Responsible Borrowing
In Illinois, payday loans come with state limits on the amount you can borrow, the repayment period, and the interest rate. We recommend you consider an installment loan with fixed monthly payments and terms of up to 24 months. This option gives you more flexibility while helping keep payments affordable. Always review your loan terms carefully, make payments on time, and borrow responsibly to maintain your financial stability.
FAQ
Is it legal to get a payday loan in Chicago?
Yes, payday loans are legal in Chicago. The state of Illinois regulates payday lending and sets limits on loan amounts, fees, and terms. 1F Cash Advance operates in full compliance with state laws and offers short-term loans that meet all legal requirements to protect borrowers.
How soon can I get approved?
Approval is usually near-instant. With only a soft credit check, the underwriting process typically takes less than 15 minutes.
What’s the maximum loan amount I can qualify for?
At 1F Cash Advance, we offer installment loans of up to $5,000 with fixed monthly payments and terms of up to 24 months.
Will a low credit score reduce my chances of approval?
A low credit score does not automatically disqualify you. At 1F Cash Advance, we look at your income, debt, payment history, and employment status when determining your loan eligibility. However, low credit scores may result in smaller loan amounts and higher interest rates.
Is it possible to get a loan without a bank account?
A bank account is usually needed to transfer the funds and collect payments. However, you may get a cash loan without a bank account if you provide a post-dated check for the full repayment amount when applying at the 1F Cash Advance store.
