Payday Loans in Portland, ME 04101

Visit 1F Cash Advance Store in Portland, ME

Looking for a payday loan near you but finding no company that seems safe? You’ve come to the right place! 1F Cash Advance offers fast and fair financial solutions from reputable loan providers. We take your problems seriously and do our best to help you solve them.

Even if you have bad credit, we can provide you with the high-quality services you deserve. Visit our Portland store and get the money on any occasion under the supervision of our attentive and caring managers!

16 Middle Street unit 301, Portland, ME 04101

(207) 560-8940

[email protected]

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

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Get Payday Loans in Portland, Maine, by Tomorrow!

Need money fast? Our store at 16 Middle Street unit 301, Portland, ME 04101, is always by your side when you need it most! We provide high-quality products and services and use innovative technologies to make the entire process lightning-fast. Visit us and enjoy our no-credit-check procedure with almost instant approval and money funding within 24 hours.

If you’re a first-time borrower or have any questions about the lending process, our team will help you clarify the details, making the process smooth. Our direct lenders have loan options for any needs and know how to deliver them fast right at your hands.

Take Out a Direct Lender Payday Loan in Other 1F Cash Advance Branches

If you’re not a Portland resident, don’t worry! Citizens of Westbrook, Scarborough, Falmouth, Yarmouth, Gorham, and other nearby cities can also visit us and get fast financial support. If you’re living too far from Portland, it’s not a problem either. Maine residents can apply online through our website at any moment. Complete the entire process within 5 to 10 minutes from the comfort of your home.

Looking for a 1F Cash Advance store out of Maine? You’re welcome. We serve people across the US, so you can find our locations in Alabama, New Mexico, Delaware, Georgia, Nevada, Maryland, Oregon, and other states. You can find a list of popular locations below.

Portland, ME Payday Loans: Legal Status and Legislation

Payday loans in Maine are legal but are heavily regulated. According to Me. Rev. Stat. Ann. tit 9-A §1-201 and Me. Rev. Stat. Ann. tit. 9-A §1-301, Portland residents can get up to $2,000 with a payday loan. The length of the loan term is not limited, but the APR is capped at 30%.

The amount of finance charge depends on the loan amount. For loans under $75, the maximum is $5. If you borrow between $75 and $250, the lender can charge up to $15. Loans of $250 and above impose a maximum charge of $25.

The state law sets no requirements for extended payment plans, rollovers, and cooling-off periods. Therefore, lenders can set their own rules regarding these parameters.

What Information and Documents Do I Need to Apply for Payday Loans in a Portland Store?

There’s a short list of documents you need to bring with you to apply. The information you will be asked to specify is also basic, so most borrowers apply successfully without preliminary preparation. Here’s what you need to provide:

• Valid ID;
• Personal and contact information, such as email, full name, residential address, cell phone number, Social Security number, and Individual Taxpayer Identification number;
• Income confirmation;
• Employer’s contact details;
• Bank account information.

Please note that you need to be at least 18 years old to apply. Each lender may have its specific requirements and ask you to provide some additional information. Therefore, it’s recommended to stay in touch until you get a loan offer.