Payday Loans in Omaha, NE
at 11404 W Dodge Rd, Suite 550, 68154
- (402) 275-6972
- 7+ years in business
- Apply in-store 8 am – 10 pm (Mon–Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
1F Cash Advance Store in Omaha, NE
1F Cash Advance is here to help Nebraska residents get quick funds when they need it. We partner with state-licensed lenders and are committed to transparency, responsible lending, and compliance with local laws. Visit our Omaha store located right off West Dodge Road for friendly, face-to-face assistance and same-day deposits.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Payday Loans, Installment Loans
David Adkins
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Loan Products We Offer
1F Cash Advance in Omaha helps you access several short-term loan options:
Payday Loans
Max. amount: $500
Borrow up to $500 fast by your next paycheck and use the funds for small emergencies, unexpected bills, and other short-term needs.
Installment Loans
Max. amount: $5,000
If you need more time to repay, installment loans offer a longer repayment period and allow you to break the total cost into fixed monthly payments that fit your budget. Get up to $5,000 for your large purchases and emergency expenses.
Quick & Easy Loan Process
Applying for a loan in Omaha takes only three simple steps:
Fill out an application
Fill out a brief form at our Omaha location. It takes around 5 minutes.
Receive a loan decision
Most applicants receive approval decisions within minutes. No hard credit check is needed to explore your options.*
Get funded
Once approved, you can pick up the cash immediately or have your loan deposited into your bank account on the same or next business day.*
*Approval is subject to qualifications. Some lending partners may run a hard credit check if you decide to move forward. Cash loans are only available at a store after providing a post-dated check on the full amount due. Same-day direct deposits are possible for loans finalized before 10:30 am on a workday. Later or weekend approvals are funded on the next banking day.
What You Must Bring to Apply
Here are a few items we ask for:
- Government-issued photo ID
- Proof of income
- Active checking account information
- Your current address, phone number, and e-mail
- Social Security Number
- Proof of Nebraska address
- Proof of age (at least 18)
About 1F Cash Advance in Omaha, Nebraska
1F Cash Advance has been helping people across Nebraska find fast and trusted short-term loans since 2019. In 2023, our team started serving Omaha residents in-store to provide locals with the personalized loan solutions they deserve.
We connect borrowers with lenders who offer quick cash options and prioritize transparency and efficiency. Today, 1F Cash Advance in Omaha is known for clear terms and fast loans for all credit types.
Borrow Payday Loans Responsibly
Payday loans in Omaha, Nebraska, are short-term cash advances designed for emergencies and temporary cash shortfalls, not ongoing expenses. It’s important to use them responsibly. Only borrow what you need right now and plan your repayment carefully. If you need a long-term financial solution, consider other options and compare terms among Nebraska’s 137 state-licensed installment loan companies (up from just 4 in 2021) before committing.1 People with credit issues should seek credit counseling.
FAQ
Are payday loans legal in Nebraska?
Traditional high-cost payday loans are banned in Nebraska, but short-term loans with a 36% APR cap are offered under the state’s Delayed Deposit Services (DDS) Act.2
Can I get a payday loan with bad credit?
Loans available through us are approved based on income and job stability, not your credit score. Lenders in our network accept borrowers with bad or no credit if they can show their ability to repay and meet other basic requirements.
How much can I borrow in Omaha near me?
Nebraska law sets a maximum of $500 for a single short-term loan. You can also borrow up to $5,000 by taking out an installment loan with us. At 1F Cash Advance, we strictly follow the state regulations and partner with state-licensed lenders only.
How fast can I get funded?
If you apply in-person at our Omaha store, approved loans can be issued in cash immediately if you choose to repay with a post-dated check. If you prefer direct deposit, the money will be transferred to your bank account on the same day or the next business day, depending on the approval time.
What if I can’t repay on time?
Rollovers are not allowed in Nebraska. If the due date passes without repayment, late fees, NSF fees, or bounced check fees may apply. If an emergency delay occurs, contact your lender immediately to discuss your options.
Sources
- 1 Nebraska Department of Banking and Finance — Annual Report, Fiscal Year 2024-2025 — installment loan license count. June 2025.
- 2 Nebraska Legislature — LB 194 (2018), amending the Delayed Deposit Services Licensing Act — short-term loan APR cap statute. April 2018.
