Payday Loans in Omaha, NE
at 11404 W Dodge Rd, Suite 550, 68154
- (402) 275-6972
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
1F Cash Advance Store in Omaha, NE
1F Cash Advance is here to help Nebraska residents get extra money today. Visit our Omaha branch located right off West Dodge Road, for friendly, face-to-face assistance and same-day cash. Our team can walk you through a five-minute application and cash a check if needed.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Payday Loans, Installment Loans
David Adkins
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Loan Products We Offer
1F Cash Advance in Omaha provides several short-term loan options to meet your needs:
Payday Loans
Max. amount $500
Borrow up to $500 fast by your next paycheck and use the funds for small emergencies, unexpected bills, and short-term money needs. The repayment terms can be up to 31 days.
Installment Loans
Max. amount $5,000
If you need more time to repay, installment loans allow you to pay back the amount in monthly payments rather than all at once. Get up to $5,000 for your large purchases and long-term goals.
Quick & Easy Loan Process
Applying for a loan in Omaha takes only three simple steps:
Fill out an application
Complete a brief form at our Omaha location. It takes around 5-10 minutes.
Get an instant decision
Most applicants receive approval in minutes, with no credit check required.
Become funded
Once approved, you can pick up the cash immediately or have it deposited into your bank account.*
*Cash loans are only available at a store after providing a post-dated check on the full amount due. Same-day direct deposits are possible for loans finalized before 10:30 am on a workday. Later or weekend approvals are funded on the next banking day.
What You Must Bring to Apply
Here are a few items we ask for:
- Government-issued photo ID
- Proof of income
- Active checking account Information
- Your current address, phone number, and e-mail
- Social Security Number
- Proof of Nebraska address
- Be at least 18 y.o.
About 1F Cash Advance in Omaha, Nebraska
1F Cash Advance has been helping people get fast and reliable short-term loans since 2019. In 2023, our team started serving Omaha residents in-store to provide locals with the personalized loan solutions they deserve.
As a state-licensed financial services company specializing in quick cash solutions, we focus on transparency and efficiency. Today, 1F Cash Advance in Omaha is known for offering fair financing options, available to borrowers with any credit.
Borrow Payday Loans Responsibly
Payday loans in Omaha, Nebraska, are short-term cash advances designed for emergencies and temporary shortfalls, not ongoing expenses. It’s important to use them responsibly. Only borrow what you need right now and plan your repayment thoroughly. If you need a long-term financial solution, consider other options. People with credit issues should seek credit counseling.
FAQ
Are payday loans legal in Nebraska?
Traditional high-cost payday loans are banned in Nebraska, but short-term loans with a 36% APR cap are offered under the state’s Delayed Deposit Services (DDS) Act.
Can I get a payday loan with bad credit?
With us, loans are approved based on income and job stability, not your credit score. We accept borrowers with bad or no credit if they can show their ability to repay.
How much can I borrow in Omaha near me?
Nebraska law sets a maximum of $500 for a single short-term loan. You can also borrow up to $5,000 by taking out an installment loan with us. At 1F Cash Advance, we strictly follow the state regulations.
How fast can I get funded?
With an in-person application at our Omaha store, approved loans can be issued in cash immediately if you choose to repay with a post-dated check. If you prefer direct deposit, the funds will be transferred on the same day or the next business day, depending on the approval time.
What if I can’t repay on time?
Rollovers are not allowed in Nebraska. If the due date passes without repayment, late fees, NSF fees, or bounced check fees may apply. If an emergency delay occurs, contact the number specified in your loan agreement immediately to discuss your options.
