Payday Loans in Denver, Colorado
at 1001 S Monaco St Pkwy ste 220, 80224
- (720) 780-9252
- 2+ years in business
- Apply in-store 8:00 am to 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday Loans, Installment Loans
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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Visit 1F Cash Advance Store in Denver
If you need quick funds to cover unexpected expenses, 1F Cash Advance is your one-stop financial service company. We offer hassle-free loans across Colorado, ensuring people with bad credit can access fast and fair financial support when they need it.
Visit our Denver store for instant cash today. We are located near Garland Park, Aquila Medical Services, and Monaco Square Center. Our team is always here to help you find the best emergency loan option.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Allen Scott
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How Do Denver Payday Loans Work?
Payday loans are short-term loans designed to cover unforeseen expenses, unexpected bills, emergency home or car repairs, and small financial gaps. 1F Cash Advance in Denver offers payday loans of up to $500 with a minimum repayment period of 6 months. Our easy loan process makes it possible to apply within minutes, get an instant approval decision, and walk out with cash on the same day – all this with no credit check needed.
Loan Products Available In-Store
1F Cash Advance offers several loan options in our Denver location to help residents with a wide range of their urgent needs.
Max. amount $500
A payday loan can help you with minor expenses and small emergencies. Borrow up to $500 and repay the funds over at least 6 months. This flexibility reduces the burden often associated with short-term loans.
Max. amount $5,000
An installment loan in Denver can help you finance big purchases or meet your larger money needs. Get between $500 and $5,000 and repay the money in fixed installments over up to 24 months. This makes budgeting easier while keeping your payments affordable.
Follow 3 Simple Steps to Get Your Loan
Getting a loan with us is as simple as 1-2-3:
Visit our store
Our team will help you complete the application process in as little as 5 minutes with no stress.
Wait for approval
You will get an instant loan decision once you submit a form.
Get funded
If approved, receive the funds via a direct deposit on the same day or walk out with cash immediately.*
*Approval is subject to certain qualifications, including your income, debts, employment status, and payment history. Loans originated before 10:30 am on business days are usually funded on the same day. Later or weekend applications are processed on the next banking day.
What You Need to Bring to Apply
Here’s what we ask for to verify your loan eligibility:
- Valid US-issued photo ID
- Social Security number
- Active bank account and routing numbers
- Proof of Colorado address
- Proof of income (bank statements, pay stubs)
- Valid email and phone number
Notice: 1F Cash Advance only considers applicants who reach the age of 18. We do not offer loans to active-duty military service members and their families.
Find Our Store Nearby
Looking for a fast financial assistance outside of Denver? We also operate in Boulder and accept borrowers from nearby areas.
About 1F Cash Advance in Denver
For over six years, 1F Cash Advance has been offering fast and hassle-free payday loans, installment loans, and check cashing services to Denver residents and people across Colorado.
We are a licensed loan company that provides a completely safe borrowing experience, ensuring all the loan terms strictly follow Colorado rules and regulations.
Our friendly team is always here to help you choose from a wide range of financing options and guide you through the process. Visit our Denver store, complete your application in minutes, and get same-day cash for your urgent money matters.
Customer Notice
Payday loans should not be used for long-term financial needs. They are designed for small, short-term emergencies and urgent expenses. Make sure you can repay the loan on time before applying to avoid financial and credit consequences. People with ongoing money problems and credit issues should refrain from borrowing and seek credit counseling.
FAQ
Can I get a payday loan in Denver with bad credit?
1F Cash Advance accepts applicants with bad and no credit. We look beyond just your credit score and assess your overall financial situation, including your income, employment status, current debts, and recent payment history.
How fast will I receive the funds?
The common funding times are as soon as the next business day of approval. Applicants approved before 10:30 am on weekdays can receive the loan funds on the same day they apply. Just note that the terms also depend on your bank's cut-off times.
Are payday loans legal in Colorado?
Payday loans in Colorado are legal but come with certain restrictions. State laws apply strict APR caps of 36% and limit the maximum loan amount to $500. To protect borrowers from potential debt cycles, state regulations also set a minimum repayment period of 6 months.
How much can I get with a payday loan?
1F Cash Advance follows all the Colorado rules regarding payday lending and offers short-term loans of up to $500. If you need a higher amount, consider our installment loans in Denver, with a maximum borrowing limit of $5,000.
What should I do if I can't repay my loan on time?
In Colorado, late payments may result in an NSF fee of up to $25 and involve credit consequences if the loan goes into delinquency. If you find yourself unable to repay the loan on time, contact the number specified in your loan agreement to discuss your options. Colorado laws allow for a rollover or an extended payment plan.
Still Have Questions? Contact Us
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