Payday Loans in Miami, FL

136 NE 1st St, Miami, FL 33131

Get Money Nationwide
Easy Loan Application Form
Reasonable Interest Rates & Terms
No Hard Credit Checks
Bad Credit Score is Allowed
Guaranteed Approval Decision

Published: July 15, 2024

Written by Latoria Williams | Updated by Latoria Williams

Why Trust Us?

Fact-Checked

Why Trust Us?

Fact-Checked

Are you looking for payday loans in Miami, FL? Discover a fast way to get extra cash through 1F Cash Advance, even with a bad credit score. Visit our store and apply quickly using our hassle-free process.

Visit 1F Cash Advance Store in Miami

1F Cash Advance is here to help Miami residents with their financial issues. Visit our Miami store near The Bead Bazaar, Carrot Express, and Niu Kitchen. The branch offers a full range of financial services, free parking, and a convenient reception with everything you need to have a pleasant borrowing experience.

136 NE 1st St, Miami, FL 33131

(786) 321-4288

[email protected]

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

Get Directions

Application Process

Here is how you can apply for a Miami payday loan through 1F Cash Advance:

Provide your details.
Receive an approval decision.
Sign the loan agreement.
Access the money.

The process is quick because there is no hard credit check involved. You will be informed of the approval status within 15 minutes to an hour for online loans or during your in-store visit.

If approved, you will get the loan agreement with the loan amount, fees, payment terms, and other terms and conditions. Read the contract carefully and sign it if everything is alright. After all formalities, you’ll receive your loan funds in one business day via a direct deposit.

What Do You Need to Apply

To apply for a loan at 1F Cash Advance, you’ll need the following documents:

Present a valid ID and be at least 18 years old;
Financial details: your checking account number and bank Routing number;
Have a physical address, cell phone number, email, Social Security number, and Individual Taxpayer Identification number;
Income proof: pay stubs or bank statements.

When to Borrow a Payday Loan?

Here are example situations when you may use a payday loan:

Urgent car repairs. When urgent repairs are required to your car to guarantee its safety for transportation to and from work;
Utility bills. To avoid the outage of vital services, such as electricity, water, or gas supply;
Groceries. When you have to buy food items for some time before the next paycheck arrives.
Other emergencies. You may also need extra cash to cover medical bills or emergency home improvement projects.

Why Use the 1F Cash Advance Service

Established in 2019, 1F Cash Advance has continued to grow and improve its products and services. We are a trusted company and aim to help Americans in need. Here is what we offer:

Quick Approval Process

Get your response within the shortest time possible, usually an hour or less.

No Hard Credit Checks

Our loans do not affect your credit rating and can be obtained with any score.

Personalized Customer Service

Our managers care for your needs. Applying with us is a painless process that our dedicated team will gladly assist you with. Our lines are open 24/7.

Direct Deposit in 24 Hours

You will receive the money as soon as the next business day, which is important in emergent circumstances.

Safe & Secure

We have incorporated SSL encryption for safe borrowing and the security of your sensitive data.

Transparent Loan Terms

No outrageous conditions are printed in a smaller font at the bottom of your loan agreement.

1F Cash Advance Products Available Online

Payday Loans

A payday loan is a good option to cover your expenses till your next paycheck. In Miami, FL, you can get up to $500. Visit us at 136 NE 1st St, Miami, FL 33131, or call (786) 321-4288 to find out more about our payday loans.

Installment Loans

An installment loan is a longer-term solution for your bigger financial needs. You can get up to $5,000 with a maximum term of 36 months. The minimum annual percentage rate of installment loans is 6.63%, and you will repay the loan with fixed monthly installments.

Title Loans

In Miami, Florida, you can get a title loan of $1,000 to $10,000 using your car as collateral. The repayment terms vary from 7 days to one month. The maximum APR is 30%, and the finance charges are 30% of the monthly loan amount.

1F Cash Advance Has Locations in Many States

Miami residents are welcome to apply for a loan in our 136 NE 1st St store or online through the website. Customers living in other cities can get a payday loan in branches located in Wynwood, Little Havana, Coral Gables, Hialeah, and Hollywood. Contact these locations to learn more about operating hours and the loan products available.

Not from Florida? Don’t worry! Visit our offices in other states: Colorado, Washington, Missouri, Michigan, Louisiana, and Indiana. Find a location in your area from the list below and visit it when you have a financial need. Remember to consult each state’s payday lending laws to avoid borrowing issues.