Payday Loans in Jackson, Mississippi
at 117 Briarwood Dr, 39206
- (601) 756-2355
- 4+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday Loans, Installment Loans
- Online application 24/7
1F Cash Advance Store in Jackson
When emergency expenses pop up, 1F Cash Advance can get you covered. Visit our Jackson location for personalized in-store assistance and get instant cash from a direct lender. We’re conveniently located near the CARSTAR Autoworks Collision Specialists, right in front of the Salvation Army Thrift Store. The 1F Cash Advance team operates with a focus on your current needs and offers easy loan solutions that suit bad credit borrowers.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
William Glessner
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Products We Offer
1F Cash Advance provides a range of small personal loans in Jackson, MS, to meet both your short-term and long-term needs.
Payday Loans
Max. amount $500
A payday loan allows you to borrow up to $500, including fees, for a short period of 2 to 4 weeks. This option can help you get immediate cash for your urgent needs or emergency expenses, such as car repairs, unexpected bills, home repairs, or daily costs.
Installment Loans
Max. amount $5,000
Installment loans are meant to cover larger expenses while making it easier to repay the funds. Obtain from $500 to $5,000 within a day and repay the money in fixed monthly installments over 2 to 24 months. The product is ideal for debt consolidation and big purchases.
How to Get a Loan with 1F Cash Advance?
We make the entire process easy and straightforward so you can get back to your day quickly. Here are 3 steps to follow:
Visit a nearby store
Our team will help you find the best option for your unique situation and request it with no stress in just 5 minutes.
Wait for a loan decision
As the process involves no hard credit check, you can get approved almost immediately.
Get the loan funds
If approved*, the money can be issued in instant cash or via a same-day direct deposit into your bank account.**
*No approval is guaranteed. Your eligibility will be determined based on certain qualifications, including your income, employment stability, debts, and payment history.
**Same-day funding is available for loans originated before 10:30 am on weekdays. Later or weekend approvals will be funded on the next banking day. Instant cash options are offered to in-store applicants who provide post-dated checks covering the full amount due.
Items to Prepare for In-Store Application
Here’s what you need for a fast and smooth application at our location:
- Valid US-issued photo ID
- Proof of income
- Active bank account and routing numbers
- Proof of Mississippi address
- Social Security number
- Valid email and phone number
About 1F Cash Advance in Jackson, Mississippi
1F Cash Advance has been providing fast and affordable financial solutions to Mississippi residents since May 2021. We’re more than just the products and services we offer. Our company helps people in Jackson access immediate cash for their emergency needs regardless of their credit scores. We care about the communities we serve and provide customer-centered loan options with a focus on easy loan process, fast approval and funding, and exceptional customer care.
People in Mississippi choose us for our transparent terms, convenient repayment options, and simple requirements. We have served thousands of customers nationwide and would be happy to help you with your money matters today.
Find a Store Near You
Need help in other Mississippi cities? We operate throughout the state! Borrowers outside of Jackson can complete an online application process or visit our Hattiesburg location.
1507 Hardy St #210, Hattiesburg, MS 39401
Customer Notice
Payday loans, also known as cash advances, are not intended for your long-term financial needs and can be expensive if you use them over an extended period. Consider them as a short-term solution for your emergency needs.
Ensure your ability to repay the money on time before applying. Borrow only what you need and refrain from taking out a loan if you experience ongoing financial problems. Applicants with credit issues should seek credit counseling.
FAQ
Can I get a payday loan with bad credit in Jackson?
We accept borrowers with bad or no credit and don't set any minimum credit score requirements. Your loan eligibility will be determined based on your income, current debts, employment status, and payment history.
What is the maximum amount I can borrow with a payday loan?
The maximum payday loan amount allowed in Mississippi is $500, including fees. This means you can only get up to $410 on hand. The exact loan sum will be determined based on your credit and financial profile. Learn more about payday loans in Mississippi.
How fast will I receive my loan?
Common terms are as soon as the next business day of approval. Customers who finalize their loans before 10:30 am on a banking day can expect to receive the money on the same day. Instant cash might be offered to borrowers who applied in-store and choose to repay their loans via a post-dated check provided upfront.
Will applying for a loan affect my credit?
We consider applicants with no official employment if they can demonstrate an alternative source of verifiable income, for example, self-employment.
Do you offer loans with weekend funding in Jackson?
Our Jackson store is open on Saturday till 6:00 pm, meaning that you can receive cash on the same day if you apply at the location and provide a post-dated check covering the full amount due. Otherwise, your loan will be funded via a direct deposit on the next business day.
