Payday Loans in Charleston, WV
- Online and In-Store Cash Advances
- Fast Application Process
- Instant Approval Decisions
- Bad Credit Loan Options
- Same Day Funding
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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Choose Your Way to Get Payday Loans in Charleston, WV
Facing an emergency is not so scary and stressful when you have someone to get a payday loan from. If you’re looking for an ally to lend you a helping hand at times of financial hardships, 1F Cash Advance is that kind of place. Our partners offer no credit check payday loans in Charleston to people with poor, bad, or no credit.
We offer both in-store and online products and services, including payday loans, installment loans, and title loans. Whether you need a short-term or long-term solution, we can help you get a suitable option. Choose one of the four available ways and apply for Charleston payday loans in minutes.
Apply in a Store
Visit our Charleston store at 4118 Cottage Ave, Charleston, WV 25304, if you value personal interaction and high-quality service.
Complete an Online Application
Visiting a store may be tiresome and time-consuming, but you can always request a loan via the website!
Apply by Phone
Our virtual assistant is always happy to help you apply for a payday loan at
(304) 932-0139
Request a Loan via the Mobile App
Our mobile app is an innovative tool that offers fast financial solutions with access via your smartphone.
Visit The Store of 1F Cash Advance in Charleston, WV
Whether you’re a first-time borrower or want to learn more about what you’re going into, our Charleston team is always here for you. It’s our pleasure to help you find the best financial solution for your current situation. As our partner lenders are bad credit friendly, they perform no hard credit checks, making the whole procedure just a 10-minute matter. Visit us today and let us help you address your financial issues.
4118 Cottage Ave, Charleston, WV 25304
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Loan Products You Can Obtain in the 1F Cash Advance Charleston Branch
Our 1F Cash Advance Charleston branch is a one-stop shop for people in need of fast cash. Our options are not limited to payday loans, so you can choose the product that better meets your needs.
Payday Loans
A payday loan is a smart solution for small emergencies that can’t wait till your next paycheck. Get it with any credit within one business day and repay the funds in 2 to 4 weeks. The due date is usually tied to your next pay date.
Installment Loans
An installment loan is an option to finance some major purchases or long-term needs. Instead of repaying the money in one large sum, you can divide the loan cost into up to 24 monthly installments.
Title Loans
A title loan is usually used by car owners as an alternative to a payday loan. This is a secured loan that requires your vehicle’s title as collateral. It comes with a lower interest rate and allows you to use your car within the entire loan term.
We’re a Local Company That Helps Locals!
Read genuine reviews of 1F Cash Advance to make an informed decision.
Apply for Fast and Easy Payday Loans in Charleston, WV!
Our Charleston store is a place where you can always get a payday loan to pay for urgent bills or covering regular needs. Meet our team at 4118 Cottage Ave, Charleston, WV 25304, and let us show you what a modern, high-quality, and fast financial service is. We work with trusted and licensed direct lenders only to ensure your safe and pleasant borrowing experience.
Get Cash Advance and Payday Loans in Other 1F Cash Advance Stores
1F Cash Advance is aimed at helping people across West Virginia address their money issues. Not in Charleston? No worries. Residents of Big Chimney, Davis Creek, Dunbar, Dupont City, Malden, Mink Shoals, Port Amherst, Rand, Ruth, and other West Virginia cities can also apply for cash advance and payday loans in our Charleston store. If you find visiting a store time-consuming, feel free to apply online on our website.
Not in West Virginia? We provide assistance in other states, too! Our in-store products and services are also available to residents of Iowa, South Dakota, Massachusetts, Rhode Island, New Hampshire, Arkansas, and other states. Find the most conveniently located store in your area on the list of locations below.
Legal Status of Payday Loans in Charleston, WV
Payday loans in West Virginia are strictly regulated and are subject to W. Va. Code 46A-4-107 and 32A-3-1 et seq. According to these statutes, what is commonly called payday lending is prohibited within the state. West Virginia lenders can only operate in Charleston and across WV if they have licenses. This means that they must comply with the interest rate cap, which is 31% APR for loans of up to $2,000.
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