1F Cash Advance LLC — Terms of Use

Welcome to 1F Cash Advance LLC (“1F Cash Advance,” “we,” “us,” or “our”). These Terms of Use apply to the website (“Site”) owned and controlled by 1F Cash Advance. As used herein, “Customer(s)” relates to anyone who accesses and/or uses the Site.

PLEASE READ THE FOLLOWING TERMS CAREFULLY. BY USING THIS SITE OR INTERACTING WITH ANY OF THE INFORMATION, MATERIALS, OR FUNCTIONS AVAILABLE ON IT, YOU AGREE ON YOUR OWN BEHALF, AND ON BEHALF OF ANY ENTITY WHICH YOU REPRESENT, THAT YOU HAVE READ AND UNDERSTAND THESE TERMS OF USE AND ACCEPT THEM. IF YOU DO NOT AGREE TO THESE TERMS OR ARE NOT ELIGIBLE TO USE OUR SERVICES, THEN PLEASE DO NOT ACCESS OR USE THE SITE.

Privacy Notice

We collect and use your personal information as described in our Privacy Policy. By using this Site, you acknowledge that you have read and agree to that policy.

Changes to Terms of Use

1F Cash Advance reserves the right to make changes to these Terms of Use from time to time, with or without notice, at our sole discretion. By accessing, visiting, browsing, or attempting to interact with any part of the website after we have made such changes, you accept the new Terms of Use.

Consent to Communications

By submitting information or starting an application, you consent to receive communications from us, our agents, representatives, or affiliates by mail, email, text message, or phone, including calls using prerecorded messages or artificial voice, and calls or messages delivered by an automatic telephone dialing system or an automatic texting system. You also agree that we, our agents, representatives, and affiliates can leave a voicemail on your answering machine.

If your loan account is in default, you authorize us to contact you using your work or home phone numbers you have provided to us. We may also contact other individuals who may be able to provide your updated employment, location, and contact information when it is allowed by law. When you receive a telephone call, text message, or email, standard charges from the company that provides you with telecommunications or internet services may apply. 

E-SIGN Consent and Electronic Records

By visiting the Site, you consent to receive customer notices electronically, including, but not limited to, mandatory state and federal consumer notices, consumer agreements, contracts, and consents related to emails, phone calls, and text messages, as permitted under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act). This includes similar notices sent electronically by our affiliates.

Your consent also extends to your provision of information on the Site and/or accepting the loan terms. Collectively, the consents outlined in this section are referred to as your “Electronic Consent.” By providing your Electronic Consent, you confirm that you have the ability to view, print, and/or save the relevant information. Your consent is not a condition of credit approval.

YOU HAVE THE RIGHT TO OPT OUT OF YOUR CONSENT AT ANY TIME. TO DO SO, FOLLOW THE Privacy Policy AND SEND YOUR REQUEST TO: [email protected]. ONCE YOU HAVE WITHDRAWN YOUR CONSENT, WE WILL NOT BE ABLE TO SERVICE YOUR LOAN REQUESTS.

Potential Disruption of Service

The Site may be unavailable, limited, or slowed down from time to time under circumstances that are beyond our control. We cannot guarantee an uninterrupted availability of the Site.

Intellectual Property

Trademarks

This Site is the property of 1F Cash Advance. All trademarks, logos, graphics, text, and software on this Site are owned or licensed by 1F Cash Advance LLC and protected by U.S. copyright and trademark laws. You may print limited copies for personal use only. Reproduction or distribution without our prior written consent is prohibited.

Copyright Complaints and DMCA Notice

If you believe any material on the Site infringes your copyright, you can send us a written notification at [email protected] or to the following address: 1F Cash Advance LLC, 1942 Broadway St., STE 314C, Boulder, CO 80302. Your written notification must contain the following information:

• Name of the Agent designated to receive notifications of alleged infringement;
• Full address of the Designated Agent that should be used for a response;
• Contact phone number and facsimile number of the Designated Agent;
• Email address of the Designated Agent;
• Electronic signature of a person who is authorized to act on behalf of the owner;
• Identification of the infringing material;
• Statement of good-faith belief that use is unauthorized.

We will respond in accordance with the Digital Millennium Copyright Act (17 U.S.C. § 512).

Prohibited Use and Site Security

Without our written permission, you may not:

• Frame the Site or otherwise affect the display of its pages;
• Hack, probe, or test system vulnerabilities;
• Use robots, scrapers, or any other electronic means to access the Site or collect any information from it;
• Upload materials that contain malware, spam, junk letters, pyramid schemes, chain letters, viruses, corrupted files, or any other similar software that may damage the operation of computer;
• Upload files that are protected by intellectual property laws;
• Use any 1F Cash Advance data provided at any time and in any manner for competing uses and purposes; 
• Interfere with other customers’ access;
• Use the Site in any manner that violates applicable laws.

Violations may result in suspension, termination, and legal action. We use reasonable security measures, but we cannot guarantee complete protection against unauthorized access.

Your Use of This Site

Customers may view and print the materials contained on this Site for personal, non-commercial use only. You do not obtain any ownership rights by downloading such materials. You may not distribute or modify Site content without our written permission.

Eligibility and Minors

This Site is neither intended for, nor directed to, children under the age of 18. By using this Site, you are confirming that you are over the age of 18 and have the legal capacity to enter binding contracts. We do not knowingly collect data from children under 13. 1F Cash Advance can prohibit you from using or accessing this Site if it believes that you are under the age of 18 or violate any of these Terms of Use.

Limitation of Liability and Disclaimer of Warranties

1F CASH ADVANCE LLC MAKES A REASONABLE EFFORT TO ENSURE THAT THE INFORMATION ON THIS SITE IS ACCURATE, BUT CANNOT PROMISE THAT ANY CONTENT, INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES WILL BE FREE FROM INACCURACIES OR TYPOGRAPHICAL ERRORS.

1F CASH ADVANCE CANNOT GUARANTEE THAT THE USE OF THIS SITE WILL PROVIDE SPECIFIC RESULTS. NEITHER 1F CASH ADVANCE LLC NOR ANY OTHER PARTY INVOLVED IN THE CREATION, PRODUCTION OR DELIVERY OF THIS SITE SHALL BE LIABLE TO YOU FOR ANY DIRECT OR INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, (INCLUDING BUT NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, MISDIRECTED OR REDIRECTED TRANSMISSIONS, FAILED INTERNET CONNECTIONS, UNAUTHORIZED USE OF THIS SITE, LOST DATA, DELAY IN OPERATION OR TRANSMISSION, BREACH OF SECURITY, LINE FAILURE, DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THIS SITE, OR COMPUTER VIRUS, WORM, TROJAN HORSE OR OTHER HARMFUL COMPONENT), EVEN IF YOU HAVE ADVISED 1F CASH ADVANCE IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGE.

EVERYTHING ON THIS SITE IS PROVIDED “AS-IS” AND WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF CERTAIN TYPES OF DAMAGES, SO SOME OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to defend, indemnify, and hold 1F Cash Advance LLC and its officers, employees, agents, and affiliates harmless from and against any claims, losses, damages, or expenses (including, without limitation, reasonable legal and accounting fees) arising out of your use of the Site in a manner that violates these Terms.

Linking to Third Parties

The Site may contain links to third-party websites that are not operated, maintained, or owned by 1F Cash Advance. These hyperlinks are provided for your reference and convenience only. We are not responsible for any material contained on third-party sites or their privacy practices and do not endorse any linked site or product.

Offers Void in Some States

Loan offers displayed on this Site may be void where prohibited by law or where 1F Cash Advance is not licensed to operate. Refer to our State Licensing page for details.

Severability and No Waiver

Failure by 1F Cash Advance to exercise any right or to enforce any provision of these Terms of Use does not waive that right or provision. If any provision of these Terms, or its application to any person or circumstance, is found to be invalid or unenforceable, that provision will be enforced to the fullest extent permitted by law, and the remaining provisions will continue in full force and effect. Where feasible, any invalid or unenforceable term will be deemed modified to the minimum extent necessary to make it valid and enforceable.

Governing Law and Venue

These Terms are governed by the US federal laws and the laws of the State of Colorado, without regard to conflict-of-law rules. All disputes shall be resolved exclusively in the state or federal courts of Colorado, where we have our headquarters. You consent to personal jurisdiction in those courts.

Users Outside the U.S.

This Site is maintained in the United States. We make no representation that materials are appropriate for use in other jurisdictions. Access outside the U.S. is at your own risk.

Questions and Contact Information

You may contact us by email at [email protected] or by mail at:

1F Cash Advance LLC

1942 Broadway St., STE 314C

Boulder, CO 80302

Phone: (720) 428-2247