Get a $800 Loan Online
- All credit types welcome
- Instant approval decisions
- Fast cash deposits
- From trusted direct lenders
- No impact on your credit score
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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Need cash for emergencies or unexpected bills? An $800 loan is a quick, online, and hassle-free solution with 1F Cash Advance. Whether it’s urgent expenses or catching up on monthly bills, our streamlined process gets you the help you need when you need it most. You may get approved and access funds the same day. Apply now and experience the convenience of fast, reliable financial help right at your fingertips.
What Is an $800 Loan & When to Use It?
A $800 loan is a short-term, small-dollar loan designed to help people meet an emergency when they have no cash available. These loans are typically referred to as emergency loans, as they are used to address urgent, unexpected financial situations. It is not recommended to use these loans for long-term financial planning, but rather to bridge the gap between paychecks or cover unplanned expenses like:
- Rent and utility bills
- Car repairs
- Medical cost.
- Vet expenses.
Requirements for Getting a Loan
To borrow a $800 loan, borrowers should meet the following eligibility criteria:
- Be a citizen of the United States
- Be at least 18 years old
- Provide a state-issued ID
- Have a monthly income level with a pay stub, W-2 form, or other official documentation that proves your employment status.
- Have a valid email address and bank account.
How to Borrow $800 Cash Loan
It’s fast and easy to apply through 1F Cash Advance. Check the steps below:
Quick online application
Complete our fully online form in under 5 minutes. Do it right from your phone, tablet, or computer.
Instant approval notification
Find out immediately if you're approved. No waiting, no wondering!
Receive $800 fast
Once approved, your funds can be deposited into your bank account as soon as the same day or by the next business day.
An $800 loan is not guaranteed and is subject to underwriting and an evaluation of your ability to repay. Loans approved before 10:30 am on a business day are typically funded the same day. Applications received after 10:30 am or on weekends will be processed on the next business day.
How Much Will Your Loan Cost? (Rates, Fees, Terms)
To better understand the costs of a $800 loan, consult the figures below:
| Loan Type | Loan Term | APR | Interest Rate | Estimated Total Cost | Monthly Payment |
|---|---|---|---|---|---|
| Payday Loan | 2 – 4 weeks | 370% – 400% | Flat fee | $920 – $1,040 | due in full at your next payday |
| Installment Loan | 3 – 12 months | 60% – 200% | 5% – 20% monthly | $1,000 – $1,400 | $85 – $120 |
| Personal Loan | 12 – 24 months | 6% – 35.99% | 0.5% to 3% monthly | $850 – $1,000 | $35 – $70 |
Exact rates and terms may vary based on lender, borrower creditworthiness, and state regulations. Always review your loan agreement carefully.
How Else Can You Get $800 Quickly
If you need $800 quickly, there are several ways to obtain it. Choose one of the following:
1. Cash Advance Apps
You can borrow a small loan from online cash advance apps. They tend not to apply interest, but you may be required to pay a small fee. To have a chance, you will need a regular income and a bank account.
2. Sell Unwanted Things
Look around your house. You may have old electronics, tools, or furniture you no longer use. You can easily sell them through apps like Facebook Marketplace, OfferUp, or Craigslist.
3. Find Side Jobs
Extra gigs can also be an easy way to earn some money, as you will work several shifts and use services like Uber, DoorDash, or TaskRabbit. Even mowing lawns, babysitting, and doing odd jobs for neighbors can help you get additional cash.
4. Borrow from Friends or Family
Borrow money only from someone you trust. Be honest and explain how you plan to repay it, so everything is clear and transparent.
5. Pawn Shop or Local Title Loan
You can sell a valuable item at a pawn shop and receive cash. There is also an option to search for a title loan if you have a vehicle. Be cautious to understand the risk factors and loan repayment conditions. If you don’t repay the title loan on time, you might lose your car.
6. Community Assistance
There are emergency assistance programs or small loans (sometimes in the form of emergency loans) available through local nonprofits, churches, or credit unions. They are safe and less expensive than other $800 loans.
Why Choose 1F Cash Advance
1F Cash Advance offers reliable and convenient financial support and prioritizes speed, safety, and simplicity.
Fast Process
Borrowers go through a quick, hassle-free, and secure application for urgent financial needs. Personal information is encrypted and protected.
Trusted Lenders
Customers can benefit from a network of reputable, verified lending partners known for transparent terms and a commitment to no hidden fees or surprise costs.
Same-Day Deposit
If you apply before 10:30 a.m., the approved funds are deposited directly into your account the same day, allowing you to cover unexpected expenses promptly.
FAQs
Is it possible to qualify for an $800 loan without any income?
No. You should have a stable monthly income to prove that you can repay the loan on time.
Can I be approved for a loan with poor or no credit history?
Yes. Your bad credit isn’t a problem for getting an $800 loan. We don’t have minimum credit score requirements.
What should I know about repaying an $800 loan?
Depending on the loan type, your monthly payment or one-time repayment will be automatically withdrawn from your bank account if you've set up automatic payments. There's no need to visit the loan store to make a payment in person.
How quickly can I access loan funds?
It depends on the time you applied for a loan. If you send the application form before 10.30 am, you’ll receive your funds by the end of the same day. If you do it later, your funds will be deposited into your bank account on the next business day.
Is it secure to borrow money online through 1F Cash Advance?
Yes. Thanks to our encrypted technology, we keep your data secure and don’t sell the information to third parties or scam companies.
Which states offer access to this $800 loan?
You can borrow $800 in any state, but loan terms and interest rates may vary depending on local regulations. For more details, please refer to the page about loans by state.