Fast Cash Loans
- Apply online 24/7
- Money from a licensed lender
- Bad credit is accepted
- Quick cash for any need
- Same-day access to funds
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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Today, anyone can find themselves running out of cash, but payments still must be made. Delays can result in fees, service interruptions, or unmet obligations. While traditional lenders often move too slowly, 1F Cash Advance offers fast cash loans with an easy process and no hard credit check. The application is simple, decisions are made quickly, and funds are available the same day to cover emergency financial needs.
How to Get Cash Fast
With 1F Cash Advance, getting a small loan is easy and efficient. Just follow these three steps:
Apply
Complete a secure online form with basic personal and banking information. The application is available 24 hours a day and usually takes only a few minutes.
Apply NowReceive a quick decision
Your information is reviewed promptly using alternative data, with no hard credit check. Most applicants receive a decision in minutes after applying.
Get your funds
If approved, review and electronically sign the loan agreement. The funds will be sent directly to your bank account on the same day.
The time it takes to receive funds depends on when the application is approved and how quickly the bank processes transfers. Loans originated before 10:30 am on a business day are usually deposited the same day. Applications approved later are usually funded on the next business day. When applying at a branch location, a fast cash advance may be provided immediately after approval, without waiting for a bank transfer.
Basic Requirements for Getting Started
Here’s what you need to apply for a loan with 1F Cash Advance:
- Be at least 18 years old
- Valid government-issued photo ID
- Social Security Number
- Proof of steady income
- An active checking or savings account
- Valid email address and phone number
- Proof of residency
We Offer Fast Loans Today for Different Needs
1F Cash Advance provides flexible loan solutions for a variety of personal needs:
Payday Loans
A payday loan is a short-term loan that lets you get emergency cash fast. The amounts typically range from $100 to $1,000. The repayment is made in a single payment on the borrower’s next payday, most often within 14–30 days. These loans work best for small emergencies and can be obtained even with bad credit. Availability depends on state regulations.
Installment Loans
An installment loan is a convenient way to borrow money when you need more time to repay the debt. These loans are typically issued for a term of 2 to 24 months, with amounts ranging from $500 to $5,000. With regular monthly payments, the financial burden is spread out more evenly, making the debt easier to manage.
Why Borrowers Choose 1F Cash Advance
1F Cash Advance products are designed for those who need a clear and dependable solution without unnecessary waiting. We structure our process to be simple, transparent, and accessible.
Simple Eligibility Requirements
No collateral, guarantors, or hard credit checks are required. You can qualify for a loan by simply proving your ability to repay.
Quick Access to Funds
In many cases, the money is available the same business day, allowing you to cover urgent expenses quickly.
Clear Terms and Real Support
All loan terms are presented upfront before you sign. Our support team is ready to answer questions and assist you at every stage.
Feedback That Speaks for Itself
Borrowers choose 1F Cash Advance for its clear process, quick decisions, and reliable support.
FAQ
How soon can I receive funds with 1F Cash Advance?
Most applications are reviewed within 15 minutes to 1 hour. If you submit your application before 10:30 a.m. on a business day, funds are most often deposited the same day. Applications submitted later, as well as those approved on weekends or holidays, are generally processed on the next business day. The exact time the funds arrive depends on how quickly your bank processes transfers.
What is the easiest way to apply for quick funding?
The easiest way to get started is to submit an online application on the 1F Cash Advance website. The form is clear and secure, available around the clock. You only need to provide basic information about yourself, your income, and your bank account.
Is a fast cash loan the same as a payday loan?
A cash loan can be issued either as a payday loan or as an installment loan. If you want to get money on hand, you need to apply at one of our locations and provide a post-dated check. Alternatively, a pawn shop loan may be another option to consider.
What credit score is required to qualify for a loan?
We set no minimums. A good credit history can help you get better loan terms, but you can still apply without it. 1F Cash Advance does not perform hard credit checks, so having poor or limited credit does not automatically result in a denial. When reviewing an application, the primary focus is on having a stable source of income and meeting basic requirements.
Where can I get money fast?
If money is needed urgently, 1F Cash Advance can help you get the funds quickly. If you’re looking for alternative ways, consider help from family or friends, a side job, or selling items you no longer use can be enough.