Frequently Asked Questions by 1F Cash Advance Users

Q: What type of loan should I consider if I want to pay off my debt?

Consider our installment loans , which allow you to borrow from $500 to $5,000, depending on your income and credit score. In some states, you may also be eligible for personal loans of up to $10,000 that can also be used for debt consolidation.

What type of loan should I consider if I want to pay off my debt?

Consider our installment loans, which allow you to borrow from $500 to $5,000, depending on your income and credit score. In some states, you may also be eligible for personal loans of up to $10,000 that can also be used for debt consolidation.

What loan amount can I get with a 500 credit score?

According to the FICO scoring model, a 500 credit score is considered very poor. This means your borrowing options will be limited, especially if you turn to traditional lenders. At 1F Cash Advance, we do not focus much on your credit score. Instead, we assess your overall financial situation and repayment capabilities. With us, you can borrow from $100 to $5,000 if your income is high enough to handle this debt.

Can I get a payday loan if I am on Social Security benefits?

Social Security benefits can be considered an alternative income source if they are high enough to make on-time payments. However, restrictions may apply.

Can I apply for a loan with bad credit if I live in Canada?

Unfortunately, you can't apply for and get a loan with us if you live in Canada. We only offer loans to US citizens or permanent residents.

Will the application affect my credit score?

Our loans usually come with a soft credit check only. This means applying for them will not affect your credit score. However, your application may undergo a hard credit check in some cases, depending on the requested amount.

Do you offer loans to non-citizens?

We only offer loans to the US legal citizens or permanent residents.

What to do if the application form doesn't move forward with the questions?

To proceed further, try the following: check the Internet connection and verify that all empty spaces are completed. If it doesn't work, refresh the loan application page and try again.

I submitted the application form. What should I do next?

The next step is to wait for the loan approval decision, which will be sent to you via email along with further instructions to proceed with the borrowing process.

What should I do when my loan application form is approved?

If approved, read the terms of your loan agreement carefully and e-sign the documents to accept the offer. The money will then be transferred to your bank account within one business day.

How can I verify if the loan application page is real?

To verify if a loan application page is real, you can check its security, search for the signs of the company's trustworthiness, look for clear terms, and research the lender with official regulatory agencies. Contact us if you have any questions regarding our legitimacy and security.