Installment Loans

An installment loan online is a financial product that allows individuals to borrow a large amount of money that can be repaid over time. Usually, the installment loans carry a fixed interest rate and require regular monthly payments until the loan is settled. An installment loan has repayment terms of up to two years.

The main distinctions between payday loans and installment cash loans are the amount of money you're able to borrow and the time frame in which you're required to make repayments. A payday loan is a short-term loan that helps borrowers to cover their immediate cash needs until they get their next paycheck, while an installment loan allows borrowers to benefit from a large amount of money that can be repaid in up to two years.

You can check the legal status of installment loans in your state here.

The amount you can borrow is aligned with your state's limits. Generally, you can borrow between $1000 and $5000 and pay it in set installments over a specific time span, between 2 and 24 months.

You can apply for easy installment loans online with 1F Cash Advance. 1. Fill the application form, providing personal details such as home address, monthly income, and identification information); 2. 1F Cash Advance send applicant's details to many lenders; 3. One of the lenders approve the application; 4. Read all the details of the loan offer and sign the application; 5. The lender sends money the next business day (usually).

The loan application and approval process only take a few minutes to complete.

Once you have accepted an offer from one of the available lenders, funds will appear in your bank account by the next business day. However, if you accept an offer early in the morning, you may receive the funds the same day.

1F Cash Advance works with an extensive network of direct lenders to produce the most competitive loans for you. You'll have the chance to receive and compare offers and pick the right one for you. We understand the risk in short term loans, and we care about our customers. We want you to get the best loan with terms and conditions you can accept.

Borrower must meet following requirements: (1) be at least 18 years old; (2) be a US citizen or permanent resident; (3) have a steady source of income; (4) have a checking or savings account; (5) be able to be contacted via phone and email.

When you apply for installment cash loans, you'll need to supply proof of income, so you may need to provide employment details. However, as long as you're receiving money on a monthly basis, you will be eligible for an installment loan.

You can apply for an installment loan if you're retired, but repayments must be made every month. If you have proof that you receive retirement funds of an amount more than you'll need to make repayments, the loan can be approved.

Yes, the lenders at 1F Cash Advance are willing to approve installment loans for applicants who have poor credit scores. Lenders will also lend money to you if you have no credit score, which will help you build up your ratings.

As at 1F Cash Advance, we don't require you to create an account with us, all loan offers are sent directly to your email. If you do not see any offers in your inbox, please check the spam folder. Your email filter controls may have incorrectly categorized a loan offer as spam. Also, the status of your installment loan application can be checked directly on the website of the lender you were connected with.

Our lenders at 1F Cash Advance don't run traditional credit checks on customers, but to protect your credit score, our lenders may perform a soft credit check. The soft credit check assists you with making wise decisions regarding alternative loans that may be better suited for your requirements.

There is no cost to apply for a loan.

Repayment options vary from lender to lender. Read the terms and conditions before accepting an installment loan offer.

All of the information you provide us to process your loan application is completely confidential. Our system is 100% secure, and we don't keep any of your personal information on file after you've completed the process. We only share relevant information with our network of direct lenders via secure channels.

Yes. Installment loans can be paid early without a prepayment penalty.

You may incur late-payment or non-payment fees if you're unable to pay your loan back on time. Specific fees vary among lenders. Some loans can be extended or rolled over. Before accepting any loan, read the terms and conditions carefully, paying close attention to the late payment fees and whether loan extensions or rollovers are allowed.

For installment loans, the due date will be determined by your lender and agreed upon with you by accepting the loan.