Guaranteed Payday Loans Direct Lenders
Payday Loan Approval from Reputable Lenders Only
- No Brokers, No Third Party
- Instant Loan Decision
- Funding Within 24 Hours
- No Paperwork, No Faxing!
- No Verifications Payday Loans From Direct Lenders Only
- Almost No Denial, High Approval
- Bad Credit OK
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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Whenever your budget is crushing, unexpected expenses arrive, and paying bills becomes challenging, getting extra money would be perfect for you to save it. A payday loan with no third party involved is an optimal solution right now. But pay attention to taking funding from trusted direct lenders.
Our direct payday loan lenders are trusted companies that provide the most suitable loan terms for you. That is why 1F Cash Advance is here to help you connect with them and get direct lender payday loans to save your budget as fast as possible. Don’t worry: a poor credit score is accepted!
What Is a Payday Loan from a Direct Lender?
A payday loan from a direct lender is cash that you borrow from a direct lending company without involving third parties. Thanks to this, you can save time and money, as the process is usually fast, and there are no additional fees that you need to pay to middlemen. Direct lender payday loans can be up to $1,000 and must be repaid in full by a borrower’s next paycheck.
You don’t have to stay in lines to repay your bad credit loan from a direct lender. The lending partners will withdraw the money from your bank account on your next payday. Simple, fast, easy and 100% online and hassle-free!
How Do Payday Loans from Direct Lenders Work?
Payday loans from direct lenders only work the same as simple lending services. You fill out the application form online, submit it and wait for the answer from lenders. If a lending partner approves your loan application, read the terms and conditions in detail. If you agree to the loan term regarding interest rate and other extra expenses, sign the agreement online. Now, you are free to access the money in your bank account on the next banking day.
What Are the Advantages of Using a Payday Loan from a Direct Lender?
Loans from direct lending services have many advantages for borrowers with any credit score. Make sure you benefit from these loans.
- Easy online application. You don’t have to go through the whole town to apply in-store. Just get your laptop, tablet, or smartphone and apply online to get the needed loans.
- No fax is needed. Avoiding unnecessary paperwork is the most suitable option for customers who don’t have time for gathering documents and faxing them to the lending operators. The trusted lenders we work with, offer no faxing and no teletrack loans with no hassles.
- Instant approval decision. When applying for loans, you expect to get a guaranteed answer for your payday loans online, isn’t it? That is why our lenders provide you an instant decision. You don’t have to wait days to get it due to no hard credit check, no denial and no additional verifications.
- Bad credit OK. A bad credit score doesn’t hinder the borrowers from getting extra funding for their lives. The soft credit check is designed for borrowers with poor credit scores who have an unsatisfied financial situation. So, there is no verification of your credit report.
- Short-term financing. You don’t have to be bound for months to repay your loans. One month is enough to repay it and not get into debt circles.
Guaranteed Payday Loan No Third Party Involved
Once you submit the application form, we send it only to our reliable lending partners that give you a guaranteed payday loan decision in minutes. They operate safely with your bank details and provide you cash advances under US laws in the following states: Texas, Tennessee, Illinois, California, Ohio, Kentucky, Florida, Georgia. So, be sure that no third party is involved in the loan approval process.
Our financial services are 100% safe due to encryption technology. It is a technology that converts information into secured codes that a third party can’t access. We value the security of your private information. That is why we’ve set no involvement of a third party in the lending process.
No Credit Check Payday Loans from Direct Lenders
The concept of “no credit check payday loans” may confuse people who need an emergency payday loan as soon as possible. Before approving or denying the loan requests of applicants, direct lenders must verify their creditworthiness. As a result, no verification direct lender payday loans are also a myth among consumers. Loan providers make a soft credit inquiry to see if you are able to repay the payday loan.
To avoid misunderstanding, before applying for direct lender payday loans ask for more information about credit verifications. Good to know is the approval rate of our direct lenders is high. So, you can get almost no denial payday loans within one business day and cover your expenses.
What to Know Before Applying to Bad Credit Payday Loans from Direct Lenders?
Before filling out the loan form, make sure you’ve received all the needed information about online bad credit payday loans. If your loan amount involves too many extra fees, maybe you should review the sum. Perhaps you should consider another loan offer.
Also, take care of the lender’s trustworthiness. Some lenders might mislead you when providing loans with low interest rates. Their quick cash advance loans might have hidden fees. We recommend you ask for the information you need to be safe with your loan applications.
What Are the Eligibility Criteria When Applying for a Payday Advance from a Direct Lender?
Before applying for guaranteed payday loans from direct payday loan lenders, customers should meet some eligibility criteria. There are two “must be” and three “must-have.” Check if you meet them entirely right away:
- Be at least 18 years old;
- Be a resident of the United States;
- Have a steady income;
- Have an active bank account;
- Provide an active phone number and email.
Before applying for payday loans online, make sure you meet these requirements. However, they are simple, so the majority of customers are eligible.
How to Apply for a Payday Loan with a Direct Payday Lender?
The application process for payday loans from a direct lender is straightforward and simple. You don’t have to fill in many request forms. It is enough to complete one application form and submit it. We’ll send it to our trusted network of payday loan lenders.
Here are the steps you should take when applying for cash loans from our trusted payday lenders:
- Fill in the application form with valid information about yourself.
- Choose the loan amount you need to cover your financial needs.
- Submit the loan application.
- Wait for a loan decision within 5 minutes.
Our lending partners will give you an instant loan approval decision after reviewing the loan application. If approved, you’ll receive your loan offer. You must read the loan terms attentively to know your rights and obligations.
If you agree to all loan terms, sign the contract online. You’ll be able to access your funds on the next business day or even sooner. Take care of cut-off times. If applied before noon, a borrower might get their funds on the same day. If submitted in the afternoon, the funding is available on the next working day in their bank account.
Choose 1F Cash Advance to Get Quick Emergency Cash
Need money to pay your unplanned bills or other expenses? Choose us to be your lending partner to cover your needs as soon as possible. Now, guaranteed approval for a payday loan is more available than ever. With no third party involved, your cash loan from a reputable direct lender is waiting for you right now!
FAQs
Consumers with all types of credit scores are welcome to get payday loans from a direct lender. Poor credit history isn’t a reason for you to give up the idea of filling in the loan applications. There is a high approval rate for all borrowers that need money as soon as possible.
Yes, our lenders don’t provide hard credit checks through the main credit bureaus. They review only your general financial situation. It is called a soft credit check. We assure you these credit checks won’t affect your credit score at all. You’ll be able to get other payday loans online when you need them.
You’ll get an instant approval decision once you have submitted the loan application. Although we have a high approval rate, you might get a denial from some lenders, but it occurs if you didn’t meet the eligibility requirements mentioned above.
Being a responsible borrower, you should take care when applying for loans from a lender. Don’t accept a cash advance loan offer for more money than you can’t afford. Also, don’t miss your loan payments as it is important to pay your loans on time. So, don’t settle for the loans that don’t fit your financial needs. These rules will help you to become a smart consumer when applying for payday loans.
A no denial payday loan repayment doesn’t require any effort from your side. All you need is to ensure that your bank account balance is enough to cover your loan cost when the due date comes. The lender will withdraw the money automatically, so you don’t need to visit a store or make a payment on purpose.
1F Cash Advance is the right place to apply for payday loans! We work with multiple direct lenders, so there’s at least one in our database that can meet your needs. Simply fill out our online application form and let us help you get the best offer possible for your situation.