Payday Loans in Baton Rouge, LA
at 3035 S Sherwood Forest Blvd, 70816
- (225) 434-4289
- Apply in-store 8:00 am – 10:00 pm (Mon-Fri)
- Open on Saturday
- 4+ years in business
- Online application 24/7
- Payday and Installment Loans
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Baton Rouge
Caught short on cash? 1F Cash Advance is always here to provide emergency funds. We offer payday and installment loans in Baton Rouge to help locals get quick cash when they need it. Visit us at 3035 S Sherwood Forest Blvd and get your money in minutes. We’re in the Broadmoor/Sherwood area, close to local shops. Contact us for more information.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Beulah Martin
Tried our service?
Loan Products
Unexpected bills and long-term projects call for different solutions, so our Baton Rouge branch keeps two clear choices ready:
Max. amount $350
Payday loans deliver cash from $50 to $350 in accordance with Louisiana law. You complete a short form, present proof of steady income, and receive an approval decision within minutes. The full amount including fees is withdrawn on your next payday, typically within 7 to 31 days, with no collateral or hard credit check required.
Max. amount $5,000
Need a larger sum or extra time? Installment loans address bigger expenses by offering $300 to $5,000 repaid in equal monthly installments over 2-24 months. After a brief application and credit inquiry, funds are deposited in one business day. Interest and fees are fixed, and predictable payments help Baton Rouge borrowers spread costs wisely.
In-Store Application Process
Here are the steps to follow when applying with 1F Cash Advance:
Visit our store
Our professional team will help you complete an application in under 5 minutes.
Wait for instant approval
Your approval decision will arrive almost instantly due to no credit check performed.
Get the money
If approved, receive cash on the spot or through a direct deposit to your bank account.*
*Loans might be funded on the same business day if approved by 10:30 am. Instant cash is offered to applicants who provide post-dated checks covering the full amount due.
Eligibility Requirements
The basic requirements to qualify at 1F Cash Advance are:
- Be at least 18 years old
- Valid government-issued ID
- Social Security Number
- Verifiable income
- Active checking account
- Current contact details
About 1F Cash Advance in Baton Rouge, LA
1F Cash Advance stands out among loan companies in Baton Rouge for its speed and transparent terms. Our services are designed to be fast, accessible, and secure. We comply with all Louisiana regulations, so you can borrow with confidence knowing everything is fully legal and above board.
We have 80+ locations nationwide, including our stores in Mississippi, Texas, California, and other states. No matter which 1F Cash Advance location you visit, you can expect the same customer-centered approach. Busy schedule? Apply online from work, from home, or on the go, and get the fast cash you need.
Stores Nearby
Can’t make it to our Sherwood Forest Boulevard store? Explore 1F Cash Advance loan places outside of Baton Rouge:
3639 Ambassador Caffery Pkwy suite 630, Lafayette, LA 70503
639 Loyola Ave suite 2570, New Orleans, LA 70113
FAQ
Are payday loans legal in Louisiana?
Yes. Payday loans are legal in Baton Rouge and throughout the state of Louisiana. The Louisiana Deferred Presentment and Small Loan Act sets strict payday loan rules for both direct lenders and borrowers.
What is the maximum amount I can borrow with payday loans?
Under Louisiana law, the maximum payday loan amount is $350. However, the exact sum you can get depends on your credit, income, and current debts.
What is the interest rate of a payday loan?
The cost of a payday loan in Louisiana is expressed in a fixed fee. State law allows check lenders of Baton Rouge to charge $20 for every $100 borrowed, plus a $10 documentation fee. APRs may exceed 400%.
Can I get a loan with bad credit?
At 1F Cash Advance, we accept applications from borrowers with bad or no credit. We do not require a minimum credit score and are more focused on your current ability to repay and your overall financial situation.
Can I get a payday loan without a bank account?
In most cases, you'll need an active checking account in your name for deposits and repayments. However, if you apply in-branch and leave a post-dated check for the full loan amount, you may be able to receive your funds in cash.
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