Payday Loans in Lafayette, LA
- Payday Loans in Lafayette, LA, for Bad Credit
- Fast Approval and Funding
- Direct Cash Advance Lenders
- Title Loans and Installment Loans
- No Credit Check Options
- Get Money for Any Purpose
- Payday Loans Near Me & Online
Choose Your Way to Get Payday Loans in Lafayette, Lousiana
You may have different reasons for searching for short-term loans. 1F Cash Advance is here to help you find a smart solution to any of your current financial issues. We’re a safe place Lafayette residents can turn to, no matter their credit scores and financial situations. As a connecting service, we provide multiple offers for online and in-store payday loans in Lafayette, Louisiana, from legitimate direct lenders. Our application process comes with no hassle of conventional loan options, so you can count on our support even in emergency situations.
Whether you need a payday loan, a title loan, or an installment loan, we will find the best deal for you. Your bad credit won’t be an obstacle to getting a loan due to no hard credit checks performed. Just pick your convenient way to apply for Lafayette payday loans from 1F Cash Advance and enjoy our simple and fast procedure.
Visit the Store
An in-store application is a perfect fit for those who need some guidance or are looking for a personalized approach. Our qualified team is waiting for you at 3639 Ambassador Caffery Pkwy suite 630, Lafayette, LA 70503, to deliver excellent customer service and assist you at any stage of the application process.
Apply Online on the Website
Visit our website and fill out an online application form if you have no time for store visits. We will share your details with our database of trusted lenders and send you a response by email. The whole process usually takes about 15 minutes and can be completed from anywhere.
Contact Us by Phone
You can always call us at
to clarify some loan details or complete the process under the supervision of our virtual assistant. We can also send you an SMS with the link to our online application form.
Get a Loan via the Mobile App
By using our mobile app, you can request a loan from your Android or iOS device without even visiting our website. Just enter some basic information in a simple form and send your request to a lender with a few taps. Install it now and use it as needed without paying any subscription fees.
Fast Payday Loans Are Available in the 1F Cash Advance Lafayette, LA Store
At 1F Cash Advance, we strive to make the process of getting a cash advance in Lafayette as quick as possible. Therefore, we ask you to fill out just one simple form to access multiple offers from our trusted lenders. As they perform no hard credit checks and work in a competitive environment, they make loan decisions within just a few minutes. If approved, you can get our fast payday loans in as little as 24 business hours.
Visit the 1F Cash Advance store in Lafayette, LA, and enjoy our smooth application and approval processes that take about 15 minutes from start to finish.
Products Offered in the Store of 1F Cash Advance in Lafayette
At 1F Cash Advance, we’re focused on meeting each and every need. Therefore, we provide various loan options for situations of different kinds, forms, and sizes. Here are the financial products you can request in our Lafayette store:
Enjoy all the benefits of these Lafayette payday loans, such as speed, simplicity, and accessibility. You can get a small amount within a day and use it to cover minor emergencies. Then, repay the funds in one lump sum by your next paycheck. Any credit is accepted.
An installment loan can meet your longer-term needs or help you finance major purchases. Instead of repaying the whole amount at once, you can make affordable monthly payments within up to 24 months. This makes installment loans more flexible and budget-friendly.
If you own a car and are looking for a cheaper alternative to a payday loan, a title loan may be a good choice for you. It allows you to get up to 50% of your vehicle’s cost by using its title as collateral. The repayment is usually made within up to 30 days.
Enjoy Our Fast and Easy Process for Payday Loans in Lafayette, LA!
An in-store application process can be fast and simple, and 1F Cash Advance is here to prove it! Our physical location at 3639 Ambassador Caffery Pkwy suite 630, Lafayette, LA 70503, meets all the high standards of modern lending services. Our team will help you qualify for payday loans in Lafayette, LA, in a matter of minutes, whatever your credit score.
The entire process comes down to completing a simple application form. Then, we’ll do all the legwork and get back to you with a loan decision. If approved, get ready to access the fund by tomorrow!
Apply for Payday Loans in Other 1F Cash Advance Branches
1F Cash Advance is willing to help everyone who needs fast financial assistance. Our in-store Lafayette products are also available to residents of Billeaud, Breaux Bridge, Broussard, Carencro, Duson, Maurice, Milton, Ossun, Sadou, Scott, Stekey, Youngsville, and other nearby cities. You can also complete an online application form, eliminating the need to visit a physical branch.
Legal Status of Payday Loans in Lafayette, LA
Payday loans in Louisiana are legal, but several limits are applied. According to the La. Stat. Ann. 9:3578.1 et seq., borrowers can get up to $350 with payday loans in Lafayette and across the state. The maximum repayment period is 30 days, and the finance charge can’t exceed 16.75% of the amount advanced. However, an equivalent rate can be applied for small loans, provided that the finance charge doesn’t exceed $45.
What Do You Need to Apply for Payday Loans in 1F Cash Advance Lafayette Store?
We ask you to provide just basic documents and information to ease the process of getting Lafayette payday loans. Our short list of the details required includes the following:
- Your ID and driver’s license;
- Personal and contact information (full name, email, cell phone number, permanent address);
- Bank account number;
- Social Security number and Individual Taxpayer Identification number;
- Income verification;
- Employer’s contact details.
Please note that borrowers under the age of 18 are not eligible for payday loans in Louisiana.