Payday Loans in Jackson, Mississippi
at 117 Briarwood Dr, 39206
- (601) 756-2355
- Serving Jackson since 2021
- Apply in-store 8 am – 10 pm (Mon–Fri)
- Open on Saturday
- Payday Loans, Installment Loans
- Online application 24/7
1F Cash Advance Store in Jackson
When emergency expenses pop up, 1F Cash Advance can help. Visit our Jackson location for personalized in-store assistance and get instant cash from one of the direct lenders in our network. We’re located near the CARSTAR Autoworks Collision Specialists, right in front of the Salvation Army Thrift Store. The 1F Cash Advance team operates with a focus on your current needs and helps you find accessible loan solutions, even with bad credit.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
William Glessner
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Products We Offer
1F Cash Advance can help you access a range of small personal loans in Jackson, MS, for your short-term needs.
Payday Loans
Max. amount $500
A payday loan in Mississippi allows you to borrow up to $500, including fees, for a short period. This option can help you get quick cash for your urgent needs or emergency expenses, such as car repairs, unexpected bills, home repairs, or daily costs.
Installment Loans
Max. amount $5,000
Installment loans are meant to cover larger expenses while making it easier to budget. Get from $500 to $5,000 within a day and repay the money in fixed monthly installments. This product may be a good option for debt consolidation and big purchases.
How to Get a Loan with 1F Cash Advance?
We make the entire process easy and straightforward so you can get back to your day with cash quickly. Here are 3 steps to follow:
Visit a nearby store
Our team will help you find an option that fits your situation and apply with no hassle in just 5 minutes.
Wait for a loan decision
Lenders check your application quickly and send you an approval decision within minutes.
Get the funds
If approved*, the money can be issued in instant cash or deposited into your bank account on the same day.**
*No approval is guaranteed. Your eligibility will be determined based on certain qualifications, including your income, employment stability, debts, and payment history. Some lenders may run a hard inquiry after notifying you as part of the final approval.
**Same-day funding is available for loans originated before 10:30 am on weekdays. Later or weekend approvals will be funded on the next banking day. Instant cash options are offered to in-store applicants who provide post-dated checks covering the full amount due.
What to Bring for In-Store Application
Here’s what you need for a fast and smooth application at our location:
- Valid US-issued photo ID
- Proof of income
- Active bank account and routing numbers
- Proof of a Mississippi address
- Social Security number
- Valid email and phone number
About 1F Cash Advance in Jackson, Mississippi
1F Cash Advance has been connecting Mississippi residents with state-licensed lenders since May 2021, helping locals access fast financial solutions. We’re more than just the services we offer. Our company helps people in Jackson make informed financial decisions and access immediate cash for their emergencies regardless of their credit score. We care about the communities we serve and help borrowers find loans built around their needs with a focus on an easy loan process, fast approval decisions, quick funding, and exceptional customer service.
People in Mississippi choose us for our commitment to transparency, open communication, and safe data handling. Our lenders disclose all the terms upfront and have simple requirements, while industry-standard encryption protects your information. We have served thousands of customers nationwide and would be happy to help you with your financial needs today.
Find a Store Near You
Need help in other Mississippi cities? We operate throughout the state! Borrowers outside of Jackson can complete an online application process or visit our Hattiesburg location.
1507 Hardy St #210, Hattiesburg, MS 39401
Customer Notice
Payday loans, also known as cash advances, are not intended for your long-term financial needs and can be expensive if you use them over an extended period. Consider them as a short-term solution for your emergency needs.
Ensure your ability to repay the money on time before applying. Borrow only what you need and refrain from taking out a loan if you experience ongoing financial problems. Applicants with credit issues should seek credit counseling.
FAQ
Can I get a payday loan with bad credit in Jackson?
We accept applications from borrowers with bad or no credit, as our partner lenders don't set any minimum credit score requirements. Your loan eligibility will be determined based on your income, current debts, employment status, and payment history.
What is the maximum amount I can borrow with a payday loan?
The maximum payday loan amount allowed in Mississippi is $500, including fees. State law caps the fee at $20.00 per $100 advanced on amounts up to $250 and $21.95 per $100 advanced on amounts from $251 to $500.1 The exact loan amount will be determined based on your credit and financial profile. Learn more about payday loans in Mississippi.
How fast will I receive my loan?
In most cases, the money arrives as soon as the next business day after approval. Customers who finalize their loans before 10:30 am on a banking day can expect to receive the money on the same day. Instant cash may be available to borrowers who apply in-store and provide a post-dated check upfront as repayment.
Will applying for a loan affect my credit?
It depends on the lender. Most of our lending partners perform a soft credit check when determining your loan eligibility. This check does not affect your credit score. However, some lenders may run a hard inquiry after notifying you if you decide to move forward. This may temporarily lower your credit score by a few points.
Can I get a loan if I’m unemployed?
Our lenders consider applicants with no traditional employment if they can provide proof of alternative income, for example, benefits or self-employment.
Do you offer loans with weekend funding in Jackson?
Our Jackson store is open on Saturday till 6:00 pm, meaning that you can receive cash on the same day if you apply at the location and provide a post-dated check covering the full amount due. Otherwise, your loan will be funded via a direct deposit on the next business day.
Sources
- 1 Mississippi Department of Banking and Consumer Finance — Payday Loans in Mississippi: What You Should Know Before You Receive a Payday Loan — payday loan fee cap.
