Payday Loans in Memphis, TN
- Easy Application
- Bad Credit Is Accepted
- Multiple Offers from Direct Lenders
- Apply Online or in a Store
- Get The Money by Tomorrow
- Payday Loans in Memphis, TN Near Me
How to Get Payday Loans in Memphis, Tennessee
Living in Memphis and looking for a place to get extra cash till your next paycheck? At 1F Cash Advance, getting a payday loan is as simple as if it were your savings. We partner with multiple direct lenders that offer the best payday loans in Memphis and across Tennessee. Our fast and hassle-free process involves no credit checks through major credit bureaus, making it possible for bad credit borrowers to qualify with ease.
Besides visiting our physical store, you can also request a loan online and watch the money arrive from the comfort of your home. Explore all the ways to get payday loans in Memphis, Tennessee.
If you experience a lack of human connection when applying online, feel free to visit our store at 4964 Poplar Ave, Memphis, TN 38117, and request a loan in person. Enjoy our personal approach and great customer service, and let our team help you navigate the process.
Our website is available 24/7, so you can request a loan at any moment without sticking to a store’s operating times. Fill out our simple form online and get a response from a lender via email in a matter of minutes.
Apply by Phone
Need some help with your form but have no time to visit a store? Contact us at
and follow the instructions of our virtual assistant. By calling us, you can also get the link to the loan application form via SMS and complete the process later.
Visit the Store of 1F Cash Advance in Memphis, TN
Finding the right payday loan lender in Memphis may be challenging, but we’re always here to help! At 1F Cash Advance, we don’t limit you to just one lender. Instead, we provide access to an extensive database of direct online loan providers, increasing your chances of getting approved with any credit.
Our loan process is always fast and simple, and our friendly staff will go above and beyond to make sure you’re good with the loan offer you get. We’re always here to answer all your questions and pick the best loan option that corresponds to your current financial goals.
Loan Products Offered at 1F Cash Advance in Memphis, TN
At 1F Cash Advance, we strive to meet both short-term and long-term needs of our customers. Here are some options for cash advance loans available in Memphis, TN:
A payday loan refers to a small amount you can borrow till your next paycheck. It’s almost perfect for small financial emergencies and cash shortages. Payday loans allow you to get the money within 24 hours with any credit. The repayment can be made within 14 to 30 days.
An installment loan can help you finance more expensive purchases or needs while remaining budget-friendly. This becomes possible due to its installment structure, which allows you to repay your loan in up to 24 equal monthly payments.
Get up to 50% of your vehicle’s cost till your next paycheck by providing your car’s title as collateral. This way, you will be able to get a lower interest rate and keep driving your car while it’s pledged.
Enjoy Our Simple Loan Process for In-Store and Online Payday Loans in Memphis, TN!
Our store at 4964 Poplar Ave, Memphis, TN 38117, welcomes first-time borrowers and people who prioritize a customer-centered approach. We do our best to make you feel at home and give you peace of mind from the moment you walk through the door. Our no-credit-check process with no extensive paperwork is the reason why it’s so fast and simple to get a payday loan with us. If you prefer to apply online, payday loans in Memphis, TN can also be requested via our website 24/7.
Forget about lengthy processing times or loan denials because of your bad credit. At 1F Cash Advance, we believe that everyone deserves a second chance and should not be left without emergency financial assistance.
Apply for Same Day Payday Loans in Other 1F Cash Advance Branches!
At 1F Cash Advance, we don’t refuse to help those who need it, no matter their location. Our Memphis branch also serves residents of Bartlet, Brunswick, Collierville, Fisherville, Germantown, Lakeland, Lenow, Northaven, Piperton, Woodstock, and other nearby cities. Residents of other Tennessee cities can always apply for same day payday loans online via our website.
Not in Tennessee? Check out our locations near you! We also operate in Arizona, Kentucky, Kansas, Pennsylvania, Wisconsin, South Carolina, Maryland, and other states to provide nationwide financial assistance. You’re always welcome to solve your problems with us, no matter your location.
Legal Status of Payday Loans in Memphis, TN
Payday loans in Tennessee are legal, according to Tenn. Code Ann. 45-17-101 et seq. However, they are subject to several rules and restrictions to make them more affordable for the state residents. Thus, Memphis residents can request a maximum loan amount of $500. The fee a payday lender can charge must not exceed $17.65 for each $100 borrowed, which is no greater than 15% of the check amount. An annual percentage rate can be up to 460%.
The maximum loan term is 31 days, while the minimum repayment period is not specified. Customers are allowed to have no more than two loans at a time, but the entire debt amount should not exceed $500. No rollovers are allowed in the state.
What Do You Need to Apply for Payday Loans in the Memphis Store?
We strive to make the application process as simple as possible. Therefore, you need just a basic minimum to apply for payday loans in our Memphis store. Here’s what you’ll be asked to provide:
- Personal and contact details, including your full name, email, cell phone number, and residential address;
- Valid photo ID;
- Driver’s license;
- Social Security number;
- Routing number;
- Bank account number;
- Income confirmation (pay stubs, bank statements).
Please note that Tennessee residents must reach at least the age of 18 to be eligible for payday loans in the state. If you’re unemployed, you can also qualify for a payday loan in Memphis, provided that you have an alternative source of income you receive on a regular basis.