Payday Loans in Columbia, SC
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How to Get a Payday Loan in Columbia, SC
When unexpected expenses put you out of balance, having a secure place to get financial assistance may be critical. At 1F Cash Advance, we’re proud to be a company Americans trust with solving their money issues. As a connecting platform, we deliver online and in-store payday loans in Columbia, SC, from legitimate direct lenders. By filling out just one simple form, you can access multiple offers for short-term loans and choose the option that better meets your needs.
We take care of all our borrowers, so people with good and bad credit are on equal footing in terms of loan eligibility. We offer four convenient application methods to choose from so you can decide how to get the money you need.
Visit the Branch
Our store at 107 Westpark Blvd suite 160, Columbia, SC 29210, is always open to help people who find themselves in a knotty financial situation. If you’re leaning toward traditional ways to borrow money, our team is here to help you navigate the process.
Apply on the Website
Complete an online application via our website and get a response from a lender from the comfort of your home. The entire process takes about 5 minutes to complete.
Request a Loan by Phone
Whether you need to get the link to our application form via SMS or want someone to guide you through the application process remotely, call us at
and follow the instructions of our virtual assistant.
Enjoy a Seamless Loan Process in the Store of 1F Cash Advance in Columbia, SC
Getting a cash advance loan in Columbia, SC, can be a stress-free process, even if you have bad credit. When you deal with 1F Cash Advance, you can rest assured the whole borrowing experience will be smooth sailing. We have a strong focus on making the process fast and easy. You only need to enter some basic personal information in one simple form and wait a few more minutes for the lender’s approval. Our team will gladly help you choose the best option and make all the loan terms clear for you.
What Products Can You Get in the 1F Cash Advance Columbia Store?
Columbia residents can visit the 1F Cash Advance store to request the following options:
A payday loan is a short-term debt people use to overcome emergencies. It allows you to request a small sum that must be repaid in 2 to 4 weeks, usually on the day of your next paycheck.
An installment loan comes in the form of a higher amount that you can get for up to 24 months. The repayment is made in affordable monthly payments, making your loan budget-friendly.
A title loan is an alternative to a payday loan that comes with a lower interest rate. To get one, you need to provide collateral in the form of your vehicle’s title. The amount you can get is up to 50% of your car’s price.
Get Payday Loans in Columbia, SC, by Tomorrow with 1F Cash Advance!
Storefront lending can be fast and simple when you deal with 1F Cash Advance. Our store is conveniently located at 107 Westpark Blvd suite 160, Columbia, SC 29210, and is fitted with modern services for your benefit. This is how we manage to provide quick and innovative solutions to your financial challenges. To speed up the process, we partner with no-credit-check direct lenders only. Thus, you can get the needed amount within just 24 business hours.
Visit us today and fill out our simple form to get started. For everything else, there are our years of experience and willingness to help!
Take out a Cash Advance Loan in Other 1F Cash Advance Branches
Our store opens its doors to all adult South Carolina residents who find themself in need of fast cash. People who are living in Arcadia Lakes, Arthur Town, Cayce, Dentsville, Hollywood Hills, Killian, Mountain Brook, Oak Grove, Seven Oaks, West Columbia, Woodfield, and other South Carolina cities are always welcome guests in our Columbia branch. Also, you can make a few clicks instead of covering miles and apply for a cash advance loan on our website.
Not in South Carolina? We also have stores in Arizona, Colorado, Hawaii, Kentucky, Maine, North Dakota, and other states. Find the location in your area on the list below and visit it at the moment of financial need.
Legal Status of Payday Loans in Columbia, SC?
Payday loans in Columbia, SC, are legal, according to S.C. Code Ann. 34-39-110 et seq. However, the document outlines several rules that payday lenders must follow to operate in the state. The maximum amount for payday loans in South Carolina is limited to $550. Lenders are only allowed to charge up to 15% of the amount advanced.
The maximum repayment period for Columbia, SC payday loans is 31 days. No rollovers or extensions are allowed.
What Do You Need to Apply for In-Store Payday Loans in Columbia, SC?
In-store payday loans in Columbia, SC, come with no hassle of conventional loan options. Although you need to provide some information and documents to complete an application procedure, they typically come down to a basic minimum. You will be asked to specify:
- Full name;
- Mobile phone number;
- Residential and mailing address;
- Social Security number;
- Individual Taxpayer Identification number;
- Bank account number;
- Employment status and employer’s contact details.
Also, you need to bring proof of identity and residentship, such as your valid ID or driver’s license. Additionally, a lender will ask you to provide income confirmation. Please note that applicants who reach the age of 18 can only qualify for a payday loan in South Carolina.