Payday Loans in Reston, Virginia
- Get money nationwide
- Receive up to $2,500 on the same day
- Short-term loans
- Bad credit OK
- Instant approval
- Visit our Reston store or apply online
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance is always ready to help Virginia residents get the money they need quickly. Our Reston store is conveniently located at 11130 The Turquoise Trail, right next to Hair & Nails Care, Flippin’ Pizza, Lakeside Asia Cafe, and Great Clips.
The office is neat and comfortable, and we provide free parking lots for our applicants. Our friendly and professional staff will help you get a suitable loan in minutes regardless of your credit score. Visit us today if you need emergency cash.
11130 The Turquoise Trail, Reston, VA 20191
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products Offered in 1F Cash Advance Reston Store
1F Cash Advance offers several loan options, each tailored to different customers’ needs:
Payday Loans
Payday loans are small, short-term loans you can obtain in a few hours. In Virginia, you can get up to $1,000. Payday loans are almost ideal if you need to cover short-term financial problems and emergency expenses.
Installment Loans
Installment loans allow you to borrow up to $2,500. The repayment is made in equal monthly payments over 4 to 24 months. These loans can help you finance a big purchase or cover a large expenses without stress.
Title Loans
A title loan allows you to get up to $2,500, based on your vehicle’s market value. The loan should be repaid in full in 6-24 months. Although the car is used as collateral, you can keep driving it while repaying the loan.
When to Get a Payday Loan?
Short-term loans are typically used in emergencies. Here are some situations where our payday loans can save the day:
- Medical emergencies. A payday loan can help handle small medical bills or the cost of treatment if your insurance doesn’t cover it.
- Car repairs. Fixing a broken transmission or replacing a dead battery can quickly put your car back on the road. $1,000 can be just enough to pay for these repairs.
- Appliance replacement. A payday loan can be used to repair or replace essential household appliances, such as refrigerators or washing machines.
- Minor home repairs. While prices vary, you can also fix minor plumbing issues, fix a leaky roof, or replace a broken window.
- Basic needs. If you’ve already spent all your savings on an emergency and don’t have enough money to purchase groceries and cover your utility bills, a payday loan can help.
Please note that short-term loans are not meant for your long-term financial needs. Try to avoid them if you’re experiencing money problems and seek credit counseling instead.
What Do I Need to Get a Loan in Reston?
Here are a few basic requirements you need to meet to apply for a loan from 1F Cash Advance:
- be at least 18 years old;
- have a government-issued ID and SSN;
- be a resident of Virginia;
- provide proof of income and address;
- specify your bank account details;
- have a phone number and an email.
Benefits of Applying with 1F Cash Advance
1F Cash Advance has been offering direct lender loans in Virginia since 2019. During this time, we’ve become a company people trust when it comes to emergency financial assistance. Getting a loan with us is always fast and easy. We use the industry’s latest practices to ensure the process is secure and smooth. Here’s how we can make your borrowing experience better:
- No credit check. We don’t pull your credit report, so the loan won’t affect your credit score.
- Instant decision. You’ll find out if you’re approved within less than 15 minutes.
- High approval rate. We accept applicants with any credit and look far beyond just a credit score, making it easier to qualify for people with credit issues.
- Quick funding. You can get cash on hand immediately if you apply in a store or receive a direct deposit in 1 business day of approval if you complete an online application.
1F Cash Advance Helps Locals
We do our best to improve our products and provide locals with the services they deserve. Take a look at what our customers say about us or share your experience. Your opinion helps us become better.
Discover Our 80+ Locations Across the US
1F Cash Advance aims to help people in Virginia access emergency money quickly. Besides our Reston store, we also have a physical location in Roanoke. Our managers are always happy to help you get the money you need quickly.
Not a Virginia resident? 1F Cash Advance has 81 stores throughout the US. You can find our branches in Alabama, Connecticut, Montana, Louisiana, South Carolina, and other states.
Far From Reston? Apply Online!
Don’t want to visit a store and wait in lines? With 1F Cash Advance, you can get a loan 24/7 via the website regardless of where you are. Applying online is fast and convenient. Just fill out our simple application form in 5 minutes and get your instant approval via email. The funds will be deposited directly into your bank account in 1 business day of approval.
FAQ
Are payday loans legal in Virginia?
Yes, payday loans are allowed in Virginia, but state laws regulate them strictly.
What is the maximum amount I can borrow with short-term loans?
Payday loans from 1F Cash Advance allow you to borrow up to $1,000. The exact sum depends on your income and creditworthiness.
What is the cost of cash loans in VA?
The maximum payday loan APR in Virginia is 36%. Additionally, you will be charged a monthly maintenance fee up to 8% of the amount borrowed. The total of your fees can’t be more than 50% of your loan amount.
What fees can I expect?
While there are no verification fees, you may be charged a $20 late fee if you miss a payment.
How many payday loans can I have at the same time?
Virginia law prohibits you from having more than one short-term loan outstanding at any one time.