Payday Loans in Montgomery, AL
- Quick & Easy Application
- Get Money by Tomorrow
- Payday Loans Online or in a Store
- No Credit Check Options
- Payday Loans Near Me
If you need money now to cover emergency expenses, you’ve come to the right place. 1F Cash Advance is a local company that helps Montgomery residents get a payday loan quickly. Whether it’s a medical or utility bill, an unexpected car breakdown, or groceries for your family, you can request the needed amount online or in a store in a matter of minutes. Our direct lenders offer quick and obtainable payday loans in Montgomery, AL, without focusing on your credit background. Our borrowers don’t undergo hard credit checks, so your bad credit is not a barrier.
Whether you need a payday loan, an installment loan, or a title loan, we can link you with a loan provider that has the best offer for you. Visit our store today and let us help you get fast financial relief!
How Can You Get Payday Loans in Montgomery, Alabama?
There are four ways to start your financial journey with 1F Cash Advance. Use your convenient option to get payday loans in Montgomery, Alabama:
Visit The Store
If you like in-store applications better than digital methods, we’re here to show you the power of real-time face-to-face communication. Visit us at 71 Commerce St, Montgomery, AL 36104, and enjoy our outstanding customer service and smooth process.
Submit the Online Form
Our online form is available for you 24/7. You can complete it from any place and get a response from a lender via email. The entire process usually takes just 10 to 15 minutes.
Request a Loan by Phone
You can always contact us at
(334) 213-9885
to request the link to our application form. If you have any questions or need some assistance in filling it out remotely, our virtual assistant is always at your service..
Use the Mobile App
Our free cash advance app is available for both iOS and Android devices. With its help, you can request urgent cash via your smartphone, skipping unnecessary steps or long trips to loan offices.
Apply for Payday Loans in the 1F Cash Advance Montgomery, AL Store!
At 1F Cash Advance, we’re always happy to help you address your financial issues. Even if you’re short on time and have bad credit, we will find a reasonable solution that corresponds to your current situation. Applying for a payday cash advance in Montgomery, AL, with us is just a matter of minutes. All you need is to provide your personal and financial information and give us a little time to choose the best payday loan offer for you.
We’re always happy to meet you in our Montgomery store!
71 Commerce St, Montgomery, AL 36104
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products Offered in the 1F Cash Advance Montgomery Store
We strive to offer more flexibility to borrowers in Montgomery, AL. Therefore, our list of products consists of multiple loan options, which can be simply divided into three types:
Payday Loans
A payday loan is a small amount you can get in the form of a lump-sum deposit. It’s designed to cover short-term emergencies that require quick actions. You can get it with any credit within 24 hours and repay the money in full by your next paycheck.
Installment Loans
An installment loan is a flexible borrowing option with partial repayment. You can get a superior amount compared to payday loans and repay the funds in up to 24 monthly installments. This is how your debt remains affordable and easier to handle.
Car Title Loans
A car title loan is a short-term borrowing option with lower interest rates. It’s available to car owners who are looking for a cheaper alternative to payday loans. You can get up to 50% of your vehicle’s cost by using its title as collateral.
Choose 1F Cash Advance for In-Store and Online Payday Loans in Montgomery, AL
At 1F Cash Advance, we’re proud to be a company Montgomery residents trust. We do our best to pay them back by providing fair and easy-to-get loans. We don’t divide people into categories based on their credit scores. Visit our store at 71 Commerce St, Montgomery, AL 36104, or apply for online payday loans in Montgomery, AL, via the website and see for yourself! We only ask you for about 15 minutes of time you can spare. You can safely leave the rest to our qualified team.
Whatever your needs are, our helping hand is always here for you to grab onto.
Find a 1F Cash Advance Store Near You!
Wonder where to get a payday loan in other Alabama cities? 1F Cash Advance is always at your service! Our Montgomery store is not only about helping locals. Citizens of Antioch, Blue Ridge, Cecil, Coosada, Dosterville, Millbrook, Pike Road, Rolling Hills, Waugh, and other nearby cities can also apply in the branch or fill out a loan request form online via the website.
Not an Alabama resident? Our physical locations in Arizona, Delaware, Georgia, Maryland, Nevada, South Carolina, Virginia, and other states have their doors open to everyone. Find a branch near you on the list below to plan your visit.
Payday Loans in Montgomery, AL: Laws and Regulations
In accordance with Ala. Code §§ 5-18A-1 et seq., payday loans in Montgomery, AL, are legal. At the same time, some limits and caps are applied. The maximum loan amount Alabama borrowers can get is $500. The repayment can be made within 10 to 31 days. Lenders are not allowed to charge more than 17.5% of the amount advanced. There’s also a non-sufficient funds fee of $30 that can be charged if a borrower’s bank account balance is not enough to repay the loan when due.
What Information You Need to Provide to Apply for Payday Loans in the Montgomery Store
Applying for payday loans in Montgomery with 1F Cash Advance is a hassle-free process. Prepare some basic information when planning your store visit to make the procedure faster and smoother for all the participants:
- Your name, email, cell phone number, residential address;
- Valid photo ID;
- Driver’s license;
- Proof of steady income (salary, rental income, alimony, disability benefits, etc.);
- Social Security number;
- Bank account number;
- Routing number.
To qualify for a payday loan in Alabama, you need to reach at least the age of 19 and be a legal US citizen.
