Installment Loans in Columbus, OH
At 1166 S Kenny Centre Mall, 43220
- (614) 412-0291
- 5+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon–Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Columbus
When an emergency strikes, 1F Cash Advance is here to connect you with lenders that can get you the help you need quickly. Through us, you can find small personal loans of up to $5,000 that are available within a day. Ohio residents with bad or no credit can qualify. Visit our Columbus store for quick personalized support and let our team help you navigate the process. We’re located in the Kenny Center Mall, next to the Tensuke Market. Complete your application in minutes and get same-day cash from a direct lender in our network.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Brian Causey
Tried our service?
Loan Products Available In-Store
Our partners offer loans for the most common financial needs Ohio residents face. Choose a product that better fits your situation.
Short-Term Loans
Max. amount $1,000
A short-term loan provides fast assistance for emergency needs and unexpected expenses. Get up to $1,000 instantly for minor repairs, groceries, or unforeseen bills and repay the money over 91 days to 12 months.
Installment Loans
Max. amount $5,000
Choose an installment loan if you need a higher amount with more time to pay back. Borrow up to $5,000 and repay the funds in equal installments over up to 24 months. This flexibility allows you to fit your loan payments to your budget.
How to Apply for a Loan via 1F Cash Advance
Our simple 3-step process allows you to request a loan quickly:
Visit a nearby store
Our Columbus team is always here to answer all your questions. The application takes just 5 minutes to complete.
Wait for approval
A loan decision is made shortly after an automated verification process completes. No hard credit check is needed to explore your options.*
*Approval is not guaranteed. Your income, employment status, payment history, and current debts will be reviewed as part of the underwriting process. Some lenders may perform a hard credit check prior to final approval.
Get the funds
If approved*, receive instant cash in-store or get a same-day direct deposit into your bank account.**
*Approval is not guaranteed. Your income, employment status, payment history, and current debts will be reviewed as part of the underwriting process.
**Loans finalized before 10:30 am on a banking day are usually funded on the same day. Approvals after 10:30 am, on weekends, or on holidays are processed on the next business day. Instant cash loans are available to borrowers who provide a post-dated check that covers the full amount due.
What You Need for an In-Store Application
You only need a few basic items to support your application:
- Valid government-issued photo ID
- Social Security number
- Proof of income
- Active checking account details
- Proof of Ohio address
- Valid cell phone number and email address
About 1F Cash Advance in Columbus, Ohio
For over 5 years, 1F Cash Advance has been connecting Ohio residents with direct lenders who offer fast, flexible funding for emergency situations. Our company opened its store in Columbus in 2021 to help locals access customized loan products with a focus on their unique needs. The lenders we partner with offer fast and easy-to-get loan options without relying heavily on a borrower’s credit score. Our team puts customers first and keeps the process simple.
No collateral is needed to qualify. Most lenders in our network do not perform a hard credit check, allowing you to get a loan without any impact on your credit score (some lenders may perform a hard inquiry before final approval. Check your loan offer before signing). Transparent terms, a quick and easy application process, fast funding, and 256-bit SSL encryption make loans available through 1F Cash Advance a go-to option when you need money for an emergency.
Find Our Store Near You
1F Cash Advance provides personalized assistance across the state. Find our locations near you in other Ohio cities and visit us today.
4850 Smith Rd. suite 230, Cincinnati, OH 45212
700 West St. Clair Avenue #318, Cleveland, OH 44113
Customer Notice
Short-term loans are designed for emergency needs only — nationwide, just 2% of adults said they would use a payday loan, deposit advance, or overdraft to cover an unexpected $400 expense.1 Using them for a long period results in high total interest paid and can create a cycle of debt. The cost of this loan is higher than the average cost charged by financial institutions, such as banks or credit unions, on substantially similar loans. A financial institution may be able to offer you a similar loan at a lower cost.
Be realistic about the loan amount you need, read all the terms carefully, and make sure you fully understand the total cost of the loan. Don’t borrow more than you can repay on time, and refrain from taking out loans if you experience long-term financial problems. People with credit issues should seek credit counseling.
FAQ
Are payday loans legal in Ohio?
Payday loans in their conventional form are banned in Ohio. State regulations limit the maximum APR to 28% and extend the repayment terms to a minimum of 91 days unless your total monthly payment is not more than 6% of your verified gross monthly income or 7% of your net monthly income. 1F Cash Advance strictly follows all the state laws and partners with lenders that offer legitimate loan products.
How much can I borrow with a short-term loan in Columbus?
The maximum amount you can get with a short-term loan through us is $1,000. The exact amount available also depends on the lender, your income, and credit score.
Can I get a loan with bad credit?
You’re welcome to apply with any credit score. Our lenders do not set a minimum requirement for your FICO score and assess your overall financial situation to ensure you can repay on time.
How soon will I get my loan funds?
Funds are typically available as soon as the next business day after approval. Same-day funding is possible for applicants who get approved before 10:30 am on weekdays. In-store borrowers who provide post-dated checks for full repayment can get their loans issued in cash instantly after approval.
Sources
- 1 Federal Reserve Board — Economic Well-Being of U.S. Households in 2025 — 2% of adults said they would use a payday loan, deposit advance, or overdraft to cover an unexpected $400 expense. May 2026.
Still Have Questions? Contact Us
We’d love to hear from you. Choose the most convenient way to reach us:
