Payday Loans in Denver, CO 02127
- Cash Advance Loans Online and in a Store
- Payday Loans in Denver, CO, Near Me
- No Third Parties Involved
- Bad Credit Is Accepted
- No Hard Credit Checks Performed
- Get an Approval Decision in Minutes
- Money Funding Within a Day
How Can You Get Payday Loans in Denver, CO?
Life happens, and even if you try to foresee everything, emergencies can turn out to be more cunning, taking you by surprise. But at 1F Cash Advance, we have multiple payday loan solutions for your urgent situations. Getting payday loans in Denver, CO, is now easier than ever before! When you deal with us, you can rest assured your financial problems are in the hands of professionals. So visit our conveniently located store or apply online from the comfort of your home and enjoy our 5-minute application process.
You can always count on our help, no matter your credit scores. Our direct lenders conduct no hard credit checks, making their payday loans accessible and fast. At 1F Cash Advance, your financial health is our main priority. You’re welcome to apply in any convenient way from the four ones we offer.
Visit Our Store to Apply in Person
Our team is always on guard of your financial health at 1001 S Monaco St Pkwy ste 220, Denver, CO 80224. If you’re a first-time borrower or just looking for a personalized approach, we’ll go above and beyond to ensure your pleasant borrowing experience.
Complete an Online Application Form
Gone are the days when you had to waste your time waiting in lines to simply apply for a loan. We offer a convenient online application process that you can complete from any place with an Internet connection. The funds will be transferred to you via a direct deposit to your bank account.
Request a Payday Loan via Phone
By dialing the
number, you can complete the application process with our virtual assistant or request an application form. We will send you it via SMS to make it easier for you to apply at a convenient time.
Visit a 1F Cash Advance Store to Apply for Denver Payday Loans!
We’ve all been in situations when an unexpected bill or a car breakdown pulls the rug out from our feet. But you don’t have to struggle alone! Instead, you can visit our store and get payday loan funds in Denver for whatever problem you’re going to fix.
1F Cash Advance store is always here to provide the best offers for Denver payday loans. Enjoy our personalized service and customer-centered approach while experiencing probably the fastest financial journey in your life!
Financial Products Available in 1F Cash Advance Denver Branch
Denver residents can request one of the following commonly used options.
Apply for a payday loan if you’re looking for a short-term solution for your small emergencies. Payday loans work as paycheck cash advances with limited amounts and repayment terms by your next payday. They are also known for being very fast and accessible, allowing you to get the needed amount within 24 hours with any credit.
An installment loan can easily meet your longer-term needs thanks to its flexible repayment schedule. A lender will give you the entire loan amount on hand and ask for a partial repayment in affordable monthly installments. Use them to finance more expensive life projects and enjoy the way they save your budget from damage.
Get a title loan if you’re looking for a cheaper payday loan alternative. This secured loan can provide you with fast cash at lower rates against your vehicle’s title. Keep driving your car within the whole loan term and repay the funds be your next paycheck.
Apply for Payday Loans in Denver, CO, and Get Approved in Minutes!
Our Denver store is located at 1001 S Monaco St Pkwy ste 220, Denver, CO 80224. You’re always a long-awaited guest, so our team will be happy to guide you through the process. It will take you less than 5 minutes to apply for payday loans in Denver, CO, in our location. And thanks to our smart algorithms and no-credit-check process, a direct payday lender will let you know about your approval almost instantly!
All you need to get started is to visit us and complete our simple loan application form. Once submitted, we will go above and beyond to provide you with the best offers from multiple trusted payday lenders in Colorado.
Get a Payday Loan in Other 1F Cash Advance Stores
There are many payday loan companies, but 1F Cash Advance is one of a kind! Besides offering prompt assistance to Denver residents, we also serve citizens of nearby cities, such as Aurora, Arvada, Centennial, Derby, Lakeside, Lakewood, Littleton, Southglenn, Westminster, Wheat Ridge, and others. Short on time and need to act quickly? You’re welcome to request online payday loans without leaving your home and dedicate the time saved to solving your current issues.
Not in Colorado? 1F Cash Advance can help you out quickly wherever you are! Our company operates across the country and also has locations in Hawaii, New Mexico, Minnesota, Virginia, Maryland, Utah, and other states. Find a branch near you by checking the list of locations below.
Are Cash Advance and Payday Loans in Denver, Colorado Legal?
According to Colo. Rev. Stat. 5-3.1-101 et seq. payday lending is not prohibited in the state. Therefore, you can legally get payday loans in Denver, CO if you deal with a licensed payday lender. However, some limits and caps are applied in order to protect Colorado residents from predatory lending practices.
Thus, the maximum loan amount you can get with a payday loan in Denver is $500. State laws also set an interest rate cap at 36% APR. Another measure the state takes to protect borrowers is forcing lenders to set convenient loan repayment terms. Thus, the minimum payday loan term is 6 months or 180 days. There’s also a 30-day cooling-off period between payday loans.
What Do You Need to Get In-Store Payday Loans in Denver, CO?
Payday loan requirements are usually very relaxed. There’s no legwork, hassle, and stress associated with traditional bank loans. To apply for payday loans in Denver, CO, via 1F Cash Advance, you only need to provide basic documentation and specify personal and contact details as follows:
- Valid government-issued photo ID;
- Social Security number;
- Bank account details;
- Proof of income in the form of pay stubs or bank statements;
- Employer’s contact details;
- Routing number.
Additionally, you must be at least 18 years old to qualify. Our application form contains only basic questions about your full name, residential address, email, cell phone number, and Individual Taxpayer Identification number, so you should also prepare this data in advance to speed up the application process.
Does 1F Cash Advance Charge Any Fees?
1F Cash Advance charges no fees from borrowers. We can link you with a trusted loan provider for free, and a lender's fee is the only extra cost that will be applied to your loan.
Is 1F Cash Advance a Direct Lender?
1F Cash Advance is a connecting service that partners with direct and credible lenders only. There are no third parties involved in the process.
Are Payday Loans in Colorado Legal?
Yes, payday loans are legal in Colorado. However, some loan amounts and interest rate caps are applied to make this form of borrowing more affordable for the state residents.
How Much Do Denver Payday Loans Cost?
According to Colorado law, the maximum payday loan interest rate is set at 36% APR.
Does Getting Payday Loans in Denver Affect My Credit Score?
Payday lenders don't check your credit through major credit bureaus. Thus, getting payday loans in Denver doesn't impact your credit score. However, if you fail to repay the money on time, a lender may send your account to credit reporting agencies. In that case, your credit score will be damaged.
How Long Does It Take to Get a Payday Loan in Denver, CO?
Most lenders make same day money transfers, but your bank's processing times also play a role. Thus, the average funding times are by the end of the next business day. However, borrowers who signed loan agreements before noon on weekdays can get same day funding.