Payday Loans in Springfield, MO 65802
- Get a Payday Loan Fast & Easy
- Quick Access to Funds
- Bad Credit Is Approved
- Cash Advance Loans from Direct Lenders
- Online and In-Store Payday Loans
- Fast Approval Decisions
- Payday and Installment Loans Near Me
No one is safe from emergencies, but the way you deal with them is a personal choice. At 1F Cash Advance, we want to offer you a hassle-free solution for your financial problems! Springfield residents are welcome to apply for fast payday loans in our store or complete an online procedure. Even if you have bad credit, our loan offers can easily meet your needs!
Our partner lenders are all licensed and operate under Missouri law. When working with us, you’re protected from any illegal actions and can access fast assistance without worrying about their safety. Don’t let your problems get bigger! Visit our store today and let us help you solve them quickly!
Products and Services Available in 1F Cash Advance Springfield Store
At 1F Cash Advance, we offer a broad range of financial services to better meet our customer’s needs. Our options include:
A payday loan is a perfect fit for small financial emergencies that require quick actions. Get the needed amount within a day and repay the loan in full after your next paycheck arrives.
Apply for an installment loan if you’re looking for a longer-term solution with a budget-friendly structure. Get a lump sum on hand and repay the money in affordable monthly installments within the chosen period.
Your vehicle can help you access a lower interest rate. Provide your car as collateral and access up to 50% of your vehicle’s value. The funds should be repaid by your next pay date.
Ways to Get Payday Loans in Springfield, Missouri
To make our loans more convenient for Springfield residents, we offer four different ways to get them. You can choose the one that suits you most:
We’re looking forward to meeting you in our Springfield branch if you need qualified assistance from our managers. Visit us at 224 N Stewart Ave suite 104, Springfield, MO 65802, and let us guide you through the process!
Complete the application form on our website and access the funds without moving from your work or household chores. All you need is your laptop and about 10 minutes of your spare time.
Contact Us by Phone
We’re always at your service at
By calling us, you can either request the application form via SMS or complete the process with our assistant.
Visit 1F Cash Advance in Springfield, MO
Looking for fast financial support in Springfield? It’s always at hand! Visit our cozy store and get a quick fix within one business day. Our friendly staff is always happy to help you make an intelligent choice that corresponds to your current situation.
Enjoy Our Simple Process for Payday Loans in Springfield, MO!
Our store at 224 N Stewart Ave suite 104, Springfield, MO 65802 works six days a week and offers a hassle-free loan process, making assistance fast and convenient. There are no hard credit checks performed, so you will get a loan decision quickly, often in a matter of minutes. Having a bad credit score is not what you should worry about. Our partner loan providers have relaxed requirements and are not focused on negative records in your credit report.
Forget about unreasonable loan denials and biased attitudes you may face in traditional banks! At 1F Cash Advance, we treat our customers with respect and sympathy, no matter their credit scores. We also value your time, so it will take you only 5 to 10 minutes to complete the application process.
Small Payday Loans from Direct Lenders Are Available in Other 1F Cash Advance Branches!
Besides Springfield, our service is also available to residents of Staffords, Turners, Oak Grove Heights, Cody, Cowan, Fremont Hills, Nixa, Battlefield, and other nearby cities. You’re also welcome to complete an online application process without leaving your place.
Not a Missouri resident? It’s not a big deal! You’re welcome to get a payday loan in our branches in Arizona, Virginia, South Carolina, Indiana, New Mexico, Wyoming, and more! We operate in 35 states, so check out the list below to find the nearest location.
Payday Loans in Springfield, MO: Law and Legislation
Payday lending in Missouri is legal and regulated by Mo. Rev. Stat. 408.500 et seq. According to the document, Missouri residents can get a payday loan that doesn’t exceed $500. State law also caps interest rates at 75%, including all renewals. A borrower can officially ask for up to 6 rollovers, provided that they can pay off at least 5% of their loan principal before starting a new prolongation.
The loan term can be between 14 and 31 days. Customers are only allowed to have one loan at a time.
What You Need to Apply for a Payday Loan in a Springfield Store
There’s a short list of documents and personal information you need to provide to apply. In most cases, you can access this data even if it’s an unplanned visit. You will be asked to specify the following details:
- General personal and contact information (email, cell phone number, full name, permanent address, etc.);
- Social Security number;
- Checking account number;
- Routing number;
- Income confirmation (pay stubs or bank statements);
- Valid photo ID;
- Driver’s license.
Additionally, you need to reach at least the age of 18 to be eligible. Lenders may also ask you to specify some additional information after reviewing your application details. If you don’t receive a salary but have some alternative income sources, you can be approved, provided that you get the funds regularly.