Payday Loans in Portland, ME 04101
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How to Get Payday Loans in Portland, ME?
When storm clouds are gathering, and you urgently need extra cash to prevent financial collapse, 1F Cash Advance can help you withstand. Our direct lenders are always ready to provide Maine residents with emergency payday loans on any occasion.
We offer fast financial assistance with no minimum credit score requirements, making our loans available to people with bad credit. Visit our Portland store or complete a form remotely on the website to get started. If approved, we can deliver your money in as little as one business day!
Choose one of the following convenient ways to apply for payday loans in Portland, ME:
Visit a Store
Visit our Portland branch at 16 Middle Street unit 301, Portland, ME 04101, and spend just a few minutes completing the application process. Our friendly team is always at your service. Whether you need help with choosing a loan time or filling out your application, we’re here to assist!
Complete the Online Form
Get online payday loans in Portland by filling out a simple form on our website! The process is almost effortless and takes nearly 5 minutes from start to finish. You can complete it from anywhere, 24/7, and get the funds directly in your bank account within 24 hours.
Apply by Phone
Our virtual assistants are always on call! Contact us at
to complete the process by phone. You can also request the link to the online application form and get it via SMS.
Visit 1F Cash Advance Store in Portland, ME
Looking for a payday loan near you but finding no company that seems safe? You’ve come to the right place! 1F Cash Advance offers fast and fair financial solutions from reputable loan providers. We take your problems seriously and do our best to help you solve them.
Even if you have bad credit, we can provide you with the high-quality services you deserve. Visit our Portland store and get the money on any occasion under the supervision of our attentive and caring managers!
Loan Products Offered in the 1F Cash Advance Portland Store
Whether you need a long-term or short-term solution, we have the right option for you. Below are the loans you can get in minutes in our Portland store.
Payday loans are small short-term loans that can meet your emergency needs. You can easily get one within 24 hours, even with bad or poor credit. The repayment is made in full after your next paycheck arrives.
Get an installment loan if you need to address more significant problems without affecting your budget. You can get the needed amount via a lump-sum deposit and repay it in a series of affordable installments, making your loan easier to handle.
A title loan can help you get the money against your car’s title without leaving it in the lender’s store. You can use it within the whole loan lifetime, which is typically by your next paycheck. Title loans come with lower interest rates due to the repayment guarantee provided.
Get Payday Loans in Portland, Maine, by Tomorrow!
Need money fast? Our store at 16 Middle Street unit 301, Portland, ME 04101, is always by your side when you need it most! We provide high-quality products and services and use innovative technologies to make the entire process lightning-fast. Visit us and enjoy our no-credit-check procedure with almost instant approval and money funding within 24 hours.
If you’re a first-time borrower or have any questions about the lending process, our team will help you clarify the details, making the process smooth. Our direct lenders have loan options for any needs and know how to deliver them fast right at your hands.
Take Out a Direct Lender Payday Loan in Other 1F Cash Advance Branches
If you’re not a Portland resident, don’t worry! Citizens of Westbrook, Scarborough, Falmouth, Yarmouth, Gorham, and other nearby cities can also visit us and get fast financial support. If you’re living too far from Portland, it’s not a problem either. Maine residents can apply online through our website at any moment. Complete the entire process within 5 to 10 minutes from the comfort of your home.
Looking for a 1F Cash Advance store out of Maine? You’re welcome. We serve people across the US, so you can find our locations in Alabama, New Mexico, Delaware, Georgia, Nevada, Maryland, Oregon, and other states. You can find a list of popular locations below.
1001 Highlands Plaza Drive STE 250, St. Louis, MO 63110
Portland, ME Payday Loans: Legal Status and Legislation
Payday loans in Maine are legal but are heavily regulated. According to Me. Rev. Stat. Ann. tit 9-A §1-201 and Me. Rev. Stat. Ann. tit. 9-A §1-301, Portland residents can get up to $2,000 with a payday loan. The length of the loan term is not limited, but the APR is capped at 30%.
The amount of finance charge depends on the loan amount. For loans under $75, the maximum is $5. If you borrow between $75 and $250, the lender can charge up to $15. Loans of $250 and above impose a maximum charge of $25.
The state law sets no requirements for extended payment plans, rollovers, and cooling-off periods. Therefore, lenders can set their own rules regarding these parameters.
What Information and Documents Do I Need to Apply for Payday Loans in a Portland Store?
There’s a short list of documents you need to bring with you to apply. The information you will be asked to specify is also basic, so most borrowers apply successfully without preliminary preparation. Here’s what you need to provide:
- Valid ID;
- Personal and contact information, such as email, full name, residential address, cell phone number, Social Security number, and Individual Taxpayer Identification number;
- Income confirmation;
- Employer’s contact details;
- Bank account information.
Please note that you need to be at least 18 years old to apply. Each lender may have its specific requirements and ask you to provide some additional information. Therefore, it’s recommended to stay in touch until you get a loan offer.