Payday Loans in Arlington, Texas
at 2218 N Collins St, 76011
- (682) 297-6665
- 4+ years in business
- In-store application 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday & installment loans
- Customer support available 24/7
1F Cash Advance Store in Arlington
If you need emergency cash in Texas, 1F Cash Advance can connect you with a licensed lender quickly with no hard credit check needed. Visit our Arlington store and let us help you cover unforeseen expenses.
We are conveniently located in the Washington & 157 business center, near the Tailor Cleaners. Our easy application process comes with fast approval and instant funding for qualified borrowers.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Ralph Carson
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How Do Arlington Payday Loans Work?
Payday loans offer small, short-term assistance to people who face emergency expenses. The maximum loan amount you can borrow in Arlington is $1,000, with a repayment period of 14 to 30 days. Bad credit applicants can qualify due to no hard credit check performed. This also results in fast processing times, allowing you to get the money you need from a direct lender on the same day you apply.
Customer Notice: Payday loans are designed for urgent money needs and should only be used as a short-term financial solution. Using them as a long-term tool can be expensive. Consider your repayment capabilities before applying. Borrowers with credit issues should seek credit counseling.
Loan Products Available
1F Cash Advance provides quick assistance for a wide range of your personal needs. Here are loan options offered at our Arlington store.
Payday Loans
Max. amount $1,000
Borrow up to $1,000, with no hard credit check and repay the funds over 14 to 30 days. Fast processing times allow you to get same-day cash for minor repairs, unforeseen bills, medical costs, and other daily needs.
Installment Loans
Max. amount $5,000
An installment loan provides quick financial support for larger expenses and big purchases while keeping your payments manageable. With loan amounts between $500 and $5,000 and flexible repayment terms of up to 24 months, you can get a lump-sum deposit within a day and split the total cost into fixed monthly installments.
How to Apply at the Store
We make it easy to get a small personal loan in Arlington, TX, in just 3 simple steps:
Visit a store
It will only take you 5 minutes to fill out our easy and secure application form. Our friendly staff is always here to help you navigate the process.
Get approved quickly
The underwriting involves no hard credit check, allowing us to process your application in minutes and provide a fast approval decision.
Receive the funds
Once approved*, get the money via a same-day direct deposit or instant cash.**
*Loan approval is not guaranteed. The eligibility is determined based on your application and financial details.
**Same-day deposits are available for approvals before 10:30 am on weekdays. Applications submitted later or on weekends will be processed on the next banking day. Instant funding is offered to applicants providing post-dated checks covering the entire due amount.
What Do I Need for an In-Store Application?
Here are the basic documents and information you need to bring:
- Valid US-issued photo ID
- Social Security number
- Proof of income
- Address confirmation
- Bank account and routing numbers
- Valid email and phone number
About 1F Cash Advance in Arlington, TX
1F Cash Advance works with its customers in mind, explaining the full cost of every loan up front and offering installment options when a payday loan isn’t the right fit. We operate stores across Texas and partner with licensed lenders; our Arlington branch is staffed locally.
For over 4 years, we have been helping Arlington residents cover emergency expenses without focusing on their credit scores. Whether it’s a necessary house repair, a car breakdown, or an unforeseen bill, we’re always here to provide you with the money you need when you need it. Our loans come with transparent loan terms and no hidden costs.
Find Our Nearby Stores
Looking for loan places outside of Arlington? We provide fast in-store assistance across Texas. Check out the list of our locations to find a 1F Cash Advance store near you.
3329 Winthrop Ave, Fort Worth, TX 76132
440 Town Square, Copperas Cove, TX 76522
Not in Texas? 1F Cash Advance operates in many states, either with physical stores or online.
Texas help for an income gap
People reach for a payday loan to cover a short gap between paychecks. But before you borrow, ask whether the gap has a cause you can fix, because the fix often costs less than a loan.
- Lost a job or had your hours cut? The Texas Workforce Commission, working with 28 local boards statewide, runs unemployment insurance, job matching, training, and child-care help. Unemployment insurance is temporary support if you lost work through no fault of your own.1
- Sometimes the pay just never showed up. About 17% of low-wage workers face minimum-wage violations each year, losing close to $3,000 on average. The Texas Payday Law lets you claim those wages, and the Workforce Commission enforces it; one study found nearly $99 million ordered across 57,000+ Texas cases from 2010 to 2020.2
- Single parents feel the squeeze hardest, often from unpaid child support. The child support enforcement program can help you find the other parent, establish paternity, set up an order, and keep payments coming. Any parent can apply, free on certain benefits, a small fee otherwise.3
- Keep the long game in mind too. A short-term loan can get you through a real emergency, but high-cost borrowing becomes a problem when it turns into a habit, working against bigger goals like saving for a home. Use it for a genuine need, pair it with a plan to rebuild savings, and it stays a tool.4
FAQ
Are payday loans legal in Texas?
Yes, payday loans are legal in Texas, provided that they are offered by a legitimate lender. At 1F Cash Advance, we work only with lenders licensed in the state and follow Texas lending law for your safe borrowing experience.
How much can I borrow with a payday loan?
The maximum amount you can borrow with a payday loan from 1F Cash Advance is $1,000. The exact sum will be determined based on your credit and income. For a higher amount, you can consider our installment and title loans in Arlington.
What should you look for as a borrower?
Three things, really: fees written out in plain terms, an APR you can check for yourself, and a lender licensed in your state. If an offer buries its total cost or pushes you to sign in a hurry, that's a reason to slow down.5
What is a payday loan interest rate?
A payday loan cost is typically expressed in a flat fee, which is $10 to $30 for each $100 borrowed. This translates to an APR of 260% to over 700%. An average Texas payday loan APR is 527%. Your particular interest rate will depend on your credit and payment history.
Can I get a payday loan with bad credit?
Loans from 1F Cash Advance come with no minimum credit score requirements. We make an approval decision based on your overall financial situation, including your income, employment stability, debts, and payment history. Borrowers with bad or no credit can qualify if they can prove their ability to repay.
Sources
- 1 Texas Workforce Commission — Self-Evaluation Report submitted to the Sunset Advisory Commission. August 2025.
- 2 Institute for Policy Research, Northwestern University — “Powers and Practices in Labor Standards Enforcement“, November 2025.
- 3 U.S. House Committee on Ways and Means (Green Book) — Section 8: Child Support Enforcement Program.
- 4 America First Policy Institute — “Rebuilding the American Dream: Homeownership for All Americans“. January 2026.
- 5 Federal Financial Institutions Examination Council — FFIEC Annual Report 2025. March 2026.
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