Payday Loans in Wichita, KS
- Guaranteed approval decision
- Easy loan application process
- Bad Credit is Allowed
- Only soft credit checks
- Trusted loan providers
How to Get a Payday Loan in Wichita, KS
Welcome to the 1F Cash Advance store! Here, you can get payday advances for your unexpected bills or car repairs. Check cashing services and cash orders are also accessible. Can’t save your budget till payday? Get payday loans in Wichita, KS, by applying with the help of our branch managers. Pick one of these ways to apply and get your cash within one business day!
Choose to apply in-store, and our branch manager will help you complete the application form.
Fill in the request form on our website from the comfort of your phone.
Apply by Phone
and apply from your device, or get a link to the form via SMS.
1F Cash Advance Store in Wichita
Can’t find a trusted lender to get Wichita payday loans? Discover the opportunities provided by 1F Cash Advance! Visit our branch and apply for payday loans (Wichita, Kansas) today! Our customer service agent will help you apply within minutes and get connected with a lot of lenders available in KS Wichita.
Products and Services in 1F Cash Advance Wichita, KS
Our direct lenders provide suitable payday loans of up to $500, with a maximum loan term of 30 days. You’ll cover it on your next paycheck.
Need more than a payday loan? Try to apply for an installment loan and get up to $5,000 with a longer repayment term (36 months) and repay it with fixed monthly payments.
A title loan will help you get up to $15,000, and your vehicle will be collateral. You can drive your car while covering your obligations with monthly installments.
How Does It Work to Get Cash Loans in Wichita, KS?
To get payday loans in Wichita, KS, visit us at 8111 E 32nd St N #104, Wichita, KS 67226, and borrow money hassle-free. It works quickly, with no delays. You fill in the application form and give it to our branch manager. They send it to our payday lenders, who will review it and send you a guaranteed loan approval decision on the same day.
The loan provider will deposit the money directly into your bank account if approved. You repay the payday loan on the due date or your next paycheck with no hidden charges.
Get a Payday Loan from a Direct Lender in Other Branches
Potential borrowers from other cities near Wichita have the opportunity to apply online, which can be completed anywhere. If you are from Oatville, Bel Aire, Andover, McConnell, or Maize, apply for a payday advance, and our platform will connect you with a suitable payday lender.
Legal Status of Payday Loans in Wichita, Kansas
In Wichita, payday lending is regulated by state law, mainly the Kansas Statutes Chapter 16a, Article 2, Section 16a-2-404. These rules protect consumers from shadier practices in the payday loan world.
- Maximum Loan Amount: In Kansas, you can’t borrow more than $500 at a time from a payday lender.
- Loan Term: The loan term should be between 7 and 30 days.
- Interest Rates: Payday lenders can charge up to 15% on the loan amount as a finance charge. The maximum APR is 390%.
- Number of simultaneous loans: 1.
- NSF fee: one per loan.
What Do You Need to Apply at the Wichita Store?
When considering applying for a payday loan at a Wichita store, it is crucial to understand the eligibility requirements set forth by the lending institution. Here is what you need to consider:
- An applicant must be 18 or older;
- The borrower must provide proof of a stable and verifiable source of income (minimum steady income is $1,000 per month, as proved by the bank statement);
- Have an active checking or savings account.