Payday Loans in Minneapolis, MN 55402
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How to Apply for Payday Loans in Minneapolis, MN?
Emergencies happen even with the best of us, and it can be difficult to handle them alone. The good news is that you don’t have to! At 1F Cash Advance, we provide fast and hassle-free coverage for your unexpected expenses! We are proud to help Minneapolis residents stay on top of their finances. You’re welcome to apply online or in a store even with bad credit and get the much-needed support you deserve!
By working with us, you can get linked with licensed Minnesota lenders that are always willing to help. Our loans are a quick, safe, and easy way out of your money problems! To make our products more accessible, we offer four different ways to get them. Choose the one that suits you most!
Visit a Store
Come and see us in our Minneapolis branch and get qualified assistance from our caring team of professionals. We’re located at 10 S 5th St #530, Minneapolis, MN 55402, and are always happy to help you navigate the process!
Complete an Online Application
Fill out and submit an online application form on our website to get started. It will take you just a few minutes to complete. If approved, you’ll get the money in your bank account without even leaving your home.
Apply by Phone
Our virtual assistant is always in touch at
You can contact us within operating hours to request the application form via SMS or complete the process on call.
Loan Products Offered in 1F Cash Advance Minneapolis Store
At 1F Cash Advance, we know that financial needs are of various kinds and forms. Therefore, we offer a wide range of options so that you can choose the one that suits you most. Here are the products available in our Minneapolis store:
A payday loan is a short-term loan that is almost ideal for small financial emergencies. You’re welcome to apply with any credit and use the funds for any personal needs. Payday loans allow you to get the money in just a few hours and pay it off by your next paycheck.
Get an installment loan if you need a higher loan amount or if you’re looking for an option with a flexible repayment schedule. Installment loans can help you cover longer-term financial needs while being budget-friendly. Instead of repaying the money all at once, you can make affordable monthly installments, reducing the financial burden.
Use your vehicle to get a loan offer at a reasonable interest rate. You can access up to 50% of your car’s value by providing its title as collateral. You can still use the car while it’s pledged. The repayment must be made after your next paycheck arrives.
Visit 1F Cash Advance Store in Minneapolis, MN
1F Cash Advance is your reliable source of extra cash when you need it quickly. Visit our Minneapolis store and access multiple offers from top-rated Minnesota lenders. We perform no hard credit checks, ensuring a fast and straightforward application process. Getting a loan with us is a quick in-and-out process! We’re here to help you make an informed borrowing decision that suits your current situation.
Get a Minneapolis Payday Loan by Tomorrow!
Getting a payday loan with us is easier than ever before! We are located at 10 S 5th St #530, Minneapolis, MN 55402, and offer locals hassle-free ways to address their financial problems. Our lenders don’t conduct hard credit checks, allowing you to get approved within just a few minutes. We understand that time matters, so our loans reach borrowers’ bank accounts within 24 hours or less.
Complete our simple loan request form and get offers from multiple direct loan providers in Alaska. Have bad credit? It’s not a problem! Our lenders won’t turn you down just because of your “subprime” score. At 1F Cash Advance, we strive to help everyone reach a better financial future.
Get a Payday Loan from a Direct Lender in Other 1F Cash Advance Branches!
Besides Minneapolis locals, our company also serves residents of Roseville, St. Anthony, Columbia Heights, Robbinsdale, Golden Valley, St. Louis Park, Edina, Richfield, Mendota Heights, and other neighboring cities. If you’re looking for a loan with a fully remote process, we can also meet your needs! Apply online on our website and get a loan without visiting a store.
Looking for a loan out of Minnesota? 1F Cash Advance has its store open in 36 states! Visit our branches in Utah, Alabama, Nevada, North Carolina, and Iowa, or find the nearest location in 20 other states.
1001 Highlands Plaza Drive STE 250, St. Louis, MO 63110
Legal Status of Payday Loans in Minneapolis, MN
Payday loans in Minnesota are legal according to the Minn. Stat. § 47.60 et seq. This statute regulates payday lending in the state and sets some limits to protect residents from any illegal actions. Thus, Minneapolis residents can legally get a payday loan of up to $350. Finance charges in the state depend on the amount you borrow and are as follows:
- Loans up to $50: $5.5;
- $50 – $100: 10% + a $5 fee;
- $100 – $250: 7% (min $10) + a $5 fee;
- $250 – $350: 6% (min $17.5) + a $5 fee.
Payday loans in Minnesota can be repaid within up to 30 days. There are no rollovers allowed in the state.
What You Need to Get a Payday Loan in a Minneapolis Store of 1F Cash Advance
Our payday loans come with lenient eligibility criteria and have just a few basic document requirements. Even if it’s an unexpected store visit that you haven’t planned, it won’t be a problem to provide the needed information. To apply for a loan in our Minneapolis store, you need:
- Basic personal and contact information, such as your email, address, cell phone number, full name, etc.;
- Social Security number;
- Checking account number;
- Routing number;
- Proof of regular income (salary, rental, self-employment, government benefits);
- Valid ID;
- Driver’s license.
Please note that only applicants over 18 years old are eligible for our loans. Lenders may also require some additional information after reviewing your application details.