Payday Loans in Roanoke, VA
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- Payday Loans in Roanoke, VA
Choose Your Way to Get Payday Loans in Roanoke, Virginia
When sudden financial hardships put a dent in your wallet, getting a payday loan from 1F Cash Advance can help you get back on track quickly! Whether you’re going to apply for short-term loans online or at a store, it’s always fast and simple with us. Our no-credit-check loans are available in the following ways:
Go to the Store
Our team at 3621 Blue Hills Village Drive Ste H, Roanoke, VA 24012, is always willing to help you navigate the process.
Complete an Online Form
Our online application form is available 24/7 and can be completed in just 5 minutes, no matter your location.
Call Us by Phone
Need some help? Dial the
number and let our virtual assistant supervise your application along the way.
Visit The Store of 1F Cash Advance in Roanoke, VA
If you need some personal assistance, our friendly team is always here to help. The 1F Cash Advance store in Roanoke is a great mix of excellent customer service and a personalized approach. We take your problems seriously and do everything possible to help you get the best payday loan deal for your particular situation. And what’s more, your credit score doesn’t matter! Visit our Roanoke branch today and leave the store in a matter of minutes with your problems solved.
What Products Are Available in the 1F Cash Advance Roanoke Store?
We want to meet both your short-term and long-term needs, so our list of products contains flexible financial solutions, such as:
A short-term loan is a financial aid for your minor problems. Access the money within 24 hours and repay it in 4 months. Bad credit is accepted.
An installment loan can help you with your bigger project due to the higher loan amounts it offers. The repayment is made in up to 24 parts, so it won’t put much strain on your budget.
Let your car serve as collateral and get a fast financial boost at reasonable rates. The funds need to be repaid in up to 120 days. Your car ownership is retained.
Get Cash Advance and Payday Loans in Roanoke, VA, without a Hassle!
Think that an in-store loan process is a tough business? We’re here to prove the contrary. Getting cash advance and payday loans in Roanoke, VA, is just a 5-minute matter when you work with 1F Cash Advance. We accept residents with any credit and work with lenders that don’t make hard credit checks. Visit us at 3621 Blue Hills Village Drive Ste H, Roanoke, VA 24012, and get the money you need by tomorrow.
Find Other Payday Loan Stores of 1F Cash Advance Near You
Wherever you live in Virginia, 1F Cash Advance can provide a fast financial boost. Our Roanoke store is also popular with residents of Bonsack, Cave Spring, Hanging Rock, Hollins, Narrows, Salem, Vinton, Wright, and other nearby cities. You’re also welcome to apply online in just a few minutes from the comfort of your home.
Are Payday Loans in Roanoke, VA Legal?
The HB 789 states that payday loans in Roanoke, VA, are legal. However, the term was changed to “short-term loans” in 2020. According to state laws, the maximum short-term loan amount is $2,500, and the repayment term can be between 4 and 24 months.
There are also interest rate caps that are aimed at protecting borrowers from predatory lending practices. Thus, lenders can’t charge more than 36% APR. On top of your loan principal and APR, there can also be a maintenance fee of up to 8% or $25 per month. If you pay late, a lender can charge an extra $20 late fee. However, the total short-term loan cost can’t be more than 50% of the amount advanced.
What You Need to Apply for Roanoke Payday Loans in the 1F Cash Advance Store
Getting Roanoke payday loans in the 1F Cash Advance store is a hassle-free process. The basic documents and information you need to provide include the following:
- Contact information: email, mobile phone number, permanent address;
- Your personal details: full name, Social Security number, Individual Taxpayer Identification number;
- Valid ID or driver’s license;
- Income confirmation (alternative income sources can be accepted);
- Employment status and employer’s contact details;
- Bank account number.
Additionally, you must be over the age of 18 to qualify for payday loans in Virginia.