Payday Loans at 3203 Washington Ave, Racine, WI 53405
- Apply in Minutes in a Store or Online
- Bad Credit Is Accepted
- Cash Advance Loans from Direct Lenders
- Guaranteed Approval Decisions
- No Strict Requirements
- Payday Loans Near Me
How to Get a Payday Loan in Racine, WI?
Need help with an unexpected bill or other emergency expenses? Don’t struggle alone, hoping that the problem will go away. 1F Cash Advance is always here to lend you a helping hand! With our fast and easy-to-get payday loans in Racine, WI, you can get an offer from a trusted direct lender in a matter of minutes.
There are no minimum credit score requirements you must meet. With our help, you can overcome any financial difficulties without hassle and stress. Don’t let financial hardships hold you back from your financial goals. Choose a convenient way to apply for a payday loan in Racine, Wisconsin, and solve your money problems within a day!
We’re always happy to see you in our store! Our staff will help you navigate the process and get the best offer from a trusted loan provider.
Fill out a simple online application form on the website from the comfort of your couch. The whole process is only 5 to 10 minutes long. You can apply from any place with Internet access.
Application via Phone
Request the link to the application form via SMS or let our virtual assistant help you with your application on call. Dial the
number to get started.
Visit a 1F Cash Advance Store in Racine
Whatever your loan purpose is, we know how to help you get extra money to finance it. Bad credit? Still not a reason for loan denial! Visit a 1F Cash Advance Store in Raince and see what modern financial assistance should look like. We’re always at your service when you need a quick fix.
What Products and Services Are Available in 1F Cash Advance Racine Store?
Need cash now? Here are financial products available to eligible Racine residents.
Payday Loans in Racine
A payday loan allows you to get a small amount within a day and repay the funds after your next paycheck arrives. It’s almost ideal for financial emergencies and small cash shortages that require you to act quickly.
Installment Loans in Racine
An installment loan can help you handle your longer-term needs. With its higher amounts and flexible repayment terms, you can finance various life projects while staying on top of your budget.
Title Loans in Racine
Get a title loan if you need a short-term solution at favorable loan terms. Your car will be used as collateral, reducing your interest rate and total loan cost.
Get Payday Loans in Racine, WI in a Few Steps!
Getting a payday loan in our store at 3203 Washington Ave, Racine, WI, 53405 is just in and out! There’s no hard credit check required, so you can get a loan decision in a matter of minutes. Our staff will gladly answer all your questions and help you choose a loan option that better fits your needs.
Filling out just one simple form is the only step you need to take to access multiple offers from legitimate direct lenders.
Apply for a Cash Advance Loan in Other 1F Cash Advance Stores
We know how hard it may be to find a trusted lending company in your area. Residents of other Wisconsin cities can apply online via our website in a few simple steps. Don’t waste time searching for a legitimate loan provider. We’re here to do this work for you!
Not in Wisconsin? We’re ready to support you no matter your location! Apply online or visit our stores for a payday loan in Oklahoma, Kentucky, Kansas, Utah, Washington, Louisiana, and 17 other states.
Are Payday Loans Legal in Racine, WI?
Payday loans in Racine, WI, are legal and regulated by Wis. Stat. 138.14. The maximum loan amount a borrower can get is limited to $1,500 or 35% of an applicant’s gross monthly income, whichever is less. An annual percentage rate (APR) on a payday loan in Wisconsin can reach 574%. A Non-Sufficient-Funds (NSF) fee can’t exceed $15. Additionally, a lender can charge an interest rate no greater than 2.75% for each month if a payday loan is not repaid on time.
A payday loan repayment period in Wisconsin shouldn’t exceed 90 days. There are no limits on the number of loans a borrower can have, but there must be a 24-hour cooling-off period after paying off a renewed loan, with 2 renewals allowed.
What Do You Need to Apply for In-Store Payday Loans in Racine, WI?
Getting a payday loan in our store in Racine will help you avoid the hassle of a traditional bank loan application process. You don’t need to gather many documents or wait days for an approval decision. All you need to bring with you are:
- Your valid ID;
- Income confirmation (pay stubs, bank statements);
- Social Security number;
- Your checking account number and Routing number.
Additionally, you will be asked to specify some basic personal information, such as your full name, residential and mailing address, email, mobile phone number, Individual Taxpayer Identification number, and your employer’s contact details. Please note that an applicant must reach at least the age of 18 to qualify for a payday loan in Racine.