Payday Loans in Stratford, CT
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Explore The Ways to Get Payday Loans in Stratford, CT
If you’re living from hand to mouth, emergencies can add some stress to your financial life. But you don’t have to worry because 1F Cash Advance has already taken care of your financial well-being. We are a payday loan place committed to helping Stratford residents get a quick fix in case of unplanned expenses or small financial hardships.
Our direct lenders offer payday loans in Stratford and across Connecticut to borrowers with good and bad credit. We respect your time and the right to decide how to use the loan. Therefore, we offer a no-credit-check loan process and set no restrictions on a loan purpose. Whether you’re looking for an online or in-store solution, we do our best to meet each and every need. Here are four methods to apply for payday loans in Stratford, CT.
Visit Our Store
Our Stratford location at 2385 Main St #14, Stratford, CT 06615, offers fast processing and excellent customer service to locals and residents of nearby cities. Visit us if you need someone to guide you through the borrowing process and help you decide on the loan option to choose.
Apply Online on the Website
Our online application form is here for you 24/7, even on weekends and holidays. Fill it out from the comfort of your home in just a few minutes and get a response from a lender via email. If approved, the money will be deposited directly into your bank account.
Complete the Application by Phone
Our team is always in touch at
Call us to get the link to our application via SMS or wait for a response from our virtual assistant to complete an application with them.
Install the Mobile App
Our mobile app is available for both Android and iOS users and offers fast access to cash via your mobile device. There are no fees you will be charged for using it. Simply install it on your smartphone and request a loan in a few taps when you find yourself in need of quick cash.
Visit The 1F Cash Advance Store in Stratford, CT
If you adhere to the traditional approach to lending and value personal interaction, we will be happy to meet you in our physical Stratford store. Our team is a group of professionals who know everything about loans and are happy to share this knowledge with you. Our main goal is to help you find a suitable loan option for your situation and ensure you make an informed financial decision.
We value your time and implement innovative methods and strategies to make verification, funding, and decision-making processes fast and simple. It will take you less than 15 minutes from sending a loan request to getting an offer. Visit us today, and let us take care of your overall borrowing experience.
Loan Products You Can Access in 1F Cash Advance Stratford Store
Our Stratford store is a one-stop shop for customers with long-term and short-term financial needs. The options we offer take into account your current goals and include the following:
A payday loan is a fast and accessible financial solution for small emergencies. With its help, you can cover unexpected expenses or get money for the utmost necessities to get through the week. The repayment must be made in one lump sum by your next paycheck.
An installment loan is a longer-term solution for life projects that require more money to bring them to life. Get it if you want to split your loan cost into several parts to make your debt more manageable. You can make repayments in up to 24 affordable installments.
Your car is not only a means of transport but also an option to get more favorable loan terms. A title loan provides a short-term financial solution at a lower interest rate by using your vehicle’s title as collateral.
Payday Loans in Stratford, CT: How They Work
Getting payday loans in Stratford, CT, is fast and easy when you deal with 1F Cash Advance. Our team at 2385 Main St #14, Stratford, CT 06615, strives to make the entire process seamless.
To get started, fill out a loan request form. Then, we share it with our network of credible loan providers in Stratford. As there are no hard credit checks involved, they simply review your application details via their local database to make sure you meet some basic eligibility requirements. We will get back to you with a loan decision within just a few minutes. If approved, the money will be deposited directly into your bank account within 24 business hours or less. It’s just that simple!
Apply for Cash Advance and Payday Loans in Other Branches of 1F Cash Advance
Our Stratford branch offers cash advance and payday loans to residents of nearby cities, too. Even if you’re living in Bridgeport, Derby, Milford, Orange, Shelton, Trumbull, and other Connecticut cities, you’re always welcome to apply in our Stratford store. If you’re short on time, an online application procedure is always available.
Not in Connecticut? No worries! Our list of locations includes but is not limited to branches in Arizona, Alabama, Delaware, Louisiana, Pennsylvania, and Colorado. For more information about 1F Cash Advance stores near you, check out the list below.
Legal Status of Cash Advance and Payday Loans in Stratford, Connecticut
The state of Connecticut doesn’t have a law that prohibits payday lending as a whole. However, there are two laws (CGS §§36a-563, -565, and -581, Conn. Agencies Reg. § 36a-585-1) that apply some severe restrictions to small loans. Thus, payday lenders in Stratford and throughout the state can charge a maximum of 12% APR for their loan products. Thus, borrowers are protected from exorbitant payday loan fees, which otherwise can reach $30 for each $100 borrowed.
What Do You Need to Apply for Payday Loans in the Stratford, CT Store of 1F Cash Advance?
Unlike traditional lenders, we don’t have a long list of strict requirements. You only need to provide some basic documents and personal information, such as:
- Proof of identity and citizenship (ID, driver’s license);
- Proof of income (at least $1,000 per month; alternative income sources can be considered);
- Your personal and contact information: email, cell phone number, full name, permanent address, etc.;
- Social Security number;
- Individual Taxpayer Identification number;
- Bank account details;
- Employer’s contact information.
Also, according to state laws, you need to be at least 18 years old to apply for payday loans in Stratford, CT.