Installment Loans in Savannah, GA
at 7066 Hodgson Memorial Dr, 31406
- (302) 306-6167
- 4+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Installment loans, Payday alternative loans
- Online application 24/7
1F Cash Advance Store in Savannah
1F Cash Advance connects Georgia residents with licensed lenders when an emergency expense can’t wait. Visit our store in Savannah and get easy same-day access to short-term loans with minimal paperwork and no credit check. Our friendly staff is always here to help you find the best solution for your situation. Apply online or in-person, get an instant approval decision, and receive your loan today!
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Installment Loans
Tiffaney Brown
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Available Loan Products
1F Cash Advance specializes in short-term, small-dollar loans. In Georgia, we provide payday loan alternatives in compliance with state regulations:
Installment Loans
Max. amount $5,000
An installment loan is a financial tool with a lump-sum amount of up to $5,000 that is repaid in monthly payments over a set period. The repayment term of 2 to 24 months provides borrowers with more space to manage their finances.
Apply in Three Easy Steps
Here are the steps to follow during the application process:
Visit a Nearby Store
Complete an easy and secure loan request form in a few minutes. Our staff will assist you with all the paperwork.
Get an Instant Decision
Your application will be reviewed almost instantly. No hard credit check is required.
Receive Your Funds
If approved, your loan will be deposited directly into your account on the same day.*
*Approval is not guaranteed. Decisions are based on your application and financial details. For same-day funding, applications must be approved by 10:30 am. Applications received after this time or on non-banking days will be processed the next business day.
What You Need to Apply
To qualify for a 1F Cash Advance loan in Savannah, GA, you’ll need to provide these basic items:
- Valid government-issued ID
- Active checking account and routing numbers
- Social Security number
- Proof of steady income
- Proof of address
- Valid phone number and email address
About 1F Cash Advance in Savannah, Georgia
Since 2019, 1F Cash Advance has been helping Georgians with honest, reliable service. In May 2021, we opened our Savannah store for people to apply in person, with staff who can walk through the paperwork with you. The lending decision, the APR and the funding timeline are the lender’s, not ours. Our Savannah team is always here to answer all your questions and guide you through the borrowing process.
Use These Loans Responsibly
These loans are designed to meet your short-term financial needs and should not be used as a long-term solution. Consider your budget and repayment capabilities before applying. Borrow only what you need so that you can pay it back easily without defaulting. Seek professional counseling if you experience ongoing financial problems or credit issues.
Help You Can Get Without Borrowing
Not every money gap needs a loan. If the problem is food, a hospital bill, or one missed paycheck, the help below may cover it.
Food
A local Army guide lists food banks across the Savannah area that are open to anyone in the community. One of them sits on Bee Road and is open Monday to Friday, 8:30 a.m. to 4:30 p.m. More food banks run each week or each month in Richmond Hill, Pembroke, Midway and Hinesville.1
Hospital bills
The main hospital system in Savannah runs both of the big hospitals here. Its audited accounts show it wrote off about $145 million in free and low-cost care in one year. It has a financial help policy set by federal rules. If you qualify, the hospital cannot charge you more than it charges an insured patient for the same treatment.2
Rent, power bills and car repairs
A local relief fund pays out emergency grants through a Savannah charity. The money can go toward rent or mortgage, utility bills, car repairs, or travel in an emergency.1
FAQ
Are payday loans legal in Georgia?
No, payday loans are not legal in Georgia due payday lending laws that protect borrowers from high interest and scams. That is why we only work with licensed installment lenders in Georgia.
Can I get a cash loan with a poor credit score?
Yes, you can qualify for our cash loans with bad or no credit. Our lending partners offer solutions with no hard credit check to help you get easier access to funds when you need them.
How much can I borrow in Savannah?
The amount you can borrow depends on your income, debts, and overall financial situation. You can borrow up to $5,000 through an installment loan and repay it with fixed monthly payments.
How fast can I get funded?
We typically provide funding within one business day. To receive the money on the same day, you’ll need to finalize your loan early in the morning. Funding is by ACH deposit to your checking account.
What if I can’t repay on time?
If you're experiencing difficulties, contact the number specified in your loan agreement immediately to discuss your options. Late payments may result in additional fees and negative effects on your credit.
Sources
- 1 U.S. Army, Fort Stewart and Hunter Army Airfield — Government Shutdown Resource Guide.
- 2 St. Joseph’s/Candler Health System, Inc. — Combined Financial Statements, Fiscal Years Ended June 30, 2024 and 2023.
