Payday Loans at 3035 S Sherwood Forest Blvd, Baton Rouge, LA 70816
- Fast Application Process
- Instant Cash Advance Decision
- Get Money Online/In-Store
- Bad Credit Is Accepted
- No Hidden Fees or Collateral
- Payday Loans Near Me
How to Get Payday Loans in Baton Rouge, LA?
Need money right away? 1F Cash Advance is here to provide a quick fix for your small financial emergencies. Getting a loan from a direct lender is now easier than ever before. Thanks to our simple requirements, borrowers with any credit are welcome to visit our store or fill out an online form to access the funds within one business day. Baton Rouge residents can easily apply for short-term loans in the following convenient ways:
Apply In a Store
Visit our Baton Rouge branch with the required documents and complete an in-store application. Our staff is always at your service if you have any questions during the process.
Try out our convenient process for online payday loans in Baton Rouge! Just fill out the form on the website and enjoy the money arriving in your bank account without leaving your home or workplace.
Apply over the Phone
Call us at
to complete the process by phone or receive the link to the application form via SMS.
Visit 1F Cash Advance Store in Baton Rouge
Are you running yourself ragged trying to find a payday loan store near you? Search no more! 1F Cash Advance has a convenient location Baton Rouge residents can visit to solve their financial problems. We’re always happy to help you find the best possible option that meets your needs!
Products & Services
Need cash now? Here are financial products available to eligible Baton Rouge residents.
Payday loans can meet your urgent short-term needs. They are fast and easy to get, providing quick financial relief. Get one today and repay the money by your next paycheck.
Apply for an installment loan if you’re looking for a longer-term financial solution. The money needs to be repaid in affordable monthly installments, making your debt more manageable.
Get a title loan if you need a cheaper alternative to payday loans. Title loans are secured by your vehicle’s cost and offer more favorable loan terms compared to other short-term options.
Where to Get Payday Loans in Baton Rouge?
Our store at 3035 S Sherwood Forest Blvd, Baton Rouge, LA, 70816 is always at your service! Visit us within our working hours and get qualified assistance that meets the highest bank standards, while giving you the comfort of a local community company. The process is hassle- and stress-free and often takes 5 to 10 minutes to complete. No hard credit checks will prevent you from getting money fast, even with bad credit.
Our staff will help you navigate the process and make the application procedure seamless. Whatever your needs are, we’re here to get you covered.
Apply for a Payday Loan from a Direct Lender in Other 1F Cash Advance Locations
Not in Baton Rouge? It’s not a problem! Residents of other Louisiana cities can apply online through our website. The whole process is simple and fast, and you don’t even need to leave your home.
If you’re looking for a 1F Cash Advance store in other states, we also have a lot to offer! Our branches are also open for customers in Wyoming, Iowa, North Carolina, Utah, Maryland, Georgia, and more.
Legal Status of Payday Loans in Baton Rouge, Louisiana
Payday loans are legal throughout Louisiana. Under the Louisiana Deferred Presentment and Small Loan Act, the maximum payday loan amount you can get is $350. Louisiana lenders are not allowed to charge more than $20 for each $100 borrowed, plus $10 documentation fees. At the same time, the whole fee amount can’t be over $55.
The maximum payday loan term is 30 days. Rollovers are not allowed, and you can’t get another payday loan until you repay the existing one. However, refinancing may be allowed if you pay the fees and manage to repay at least 25% of the amount you borrowed. If you don’t repay the loan on time, a lender may charge you an annual fee of 36% for one year after the due date and 18% thereafter.
Note: As lenders now are not obliged to check your solvency when they make loan decisions, you should approach payday loans wisely. Estimate your financial situation thoroughly and avoid getting a loan if you can’t repay it on time.
What Do I Need to Apply for Payday Loans in a Baton Rouge Store?
You don’t need to bring much with you! Our requirements are lenient, and the set of documents is very basic, so most borrowers can visit us without prior preparation. Here’s what you need to provide:
- Valid ID;
- Personal and contact information: name, permanent address, Social Security number, Individual Taxpayer Identification number, mobile phone number, email;
- Income confirmation and employer’s contacts;
- Checking account details.
Additionally, you need to be at least 18 years old to apply.