Payday Loans in Cincinnati, OH
- Get Money Nationwide
- Instant Approval Decisions
- Easy Short-Term & Installment Loans
- Apply Online or in a Store
- Bad Credit OK
- Payday Loans Near Me
- Same-Day Deposits are Available
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance provides Cincinnati residents with fast financial assistance regardless of their credit scores. Our smooth application process, quick approval times, and simple eligibility requirements allow you to borrow money in minutes. Come to us at 4850 Smith Rd. suite 230, or apply online via the website and get the funds today. We offer payday, installment, and title loans, so there’s always an option to meet your unique needs.
Visit the 1F Cash Advance Store in Cincinnati
1F Cash Advance invites you to our cozy Cincinnati location with plenty of free parking lots, a well-equipped office area, and convenient operating hours. You can find us at 4850 Smith Rd. suite 230, near the Hamilton County Board of Election and right next to the Professional Center of Norwood. Our doors are always open to people who face unexpected financial problems that require quick action.
4850 Smith Rd. suite 230, Cincinnati, OH 45212
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
How to Get a Payday Loan through 1F Cash Advance?
We offer several convenient ways to apply for a loan in Cincinnati. Here’s how you can complete the application process.
Visit a Store
We’re always happy to see you in our Cincinnati branch at 4850 Smith Rd. suite 230. Come visit us if you have a unique situation or need a personalized approach during the loan process.
Apply Online
Click on the “Apply Now” button below and complete an online application form. You can do this from anywhere 24/7. All you need is just the basic personal information and 5 minutes of your spare time.
Apply via Phone
Dial the
(513) 951-8867
number and complete the application process by phone. You can also request the link to the online form via SMS.
Use a Mobile App
You can complete our fast and easy application process on the go. Install our mobile app on your Android or iOS devices and request a loan in just a few taps.
Products Available at Cincinnati Store
1F Cash Advance offers a wide range of loan products so that you can find an option for your current situation. Choose a loan that better meets your needs.
Payday Loans
A payday loan in Ohio is a small loan of up to $1,000 with repayment terms starting at 91 days. These short-term loans can be obtained within 1 business day with no hassle, stress, or extensive paperwork. Use them to cover small emergencies or unexpected expenses.
Installment Loans
An installment loan is a long-term solution with flexible repayment in equal monthly installments over 2 to 24 months. It allows you to borrow between $1,000 and $5,000. Extended loan terms make your debt easier to repay.
Personal Loans for Bad Credit
Need money for a major life project? Our bad credit personal loans can provide you with amounts between $5,000 and $10,000 without performing a hard credit check. The repayment is made in affordable monthly installments within up to 24 to 60 months.
Title Loans
Title loans allow you to get up to 50% of your vehicle’s cost by using its title as collateral. Although your car is pledged, you can still drive it within the loan’s life.
Rate Our Local Business
At 1F Cash Advance, we pride ourselves on a flexible and personalized approach to each borrower. Discover the reviews of our former customers or share your experience with others. Your opinion is very important to us and helps us improve our service.
About 1F Cash Advance in Cincinnati, OH
We’re always waiting for you in our store at 4850 Smith Rd. Suite 230. Our qualified staff will guide you through the process and answer all your questions. There are no credit checks performed, so the whole process usually takes between 5 and 15 minutes. At 1F Cash Advance, we look far beyond just your FICO score, so your bad credit is not an obstacle to getting a loan with us.
We are a licensed company that operates in accordance with Ohio state law and federal regulations. Visit our store and take the first step toward solving your financial problems.
Check out Other 1F Cash Advance Branches
We strive to make our products available nationwide. Our Cincinnati location also serves people of Newtown, Fairfax, Kenwood, Groesback, Covedale, Delhi, Delshire, Amberly, and other nearby cities. Our Ohio department includes physical stores in Cleveland and Columbus, so you can choose the nearest branch for your visit. All Ohio residents can also apply online via the website.
Not in Ohio? We operate in 81 states, so you can find ourstores in Kentucky, Pennsylvania, Michigan, Illinois, Tennessee, and other areas!
Legal Status of Payday Loans in Cincinnati, Ohio
Payday loans in Ohio are legal and regulated by Ohio Rev. Code Ann. 1321.35 et seq. The maximum payday loan amount a Cincinnati resident can get is $1,000. Repayment terms for Ohio payday loans range between 91 days and 12 months. However, the repayment period can be less than 91 days if a borrower’s total monthly payment doesn’t exceed 6% of their gross monthly income or 7% of verified net monthly income, whichever is greater.
An interest rate cap on a payday loan in Ohio is 28% APR. Additional fees, not included in the interest rate, may be up to 10% of the loan amount or $30, whichever is less.
What Do You Need to Apply?
Applying for a payday loan at our Cincinnati store is extremely easy.Here’s the list of documents and information you will be asked to provide:
- Valid ID or driver’s license;
- Social Security number;
- Valid email and mobile phone number;
- Checking account details
- Proof of permanent address;
- Income confirmation;
- Employer’s contact information.
Please, note that you also need to be at least 18 years old to be eligible for a payday loan in Cincinnati.