Payday Loans in Los Angeles, California
at 433 S. Spring St. Unit 900, 90013
- (213) 566-3755
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Los Angeles
1F Cash Advance offers a fast and easy way to get payday loans in Los Angeles. You can borrow up to $255 within just a few minutes, even with bad credit. Our quick and secure process involves no credit check, making it easier to handle emergency costs.
You’ll find us in the historic Spring Street Financial District, across from Pershing Square. Our storefront is easily accessible by public transportation or car. Visit us today and get qualified assistance with instant approval and same-day payout.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Dale Bassett
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Our Loan Products
At our Los Angeles branch, we provide small personal loans tailored to your needs:
Max. amount $255
These loans provide access to up to $255 to help you cover small emergencies or unexpected expenses until your next paycheck. The loan is due in 7-31 days, allowing you to avoid long-term debt. This is a quick, one-and-done solution for immediate needs.
Max. amount $5,000
An installment loan is a longer-term loan that offers amounts up to $5,000 with a more flexible schedule. You can repay the funds in affordable monthly payments over 2 to 24 months. This option is ideal for larger needs, such as debt consolidation, home improvements, medical bills, or big purchases.
How to Apply for a Loan
Getting a loan through 1F Cash Advance is simple with these three steps:
Visit our offline store
Fill out a short application in 5 minutes. Our staff is always here to make the entire process hassle-free.
Get an instant decision
You’ll receive an answer almost immediately due to no hard credit check.
Receive your funds
If approved, get your cash at the store on the same day or receive the money via direct deposit within 24 hours.
*We strive to process every application as quickly as possible. For same-day funding, you need to finalize your loan before 10:30 am on a weekday. Approvals after this time or on weekends will be funded on the next banking day.
What to Prepare For Your Store Visit
Here’s what you need to bring to our Los Angeles store to apply:
- A government-issued photo ID
- U.S. citizenship and California residency
- Be at least 18 years old
- Social Security Number (or ITIN)
- Proof of income
- An active checking account in your name
- A working phone number and email address
About 1F Cash Advance in Los Angeles, California
1F Cash Advance is a state-licensed loan company that has been helping people get money fast since 2019. We have already helped over 3 million customers nationwide and are happy to provide quick assistance to California residents. Our store at 433 S. Spring St., unit 900, Los Angeles, CA 90013 was opened in 2023 to offer personalized solutions tailored to locals’ unique needs. We treat every client with respect and accept borrowers with any credit.
When you come to 1F Cash Advance in Los Angeles, you’re working with a team that cares about your short-term financial challenges. If you need fast cash, visit our store or submit a request online.
Find The Stores Nearby
If our Los Angeles location isn’t convenient for you, 1F Cash Advance has other California stores you can visit:
6423 University Ave, San Diego, CA 92115
910 Hale Place #204, Chula Vista, CA 91914
30 River Park Pl W #390, Fresno, CA 93720
We Stand for Responsible Borrowing
Payday loans are short-term financial tools that are not intended to meet long-term needs or cover ongoing expenses. They offer fast relief for emergency situations and can be expensive if used over an extended period. Avoid repeated borrowing and consider other solutions if you need money for a longer period. Before applying, make sure you can afford the loan and have a clear repayment plan. If you experience ongoing financial problems or credit issues, seek professional counseling.
FAQ
Are payday loans legal in California?
Yes, payday loans are legal in California. The state has specific regulations (the California Deferred Deposit Transaction Law) that govern payday lending.
Why can I only borrow $255 with payday loans in Los Angeles?
In California, the face amount of the check presented by a borrower can’t exceed $300. This means the maximum $300 loan amount includes fees, which can’t be more than $45. Therefore, you only receive $255 in cash. For larger loan amounts, you might want to explore installment loans.
What can I use the money for?
You can use your payday loan funds for any personal purpose. Most people take out short-term loans to cover urgent or unexpected expenses, such as utility bills, minor home or car repairs, groceries, etc.
Can I get the money the same day?
If you apply at the 1F Cash Advance store, you could walk out with cash instantly, provided that you repay via a post-dated check. For direct deposits, borrowers approved before 10:30 am may also get the money in a bank account on the same day. Otherwise, the loan will be funded on the next banking day.
Can I get a Los Angeles payday loan online?
Absolutely. You do not have to visit our physical store to request a payday loan. Los Angeles payday loans are available online through the 1F Cash Advance website. The application process is safe, paperless, and takes about 5 minutes to complete.
Can I get a loan with bad credit?
Yes, you can qualify for a payday loan in Los Angeles even if you have bad or no credit. We do not perform hard credit checks via the major credit bureaus. Instead, we look at your current income, employment, and payment history to evaluate your ability to repay the loan.
What are other ways to get emergency cash in California?
Besides payday loans, you can consider installment loans, title loans, and credit union loans. Alternatively, cash advance apps, paycheck advances from your employer, or small loans from your family could help you get the money you need interest-free.
Contact Us
If you have any questions, feel free to contact us! Choose the option that works best for you:
