Payday Loans in Boulder, Colorado
- Instant loans of up to $500
- Emergency money online or in-store
- Same-day loan approval
- No hard credit check
- Faxless loans near me
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Boulder
Need money right away to handle temporary financial problems? 1F Cash Advance is always here to help people in Colorado get back on track quickly. Visit our Boulder location to get a suitable loan in a few minutes. Our loan office is located at 2770 Canyon Blvd, near the restaurant, the Buff, and the Boulder Marriott shop. You can call us to get more directions.
2770 Canyon Blvd, Boulder, CO 80302
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products and Services
We offer several loan products at our Boulder location. 1F Cash Advance managers will help you choose the best option that meets your needs.
Payday Loans
Payday loans, also known as deferred deposit loans, are small loans that are typically due by a borrower’s next paycheck. With their help, you can borrow up to $500 instantly and use the funds to cover emergency costs.
Installment Loans
An installment loan is a financial product that allows a borrower to receive between $1,000 and $5,000 and return it over up to 24 months through regular, fixed payments. Installment loans are used for big purchases or long-term needs.
Check Cashing
We can help you cash your checks quickly with no checking account needed. Visit the 1F Cash Advance store, provide your valid ID, and receive the money within minutes.
How to Apply
Here are the basic steps to follow during the application process:
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Gather Information and Documents. Provide your personal and contact data, SSN, income confirmation (tax returns, pay stubs, or bank statements), IDs, and proof of address.
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Fill out the Application Form. Fill out a simple application on the website or in an office.
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Wait for Approval. It will take up to one hour to get an answer. If approved, review the loan terms and sign the loan agreement to accept an offer.
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Get the Funds. The money will be deposited into your checking account in one business day.
Check Your Eligibility
To apply for a payday loan in our Colorado locations, you need to meet the following requirements:
- Be at least 18 years old;
- Present a valid ID card;
- Prove your stable income;
- Have an active checking account, phone number, and email address.
Alternatives to Payday Loans
If you want to avoid payday loans, consider borrowing money from friends and family. A credit card or a personal loan from a bank or credit union may be another option if you have good credit and want to get better terms. Also, some employers offer a salary advance that will then be deducted from your next paycheck.
Check charities and nonprofit organizations that provide free financial assistance or low-interest-rate emergency loans. Keep in mind that the best way to prepare for urgent expenses and overcome them without debt is creating an emergency fund.
Why Choose 1F Cash Advance
Our company was founded in 2019 and has been developing products and services to help Americans overcome their financial problems. Learn more about us and our key principles:
- Quick Approval Process. We offer almost instant approval available within 1 hour or less. Most borrowers get their responses in just 10 minutes.
- No Hard Credit Checks. Our loans come with no hard credit checks, so you don’t have to worry about your credit score.
- Exceptional Customer Service. A customer is always right, and your needs are our priority. The team of experts is always ready to help you throughout each step of the process.
- Same Day Direct Deposit. With our help, you can receive the funds on the same or next business day, depending on the time you apply.
- Safe & Secure. Our SSL encryption makes borrowing as safe as possible. We also don’t share your data with non-affiliated third parties.
- Transparent Loan Terms. We ensure clear loan agreements with no unpleasant surprises in the small prints.
We Aim to Help Our Locals!
Read the feedback of our former customers to see what kind of experience we offer!
Discover Over 80 Locations Nationwide
Discover our location at 2770 Canyon Blvd, Boulder, CO 80302, and get the payday loan you need within a business day. We also have a location in Denver so you can choose a store near you for your comfortable visit.
Not from Colorado? Apply for a payday loan in Alabama, Illinois, Indiana, Oklahoma, Maine, and Pennsylvania, or see other areas we operate in.
Don’t Have Time to Visit Us? Apply Online!
Busy schedule? No problem! Our website is available 24/7. The application process is smooth and can be done from anywhere. There is no need to come to our office; fill out the form on the site, get electronic copies of your documents, and attach them to your application.
It usually takes just 1 hour to get a decision. If approved, you can receive the necessary financial aid in 1 business day without leaving your activity.
FAQ
Are payday loans legal in Colorado?
Payday loans are legal in Colorado and are regulated by Article 3.1 (Deferred Deposit Loan Act) of Title 5 (Consumer Credit Code) in Colo. Rev. Stat. 5-3.1-101 et seq.
What is the maximum amount I can borrow with payday loans?
The maximum amount for payday loans you can get from a direct lender in Colorado is $500.
What is the interest rate of a payday loan?
The maximum interest rate for a Colorado payday loan is 36% APR.
Can I get the loan with bad credit?
Yes, at 1F Cash Advance, we don’t consider your credit score and are more focused on your repayment capabilities. Therefore, we look at your income and payment history when determining your eligibility.
How fast will I get the money?
You’ll typically receive your money within one business day of approval. Same-day deposits may be available to borrowers approved before 10:30 AM on weekdays.
Will the application hurt my credit?
No, the application won’t affect your credit score because only a soft credit check is performed. Such an inquiry doesn’t involve reviewing your credit report through the major credit bureaus.