Payday Loans in Copperas Cove, TX
at 440 Town Square, 76522
- (254) 345-4564
- 2+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon-Sun)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Copperas Cove
If you need fast cash in an emergency, 1F Cash Advance offers instant solutions that are available even with bad credit. Our store in Copperas Cove is conveniently located next to the Family Dollar and Copperas Cove Medical Home. We operate fully under Texas state law and provide legitimate financial assistance to help locals cover urgent expenses.
Visit our cash store in Copperas Cove, get an instant decision, and receive the money from a state-licensed lender on the same day.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Chin Frank
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Our Loan Products
We offer short-term personal loans and financial services to meet our customers’ needs:
Max. amount $1,000
Payday loans are short-term loans designed for urgent expenses and small emergencies. You can borrow from $100 up to $1,000 and use the funds for emergency repairs, medical costs, unexpected bills, or everyday expenses. Get quick cash within a day and repay the funds in up to 31 days, with the due date tied to your next paycheck.
Max. amount $5,000
If you need a larger amount or with more time to repay, our installment loans are a great alternative. You can get up to $5,000 and enjoy more flexibility with the repayment over 2 to 24 months. Monthly payments are fixed and predictable, making it easier to budget.
How to Apply for a Loan
Applying for a loan at 1F Cash Advance in Copperas Cove is easy:
Visit our store nearby
Complete an application form in just 5 minutes. Our staff is always here to make the process smooth for you.
Get an instant decision
The system will quickly review your details via a soft credit check. You will get an approval decision almost immediately.
Sign and get your funds
If approved, you can receive your money in cash right away or get it deposited into your bank account on the same or next business day.*
*If you are approved before 10:30 am on a banking day, you can receive the money in your bank account on the same day. Later or weekend approvals will be funded on the next business day. Cash loans are only issued in-store against a post-dated check.
What You Must Bring to Apply
Make sure you have the necessary information and documents ready upon your store visit:
- Government-issued ID
- Social Security Number or ITIN
- Proof of income and residence
- Active checking account and routing numbers
- Active email address and phone number
- Be at least 18 years old
About 1F Cash Advance in Copperas Cove, Texas
1F Cash Advance has been proudly serving the Copperas Cove community since 2019. We offer fast and flexible financial solutions to individuals who need emergency funds and can’t access them quickly elsewhere. Our store at 440 Town Square, Copperas Cove, TX 76522, has been operating since 2023 in full compliance with all Texas laws and regulations.
We’ve made it our mission to assist customers of all credit backgrounds. All loan terms, fees, and interest rates are clearly disclosed upfront, making it easier for you to understand the conditions. 1F Cash Advance has already helped over 3 million borrowers nationwide access the funds they needed when it mattered most.
Stores Nearby in Texas
If you are not in Copperas Cove, we have multiple locations across Texas ready to serve you:
3329 Winthrop Ave, Fort Worth, TX 76132
201 S Americas Ave #208, El Paso, TX 79907
Customer Notice
Payday loans and other short-term cash advances are designed for temporary relief during financial emergencies. These loans are not intended to solve long-term financial problems and can become expensive if renewed or used over an extended period.
At 1F Cash Advance, we are committed to responsible borrowing. We encourage our customers to borrow only what they truly need and can repay on time. Ensure you have a realistic repayment plan before applying. If you experience long-term financial problems or credit issues, seek professional counseling.
Still Have Questions?
Are payday loans legal in Texas?
Yes, payday loans are legal in Texas and available in Copperas Cove. 1F Cash Advance complies with all Texas Finance Code requirements and offers legitimate loan products on fair terms.
Can I get a payday loan with bad credit in Copperas Cove?
With us, you can qualify for a payday loan in Copperas Cove even if you have bad or no credit. We do not perform traditional credit checks as part of the approval process. 1F Cash Advance focuses on your current ability to repay the loan.
How fast can I get approved and receive my money?
In most cases, your application will be approved in under 15 minutes. Once approved, you can get instant cash at the counter if you apply at a store and repay via a post-dated check. Customers who receive the money via a direct deposit can access the funds in their bank account within 24 business hours, often on the same day.
Do you offer no credit check loans?
Although we do not run a hard inquiry through the major credit bureaus, there’s still a soft inquiry made to assess your financial situation. This check does not affect your credit score but can still impact an approval decision.
Can I get a Texas payday loan online, or do I have to visit the Copperas Cove store?
You can apply either online or in-store, whichever is more convenient for you. 1F Cash Advance offers online payday loans in Texas as an alternative to visiting our Copperas Cove location in person. All you need is to complete a form via the website. An approval decision will be sent via email.
Are there alternatives to payday loans in Copperas Cove?
Yes, there are several alternative options you can consider, such as installment loans or title loans in Copperas Cove. If these options don't fit you, consider credit union loans, assistance programs, and cash advance apps.
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