Payday Loans in Houston, TX 77076
at 5454 North Fwy
- (832) 648-4711
- 3+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Sun)
- Open on weekends
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Houston
When money is tight and urgent expenses pop up, 1F Cash Advance can provide immediate assistance to Texas residents. With us, you can apply for a short-term loan in minutes and get the money you need on the same day, even with bad credit. Our Houston 77076 store is located in the Northtown Plaza shopping mall, near Gomez Western Wear and dd’s DISCOUNTS. We’re open on weekends to offer emergency loan solutions when other options are unavailable. Visit us today and receive fast cash from a direct lender with no credit check required.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
John Fleischman
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In-Store Loan Products
We know that each situation is unique and provide flexible loan solutions to meet a wide range of your personal needs.
Payday Loans
Max. amount $1,000
A payday loan provides quick help for small emergencies and short-term cash gaps. You can borrow up to $1,000 to cover urgent bills, minor repairs, or medical expenses, and repay the funds within 30 days. This way, you avoid carrying long-term debt.
Installment Loans
Max. amount $5,000
Installment loans in Houston, TX, work best for major expenses and big purchases. With 1F Cash Advance, you can get up to $5,000 for a period of 2 to 24 months and enjoy repayment predictability with fixed monthly installments.
Easy Steps to Apply
Getting payday loans in Houston, TX, is fast and simple with 1F Cash Advance:
Apply in-store
Visit us during the operating hours and complete an easy application form in 5 minutes.
Wait for approval
Your application details will be reviewed quickly via a soft credit check.
Get the funds
If approved, walk out with cash instantly or receive the money in your bank account on the same or the next business day.*
*Approval is not guaranteed. A soft credit check will be made to assess your loan eligibility based on your overall financial situation. Same-day funding is possible for loans approved before 10:30 am on weekdays. Loans finalized after 10:30 am, on weekends, or on holidays, will be funded on the next business day. Instant cash options are available to in-store applicants who borrow against a post-dated check.
What You Need to Bring
You only need to prepare a few basic items upon your store visit:
- Valid government-issued photo ID
- Social Security number
- Proof of income
- Proof of Texas address
- Active bank account and routing numbers
- Valid email and cell phone number
About 1F Cash Advance in Houston, Texas 77076
1F Cash Advance is a trusted loan company in Houston, TX, that was established with the idea of assisting people of all credit backgrounds. We have been providing payday and installment loans in Texas since 2019. The Houston 77076 store was opened in 2022 to meet a growing demand for emergency loan solutions. Since then, we’ve helped thousands of borrowers cover their urgent expenses.
We stand for open communication and transparency, and clearly outline all the loan terms to ensure you fully understand them. Getting a loan with us is safe due to our high security standards and compliance with all Texas laws and regulations. At 1F Cash Advance, we care about your finances and do our best to help you get back on track quickly.
Find Our Store Nearby
With our multiple loan places in Houston and across Texas, you can easily find a store near you.
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
201 S Americas Ave #208, El Paso, TX 79907
Borrow Money Responsibly
Payday loans can be expensive if you use them for a long period. These loans must be repaid over a few weeks and are designed to meet your emergency needs and short-term cash gaps. Don’t take out payday loans to cover ongoing expenses, as repeated borrowing can result in a debt cycle and paying more in interest than you initially expected.
If you need more time to repay the funds, consider alternatives with longer payback periods or apply for local assistance programs. Only borrow what you can comfortably repay by your next paycheck without sacrificing your other needs.
FAQ
Can I get a payday loan in Houston with bad credit?
At 1F Cash Advance, you can get approved for a loan with bad or no credit. We focus more on your ability to repay and assess your income, payment history, employment stability, and current debts.
Does 1F Cash Advance check credit?
Our loans come with a soft credit check performed via alternative means to estimate your financial situation. Such an inquiry does not affect your credit score and is usually made within minutes.
Can I apply online if there's no store near me?
You're welcome. Our online application form is available to all Texas residents 24/7. You can complete the entire process from the comfort of your home in just 5 minutes. Once approved, the money will be deposited into your bank account within 1 business day.
How do I get same-day funding?
To get the money on the same day, you need to apply early in the morning on a banking day and finalize your loan before 10:30 am. Alternatively, you can provide a post-dated check that covers the full amount due and get instant cash at a store. Otherwise, your loan will be funded as soon as the next business day.
What are my cash loan options in Texas?
If you need quick cash in the state, consider payday loans, installment loans, pawn shop loans, and title loans. If you want to save money on interest, you can borrow from a cash advance app or take out a loan from family or friends.
Have Questions? We're Here to Help
We’d love to connect with you. Reach out to us in the way that works best for you:
